Reforma Build SRL

Active

Private limited companyfounded 2022active for 4 yearsRue Warichet, Gd-L. 47, 5031 Gembloux, BelgiumKBO/BCE: BE 0783.654.882

Summary

Reforma Build SRL has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €81,099 and a net result of €7,391. Equity is growing by about 15% per year across the filed financial years. Its solvency ranks better than 72% of 9,309 sector peers (NACE 41, financial year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Risk analysisFollow Report Compare

Reforma Build SRLActiveChecked score 70/100

Risk analysis Report Compare

Activity

General construction of residential buildings

NACE 41001

1 site

Size

€126,573total assets 2025

Equity: €81,099
Profit: €7,391

Turnover not published (micro format)

Financial health

70 Healthy Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.7%

Structure

2025 accounts on time1 deed in the Belgian Official Gazette

Why 70raises riskSector: Construction of residential and non-residential buildings (NACE 41)Founded in 2022Size: total assets €126,573lowers riskLiquidity: current ratio 2.95, cash €38,329Show the evidence

Checked score

Score 2025

70 / 100

Healthy

Probability in this band: 0.55% to 1.5%

Financially better than 66% of its sector peers (NACE 41, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 89+18

equity 64.1% of total assets

Liquidity 81+7

short-term debt 21.6% · cash 30.3%

Profitability 76+4

return on assets 5.8%

Bankruptcy probability, 12 months

0.7% Low

0%0.5%1.5%4%10%≥ 25%

About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,431 companies, NACE 41, micro)

Last 24 months 11-2024: 1.7% 12-2024: 1.7%● unchanged vs 11-2024 01-2025: 1.7%● unchanged vs 12-2024 02-2025: 1.7%● unchanged vs 01-2025 03-2025: 1.7%● unchanged vs 02-2025 04-2025: 1.8%▲ +0.1 percentage points vs 03-2025 05-2025: 1.8%● unchanged vs 04-2025 06-2025: 1.8%● unchanged vs 05-2025 07-2025: 1.9%▲ +0.1 percentage points vs 06-2025highest value 08-2025: 1.2%▼ -0.7 percentage points vs 07-2025 09-2025: 1.2%● unchanged vs 08-2025 10-2025: 1.2%● unchanged vs 09-2025 11-2025: 1.2%● unchanged vs 10-2025 12-2025: 0.9%▼ -0.3 percentage points vs 11-2025 01-2026: 0.8%▼ -0.1 percentage points vs 12-2025 02-2026: 0.8%● unchanged vs 01-2026 03-2026: 0.8%● unchanged vs 02-2026 04-2026: 0.9%▲ +0.1 percentage points vs 03-2026 05-2026: 1.0%▲ +0.1 percentage points vs 04-2026 06-2026: 1.0%● unchanged vs 05-2026 07-2026: 1.1%▲ +0.1 percentage points vs 06-2026 08-2026: 0.7%▼ -0.4 percentage points vs 07-2026lowest value 09-2026: 0.7%● unchanged vs 08-2026 10-2026: 0.7%● unchanged vs 09-2026

Credit of up to €5,000 on 30-day terms is acceptable

Liquidity ample (current ratio 2.95, compared with 1.75 in 2024, above the usual 1.5; short-term debt: 21.6% and cash: 30.3% of total assets), and 35.9% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 73% on solvency, 83% on liquidity, 54% on profitability and 54% on growth.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Five signals.

lowers riskraises riskneutral

Liquidity: current ratio 2.95, cash €38,329

NBB · annual accounts

Sector: Construction of residential and non-residential buildings (NACE 41)

KBO

Founded in 2022

Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.

KBO

Size: total assets €126,573

Companies of this size fail more often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.

NBB · 4 filings

Deviation from the deadline

2025

on the day

2024

2 days early

2023

29 days late

2022

5 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 6 days after the deadline; the sector median (NACE 41) for financial year 2024 is on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 July (3 of the last 4 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

25-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since incorporation in 2022.

KBO publications · our coverage

31-07-2026 Annual accounts filedfinancial year 2025 · micro…
29-07-2025 Annual accounts filedfinancial year 2024 · micro…
31-12-2024 Weakest financial yearnet €4,582 ▼85.3%

Key points

Total assets 20254 financial years filed €126,573 View
Active since 2022founded 22-03-2022 4 years View

By topic

Financials

Financial year: 2025
Total assets: €126,573
Profit: €7,391
Solvency: 64.1%

Total assets▼ 20.2%

Net result

20222025

Go to Financials

Timeline

Events: 5
Since: 2023
Next accounts: by 31-07-2027

29-08-2024Annual accounts filed
26-07-2023Annual accounts filed

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: General construction of residential buildingsNACE 41001
Founded: 22-03-2022
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Key facts about Reforma Build SRL

What is the company number of Reforma Build SRL?: 0783.654.882. In Belgium the VAT number is the company number with BE in front: BE 0783.654.882.
Where is Reforma Build SRL based?: The registered office is at Rue Warichet, Gd-L. 47, 5031 Gembloux.Company details
What does Reforma Build SRL do?: According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of Reforma Build SRL?: Private limited company (BV).
When was Reforma Build SRL founded?: On 22-03-2022.
Is Reforma Build SRL still active?: Yes, Reforma Build SRL is an active enterprise in the KBO register.
What is the turnover of Reforma Build SRL?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is Reforma Build SRL profitable?: In financial year 2025, Reforma Build SRL made a profit of €7,391.
Where can I find the annual accounts of Reforma Build SRL?: Reforma Build SRL filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Reforma Build SRL due?: By 31-07-2027, for financial year 2026.Timeline