RegLaw
ActiveRegLaw has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €73k and a net result of €39k. Its solvency ranks better than 62% of 12690 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
91
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency93▼-6
Growth78
Track record82
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days only on tighter terms
Liquidity ample (current ratio 2.36 against 0.98 in 2024; short-term debt: 31.9% and cash: 72.5% of total assets), and 31.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
68.1%
Return on assets
36.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
31 d late
2024
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€73k▲ 117%
2024 · €33k
2024: €33k
2024 → 2025
Total assets
€107k▲ 136%
2024 · €45k
2024: €45k
2024 → 2025
Net result
€39k▲ 24.9%
2024 · €31k
2024: €31k
2024 → 2025
Working capital
€46k
2024 · €-256
2024: €-256
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€33k-€73k▲ 117%
Operating result€40k-€50k▲ 25.9%
Net result€31k-€39k▲ 24.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 26% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €107k
Fixed assets
€26k▼ 21.8%
Current assets
€81k▲ 600%
Equity and liabilities €107k
Equity
€73k▲ 117%
Debt
€34k▲ 190%
The debt ratio rises from 26.0% to 31.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€59k▲
2024 · €41k
Cash flow
€48k▲
2024 · €32k
Solvency
68.1%▼
2024 · 74.0%
Current ratio
2.36▲
2024 · 0.98
Quick ratio
2.36▲
2024 · 0.98
Debt / equity
0.47▲
2024 · 0.35
ROE
54.0%▼
2024 · 94.0%
ROA
36.8%▼
2024 · 69.6%
Interest coverage
1204.65▼
2024 · 2029.21
Debt
€34k▲
2024 · €12k
Debt ≤ 1 year
€34k▲
2024 · €12k
Income taxes
€11k▲
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€45k€107k▲
Fixed assets21/28€34k€26k▼
Tangible fixed assets22/27€34k€26k▼
Furniture and vehicles24€34k€26k▼
Current assets29/58€12k€81k▲
Amounts receivable within one year40/41€2k€2k=
Other amounts receivable41€2k€2k=
Cash at bank and in hand54/58€10k€78k▲
Deferred charges and accrued income490/1-€1k
Equity and liabilities
Total equity and liabilities10/49€45k€107k▲
Equity10/15€33k€73k▲
Contributions10/11€2k€2k=
Profit (loss) carried forward14€31k€71k▲
Amounts payable17/49€12k€34k▲
Amounts payable within one year42/48€12k€34k▲
Trade debts44€2k€614▼
Suppliers440/4€2k€614▼
Taxes, remuneration and social security45€10k€24k▲
Taxes450/3€10k€24k▲
Remuneration and social security454/9-€152
Other amounts payable47/48€1€10k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€951€9k▲
Other operating charges640/8€387€764▲
Gross operating margin9900€41k€59k▲
Operating profit (loss)9901€40k€50k▲
Financial income75/76B-€4
Recurring financial income75-€4
Financial charges65/66B€20€49▲
Recurring financial charges65€20€49▲
Profit (loss) for the period before taxes9903€40k€50k▲
Income taxes67/77€8k€11k▲
Profit (loss) for the period9904€31k€39k▲
Profit (loss) for the period to be appropriated9905€31k€39k▲
Appropriation of the result
Profit (loss) to be appropriated9906€31k€71k▲
Profit (loss) brought forward from the previous period14P-€31k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Liquidity doublescurrent ratio 2.36
Current ratio from 0.98 to 2.36.
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waterloo · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue Belle Vue 21410 WaterlooGround area
839 m²
Building footprint
137 m²
Volume, LiDAR
1,070 m³
Parcel 25763K0199/00A000, Wallonia · tallest building 10.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
RegLaw
since 20242.362.303.554
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25763K0199/00A000 | Wallonia | 839 m² | 1 · 137 m² | 10.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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ADVOCAAT WIM NIES
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Of 22,054 companies in sector 69101 we hold annual accounts for 9,053. 7,491 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-07-2024
Fiscal year end31-12
Activities, NACEBEL
69101Activities of lawyers
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:petitchlo09@gmail.com