GVL DESIGN
ActiveGVL DESIGN has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €14k and a net result of €58k. Equity is shrinking by ~13% per year across the filed fiscal years. Its solvency ranks better than 17% of 9388 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency39▲+2
Growth58=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.14 against 1.12 in 2024; short-term debt: 86.3% and cash: 84% of total assets), and 86.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
13.7%
Return on assets
56.7%
Age of the figures
15 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 9388 sector peers (2025).
NBB · sector comparisonPosition among 9388 sector peers
Solvency
better than 17%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 19-12-2025, 43 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
43 d early
2024
43 d early
2023
40 d early
2022
41 d early
2021
38 d early
2020
39 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close17-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€14k▼ 11.9%
2024 · €16k
2020: €37k
2021: €44k
2022: €101k
2023: €60k
2024: €16k
2020 → 2025
Total assets
€103k▼ 22.8%
2024 · €133k
2020: €62k
2021: €70k
2022: €134k
2023: €171k
2024: €133k
2020 → 2025
Net result
€58k▲ 27.3%
2024 · €46k
2020: €33k
2021: €7k
2022: €57k
2023: €49k
2024: €46k
2020 → 2025
Working capital
€13k▼ 7.6%
2024 · €14k
2020: €36k
2021: €44k
2022: €101k
2023: €60k
2024: €14k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€44k-€101k▲ 128%€60k▼ 40.3%€16k▼ 73.6%€14k▼ 11.9%
Operating result€10k-€71k▲ 650%€62k▼ 13.6%€58k▼ 6.6%€75k▲ 29.4%
Net result€7k-€57k▲ 680%€49k▼ 13.1%€46k▼ 7.3%€58k▲ 27.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 29% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €103k
Fixed assets
€1k▼ 37.0%
Current assets
€101k▼ 22.5%
Equity and liabilities €103k
Equity
€14k▼ 11.9%
Debt
€89k▼ 24.3%
The debt ratio falls from 88.0% to 86.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€75k▲
2024 · €58k
Cash flow
€59k▲
2024 · €46k
Solvency
13.7%▲
2024 · 12.0%
Current ratio
1.14▲
2024 · 1.12
Quick ratio
1.14▲
2024 · 1.12
Debt / equity
6.32▼
2024 · 7.34
ROE
414.6%▲
2024 · 286.9%
ROA
56.7%▲
2024 · 34.4%
Interest coverage
81.89▼
2024 · 833.14
Debt
€89k▼
2024 · €117k
Debt ≤ 1 year
€89k▼
2024 · €117k
Income taxes
€16k▲
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€133k€103k▼
Fixed assets21/28€2k€1k▼
Tangible fixed assets22/27€2k€1k▼
Furniture and vehicles24€2k€1k▼
Current assets29/58€130k€101k▼
Amounts receivable within one year40/41€81k€15k▼
Trade receivables40€14k€15k▲
Other amounts receivable41€68k-
Cash at bank and in hand54/58€49k€86k▲
Deferred charges and accrued income490/1€332€386▲
Equity and liabilities
Total equity and liabilities10/49€133k€103k▼
Equity10/15€16k€14k▼
Contributions10/11€4k€4k=
Reserves13€10k€10k=
Distributable reserves133€10k€10k=
Profit (loss) carried forward14€2k€15▼
Amounts payable17/49€117k€89k▼
Amounts payable within one year42/48€117k€89k▼
Trade debts44€3k€3k▲
Suppliers440/4€3k€3k▲
Taxes, remuneration and social security45€28k€71k▲
Taxes450/3€28k€71k▲
Other amounts payable47/48€87k€15k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€258€867▲
Other operating charges640/8€904€1k▲
Gross operating margin9900€59k€76k▲
Operating profit (loss)9901€58k€75k▲
Financial income75/76B€896€319▼
Recurring financial income75€896€319▼
Financial charges65/66B€69€921▲
Recurring financial charges65€69€921▲
Profit (loss) for the period before taxes9903€58k€74k▲
Income taxes67/77€13k€16k▲
Profit (loss) for the period9904€46k€58k▲
Profit (loss) for the period to be appropriated9905€46k€58k▲
Appropriation of the result
Profit (loss) to be appropriated9906€52k€60k▲
Profit (loss) brought forward from the previous period14P€6k€2k▼
Transfer from equity791/2€40k-
Profit to be distributed694/7€90k€60k▼
Return on contributions (dividend)694€90k€60k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
19-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Highest result since 2020net €58k ▲27.3%
Operating result €75k, net result €58k, both a record.
2024
19-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
22-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
21-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
30-06
Financial
Equity above €100kEq €101k ▲128%
3 profitable years in a row build equity to €101k.
2021
24-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
30-06
Financial
Weakest financial yearnet €7k ▼78.1%
Net result drops to €7k, the lowest in the series; recovery starts the following year.
2020
23-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schoten · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Churchilllaan 3122900 SchotenGround area
318 m²
Building footprint
108 m²
Volume, LiDAR
627 m³
Parcel 11443B0549/00Y002, Flanders · tallest building 11.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
GVL DESIGN
since 20192.289.821.986
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11443B0549/00Y002 | Flanders | 318 m² | 1 · 108 m² | 11.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
254900KKBLKXQP87Z110
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Of 11,553 companies in sector 71121 we hold annual accounts for 6,555. 3,449 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-05-2019
Fiscal year end30-06
Activities, NACEBEL
71121Engineering and related technical consultancy, excluding land surveyors
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.