RELIART
ActiveRELIART has been active since 1982 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €18k and a net result of €700. Equity remains stable across the filed fiscal years (±1.9% per year). Its solvency ranks better than 95% of 166 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability47▼-21
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 18
Relative position
BE, all sectors
reference
Sector 18
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
96.8%
Return on assets
3.7%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €18k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
21 d late
2024
19 d late
2023
26 d late
2022
19 d late
2021
12 d late
2020
30 d late
2019
88 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€2k▼ 44.8%
2024 · €4k
2018: €11k
2019: €11k
2020: €5k
2021: €2k
2022: €413
2023: €3k
2024: €4k
2018 → 2025
EBIT margin
35.9%▼ 26.5pp
2024 · 62.4%
2018: -27.0%
2019: -20.6%
2020: -0.5%
2021: 35.9%
2022: -241.2%
2023: 44.8%
2024: 62.4%
2018 → 2025
Net result
€700▼ 69.5%
2024 · €2k
2018: €-3k
2019: €-3k
2020: €-213
2021: €780
2022: €-1k
2023: €1k
2024: €2k
2018 → 2025
Working capital
€952▲ 276%
2024 · €253
2018: €-181
2019: €-3k
2020: €-3k
2021: €-2k
2022: €-3k
2023: €-2k
2024: €253
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€2k-€413▼ 82.6%€3k▲ 604%€4k▲ 28.7%€2k▼ 44.8%
Equity€15k-€14k▼ 7.8%€15k▲ 9.0%€18k▲ 15.0%€18k▲ 4.0%
Operating result€852-€-996€1k€2k▲ 79.2%€742▼ 68.2%
Net result€780-€-1k€1k€2k▲ 81.9%€700▼ 69.5%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 68% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €19k
Fixed assets
€17k=
Current assets
€2k▲ 13.2%
Equity and liabilities €19k
Equity
€18k▲ 4.0%
Debt
€598▼ 46.5%
The debt ratio falls from 6.0% to 3.2%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
96.8%▲
2024 · 94.0%
Current ratio
2.59▲
2024 · 1.23
Quick ratio
2.59▲
2024 · 1.23
Debt / equity
0.03▼
2024 · 0.06
ROE
3.8%▼
2024 · 13.0%
ROA
3.7%▼
2024 · 12.3%
Debt
€598▼
2024 · €1k
Debt ≤ 1 year
€598▼
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€19k€19k▲
Fixed assets21/28€17k€17k=
Financial fixed assets28€17k€17k=
Current assets29/58€1k€2k▲
Amounts receivable within one year40/41-€7
Other amounts receivable41-€7
Cash at bank and in hand54/58€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€19k€19k▲
Equity10/15€18k€18k▲
Contributions10/11€9k€9k=
Capital10€9k€9k=
Issued capital100€19k€19k=
Uncalled capital101€10k€10k=
Reserves13€3k€3k=
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Distributable reserves133€1k€1k=
Profit (loss) carried forward14€6k€7k▲
Amounts payable17/49€1k€598▼
Amounts payable within one year42/48€1k€598▼
Taxes, remuneration and social security45€518-
Taxes450/3€518-
Other amounts payable47/48€598€598=
Accrued charges and deferred income492/3€1-
Income statement
Code20242025
Turnover70€4k€2k▼
Goods, raw materials, services and sundry goods60/61€1k€1k▼
Other operating charges640/8€193€193=
Gross operating margin9900€3k€935▼
Operating profit (loss)9901€2k€742▼
Financial charges65/66B€41€42▲
Recurring financial charges65€41€42▲
Profit (loss) for the period before taxes9903€2k€700▼
Profit (loss) for the period9904€2k€700▼
Profit (loss) for the period to be appropriated9905€2k€700▼
Appropriation of the result
Profit (loss) to be appropriated9906€6k€7k▲
Profit (loss) brought forward from the previous period14P€4k€6k▲
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 21 days late
2025
31-12
Financial
Liquidity doublescurrent ratio 2.59
Current ratio from 1.23 to 2.59; short-term debt falls from €1k to €598.
19-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 19 days late
2024
31-12
Financial
Highest result since 2018net €2k ▲81.9%
Operating result €2k, net result €2k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 1.23
Current ratio from 0.53 to 1.23; short-term debt falls from €4k to €1k.
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 26 days late
2023
31-12
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
19-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 19 days late
2022
12-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 12 days late
2021
31-12
Financial
Back to profitnet €780
Net result €780 after 3 loss-making years.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 30 days late
2020
27-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 88 days late
2019
16-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 16 days late
2018
13-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 13 days late
2017
03-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 3 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Binche · 1 establishment unit since 1982
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Cygne(BIN) 107130 BincheGround area
603 m²
Building footprint
119 m²
Volume, LiDAR
742 m³
2 parcels, Wallonia · tallest building 11.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
RELIART
since 19822.020.343.813
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56011B0197/00F000 | Wallonia | 507 m² | 1 · 75 m² | 11.1 m · 3 fl. |
| 56011B0136/00D000 | Wallonia | 96 m² | 1 · 44 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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HOUSE PRINT
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PREFILM
BE 0414.259.581
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Exact
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Of 168 companies in sector 18140 we hold annual accounts for 72. 47 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-04-1982
Fiscal year end31-12
Activities, NACEBEL
18140Printing and reproduction of recorded media
22230
Sources
Crossroads Bank for EnterprisesNational Bank · 43 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.