REGECO
ActiveREGECO has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €26k and a net result of €22k. Equity is growing by ~22.2% per year across the filed fiscal years. Its solvency ranks better than 27% of 9384 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
70
/ 100
Healthy▼ -20 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency49▼-51
Growth52=
Stability100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.3 against 16.24 in 2024), and 72.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
27.3%
Return on assets
23.7%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-06-2026, 50 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
50 d early
2024
7 d late
2023
42 d early
2022
53 d early
2021
59 d early
2020
38 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€26k▼ 64.8%
2024 · €73k
2020: €22k
2021: €40k
2022: €62k
2023: €94k
2024: €73k
2020 → 2025
Total assets
€95k▲ 21.5%
2024 · €78k
2020: €44k
2021: €42k
2022: €64k
2023: €101k
2024: €78k
2020 → 2025
Net result
€22k▼ 8.4%
2024 · €25k
2020: €28k
2021: €17k
2022: €22k
2023: €32k
2024: €25k
2020 → 2025
Working capital
€20k▼ 69.5%
2024 · €67k
2020: €22k
2021: €35k
2022: €57k
2023: €87k
2024: €67k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€40k-€62k▲ 56.0%€94k▲ 51.8%€73k▼ 21.8%€26k▼ 64.8%
Operating result€23k-€29k▲ 25.9%€41k▲ 42.7%€33k▼ 20.3%€65k▲ 99.3%
Net result€17k-€22k▲ 28.4%€32k▲ 44.3%€25k▼ 23.6%€22k▼ 8.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 99% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €95k
Fixed assets
€5k▼ 13.8%
Current assets
€89k▲ 24.6%
Equity and liabilities €95k
Equity
€26k▼ 64.8%
Debt
€69k▲ 1,460%
The debt ratio rises from 5.7% to 72.7%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€68k▲
2024 · €35k
Cash flow
€25k▼
2024 · €27k
Solvency
27.3%▼
2024 · 94.3%
Current ratio
1.30▼
2024 · 16.24
Quick ratio
1.30▼
2024 · 16.24
Debt / equity
2.66▲
2024 · 0.06
ROE
86.8%▲
2024 · 33.4%
ROA
23.7%▼
2024 · 31.5%
Interest coverage
1.85▼
2024 · 21.51
Debt
€69k▲
2024 · €4k
Debt ≤ 1 year
€69k▲
2024 · €4k
Income taxes
€6k▼
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€78k€95k▲
Fixed assets21/28€6k€5k▼
Tangible fixed assets22/27€6k€5k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€3k€4k▲
Current assets29/58€72k€89k▲
Amounts receivable within one year40/41€12k€15k▲
Trade receivables40€8k€9k▲
Other amounts receivable41€4k€6k▲
Cash at bank and in hand54/58€57k€72k▲
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€78k€95k▲
Equity10/15€73k€26k▼
Contributions10/11€2k€2k=
Reserves13€71k€24k▼
Distributable reserves133€71k€24k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€4k€69k▲
Amounts payable within one year42/48€4k€69k▲
Trade debts44€2k€2k▼
Suppliers440/4€2k€2k▼
Taxes, remuneration and social security45€2k€8k▲
Taxes450/3€2k€8k▲
Other amounts payable47/48-€60k
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Non-recurring operating income76A€12k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▲
Other operating charges640/8€1k€782▼
Non-recurring operating charges66A-€180
Gross operating margin9900€37k€69k▲
Operating profit (loss)9901€33k€65k▲
Financial income75/76B€183€147▼
Recurring financial income75€183€147▼
Financial charges65/66B€2k€37k▲
Recurring financial charges65€2k€37k▲
Profit (loss) for the period before taxes9903€31k€29k▼
Income taxes67/77€7k€6k▼
Profit (loss) for the period9904€25k€22k▼
Profit (loss) for the period to be appropriated9905€25k€22k▼
Appropriation of the result
Profit (loss) to be appropriated9906€25k€22k▼
Transfer from equity791/2€45k€70k▲
Transfer to equity691/2€25k€22k▼
To other reserves6921€25k€22k▼
Profit to be distributed694/7€45k€70k▲
Return on contributions (dividend)694€45k€70k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
07-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 7 days late
2024
19-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2020net €32k ▲44.3%
Net result €32k, the highest in the series.
08-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity doublescurrent ratio 35.59
Current ratio from 15.42 to 35.59; short-term debt falls from €2k to €2k.
02-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €17k ▼39.1%
Net result drops to €17k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 8current ratio 15.42
Current ratio from 2.00 to 15.42; short-term debt falls from €22k to €2k.
23-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kalmthout · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Theeuwstraat(Nm) 22920 KalmthoutGround area
368 m²
Building footprint
107 m²
Parcel 11662C0492/00G000, Flanders. Linked by address, not a title deed.
1 establishment unit
REGECO
since 20192.297.043.637
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11662C0492/00G000 | Flanders | 368 m² | 1 · 106 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 555 EUR awarded · 555 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 555 EUR | 555 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Legal Entity Identifier
984500CEE74587DF8964
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Of 11,508 companies in sector 71121 we hold annual accounts for 6,527. 4,280 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-10-2019
Fiscal year end31-12
Activities, NACEBEL
71121Engineering and related technical consultancy, excluding land surveyors
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.