Skip to content
Checked.be
Complete company report
Generated 12-08-2026
Active BE 0799.633.950Private limited company

REFRICLIM

Guldenschaapstraat 6 ·1800 Vilvoorde, Belgium· 3 yrs active
Sector: Installatie van verwarming, klimaatregeling, koeling en ventilatie aangedreven door elektriciteit (43222)
Conclusion Checked

The computed 12-month bankruptcy probability of REFRICLIM is 2.8% (moderate). The 2024 annual accounts show equity of €39k and a net result of €27k. Its solvency ranks better than 63% of 11087 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €39k
Net result €27k
Better than sector 63%
Active 3 yrs
Snowflake analysis 5 of 5 axes measured · computed by Checked
Health100Profitability100Solvency90Growth78Stability94
92 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 100
Profitability 100
Solvency 90
Growth 78
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free
2.8% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags 0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2024 · computed
100 / 100 Excellent
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Financial overview2 NBB filings
Annual accounts filed on 21-01-2026 with the NBB · fiscal year 2024 · micro
€0€10k€20k€30kOperating result 2023: €21k€21kNet result 2023: €17k€17kOperating result 2024: €27k€27kNet result 2024: €27k€27k20232024
Operating resultNet result
Sector comparison
Fiscal year 2024 · NACE 43, Specialised construction · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 51.1% 40.9%
better than 63% of 11087 sector peers
Net result €27k €11k
better than 72% of 11069 sector peers
Equity €39k €34k
better than 54% of 11090 sector peers
Gross operating margin €31k €35k
better than 46% of 11060 sector peers
Total assets €76k €93k
better than 42% of 11087 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€31k
+40.2% 23-24
Net profit
€27k
+57.5% 23-24
Cash flow
€31k
+71.5% 23-24
Total assets
€76k
+77.7% 23-24
Equity
€39k
+223.0% 23-24
Working capital
€28k
+167.0% 23-24
Income taxes
€4k
- 23-24
Debt
€37k
+20.9% 23-24
Debt ≤ 1y
€37k
+20.9% 23-24
Current ratio
1.76
+31.0% 23-24
Quick ratio
1.76
+31.0% 23-24
Solvency
51.1%
+81.7% 23-24
Debt / equity
0.96
-62.6% 23-24
ROE
69.0%
-51.2% 23-24
ROA
35.3%
-11.4% 23-24
Interest coverage
1175.02
-90.2% 23-24
Figures by fiscal year
Fiscal year2024
Depositmicro
Revenue-
EBITDA€31k
Net profit€27k
Cash flow€31k
Staff costs-
Income taxes-
Dividends-
Total assets€76k
Equity€39k
Debt€37k
of which ≤ 1y€37k
of which > 1y-
Working capital€28k
Employees (FTE)-
Ratios (computed)
2024
Current ratio1.76
Quick ratio1.76
Working capital ratio37.2%
Solvency51.1%
Debt / equity0.96
Long-term debt ratio-
Interest coverage1175.02
Gross margin-
Net margin-
ROA35.3%
ROE69.0%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€76k
Fixed assets 21/28€11k
Tangible fixed assets 22/27€11k
Current assets 29/58€65k
Amounts receivable within one year 40/41€38k
Cash & bank 54/58€27k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€76k
Equity 10/15€39k
Accumulated profits (losses) 14€39k
Amounts payable 17/49€37k
Amounts payable within one year 42/48€37k
Trade debts payable within one year 44€21k
Income statement
Gross operating margin 9900€31k
Operating result 9901€27k
Financial charges 65€26
Result before taxes 9903€27k
Net result for the period 9904€27k
Result to be appropriated 9905€27k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary Installatie van verwarming, klimaatregeling, koeling en ventilatie aangedreven door elektriciteit(43222)
Legal form Private limited company(610)
Incorporation17-03-2023
StatusActive
Postal code1800
Establishment units 1 location
REFRICLIM
Vervaardiging van machines en apparaten voor klimaatregeling, voor niet-huishoudelijk gebruik
since 20232.343.899.090
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23095B0028/00C003 Flanders 1,619 m² - -
23642D0866/00X000 Flanders 93 m² 1 · 82 m² 11.0 m · 3 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 4 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
21-01-2026
NBB filing Annual accounts filed
fiscal year 2024 · micro
2025
17-12-2025
NBB filing Annual accounts filed
fiscal year 2023 · micro
12-11-2025
State Gazette act Registered-office change
v3.2
2023
21-03-2023
State Gazette act Incorporation
oprichting
Belgisch Staatsblad, acts 2 acts
Address history · 1
12-11-2025
v3.2
All acts · 2 updated 9 months ago
2025
12-11-2025 Registered office moved from Asse to Vilvoorde Registered-office change
  • Z. 3 Doornveld 140-149, 1731 Asse → Guldenschaapstraat 6, 1800 Vilvoorde
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "statutaire",
      "new_address": {
        "city": "Vilvoorde",
        "region": null,
        "street": "Guldenschaapstraat",
        "country": "BE",
        "postcode": "1800",
        "box_number": null,
        "street_number": "6"
      },
      "old_address": {
        "city": "Asse",
        "region": null,
        "street": "Z. 3 Doornveld",
        "country": "BE",
        "postcode": "1731",
        "box_number": "8A0",
        "street_number": "140-149"
      },
      "effective_date": "2025-10-24",
      "evidence_quote": "De maatschappelijke zetel zal verhuisen naar Guldenschaapstraat 6, 1800 Vilvoorde vanaf 24/10/2025"
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0799.633.950",
    "name_full": "REFRICLIM",
    "legal_form": "BV"
  }
}
2023
21-03-2023 Incorporation of a new BV Incorporation
Summary: oprichting
Technical details 
{
  "kind": "oprichting",
  "seat": "1731 Zellik, Doornveld 140-149 bus 8A0",
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "founders": [
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": null,
        "name": "Smael MAHRIA",
        "niss": null,
        "address": "1080 Sint-Jans-Molenbeek, Manchestersstraat, 16 bus 2"
      },
      "share_class": "Aandelen",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 0,
      "holder_person_name": "Smael MAHRIA",
      "is_subscriber_only": true,
      "n_shares_subscribed": 100,
      "amount_subscribed_eur": 1000,
      "is_anonymous_silent_partner": false
    }
  ],
  "capital_eur": 1000,
  "subject_company": {
    "kbo": "0799.633.950",
    "name_full": "REFRICLIM",
    "legal_form": "BV"
  },
  "initial_directors": [],
  "incorporation_date": "2023-03-17",
  "post_incorporation_mandates": []
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Company registry (CBE) Crossroads Bank
Activities
Installatie van verwarming, klimaatregeling en ventilatie43222Installatie van verwarming, klimaatregeling, koeling en ventilatie aangedreven door elektriciteit43222Vervaardiging van machines en apparaten voor de koeltechniek en de klimaatregeling, voor niet-huishoudelijk gebruik28250Vervaardiging van machines en apparaten voor klimaatregeling, voor niet-huishoudelijk gebruik28250Bouw van civieltechnische werken voor vloeistoffen, n.e.g.42219Bouw van civieltechnische werken voor vloeistoffen, neg42219Loodgieterswerk43221Sanitaire werkzaamheden43221Overige zakelijke dienstverlening, n.e.g.82990Overige zakelijke dienstverlening, neg82990
Primary activity highlighted.
Names & trade names
Legal nameNL REFRICLIM
Registered office
Guldenschaapstraat 6
1800 Vilvoorde, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Similar companies Comparable size · 1,427 of 9,475 companies in this sector with filed accounts
DATO TECHNICS BE 0803.437.142 · Lochristi
BREVA COMPANY BE 0788.321.176 · Sint-Pieters-Leeuw
Ets Mathos BE 1001.462.543 · Chaumont-Gistoux
RôA BE 1003.868.539 · Watermaal-Bosvoorde
SVH Install BE 0552.671.653 · Kapellen
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative