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Complete company report
Generated 12-07-2026
Active BE 0670.943.852Private limited company

REFACTOR

Sint-Niklaasstraat 61 ·3321 Hoegaarden, Belgium· 9 yrs active
Sector: Computer programming & consultancy (62100)
Conclusion Checked

The computed 12-month bankruptcy probability of REFACTOR is 0.2% (very low). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 9 yrs
Locations 1
Publications 1
Bankruptcy probability (12 mo) Checked model v1 · free
0.2% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
More than 3 years active
Founded in 2017, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Financial overview8 NBB filings
Financials being processed
NBB has 8 filing(s) on record for this company, latest fiscal year 2024 (micro). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 micro 09-07-2025 2025-00249167
31-12-2023 micro 11-07-2024 2024-00234209
31-12-2022 micro 24-07-2023 2023-00261780
31-12-2021 micro 31-08-2022 2022-20374995
31-12-2020 micro 10-08-2021 2021-47400115
31-12-2019 micro 31-07-2020 2020-37600169
31-12-2018 micro 23-08-2019 2019-49000517
31-12-2017 micro 16-08-2018 2018-45800352
Legal Structure
NACE primary Computer programming & consultancy(62100)
Legal form Private limited company(610)
Incorporation10-02-2017
StatusActive
Postal code3321
Establishment units 1 location
Sint-Niklaasstraat 61, 3321 Hoegaarden
Ontwerpen en programmeren van computerprogramma's
since 20172.261.944.087
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24087D0002/00K000 Flanders 2,564 m² 1 · 129 m² 10.8 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 9 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
09-07-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
11-07-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
06-06-2024
State Gazette act Director changes
Bernard INDEKEU
2023
24-07-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
31-08-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
10-08-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
31-07-2020
NBB filing Annual accounts filed
fiscal year 2019 · micro
2019
23-08-2019
NBB filing Annual accounts filed
fiscal year 2018 · micro
2018
16-08-2018
NBB filing Annual accounts filed
fiscal year 2017 · micro
Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 2 years ago
2024
06-06-2024 2 resigning, 1 reappointed Director changes·Bernard INDEKEU
  • FOURIE Sander, Zaakvoerder
  • KELCHTERMANS Bruno, Zaakvoerder
  • FOURIE Sander, Bestuurder
Notary: Bernard INDEKEU · Zoutleeuw
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "zaakvoerder",
      "person": {
        "rrn": null,
        "name": "FOURIE Sander",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": "voluntary",
      "subkind": "regular",
      "via_org": null,
      "statutory": "niet_statutair",
      "compensated": false,
      "effective_date": null,
      "evidence_quote": "De vergadering besluit haar \u201Czaakvoerders\u201D, zijnde de oude terminologie van het Wetboek Vennootschappen (en dient te worden gelezen als bestuurders): de heer FOURIE Sander en de heer KELCHTERMANS Bruno, beiden voornoemd, ontslag te verlenen voor wat betreft de functie van niet-statutaire zaakvoerder",
      "decharge_status": "pending_next_agm",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "director_out",
      "role": "zaakvoerder",
      "person": {
        "rrn": null,
        "name": "KELCHTERMANS Bruno",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": "voluntary",
      "subkind": "regular",
      "via_org": null,
      "statutory": "niet_statutair",
      "compensated": false,
      "effective_date": null,
      "evidence_quote": "De vergadering besluit haar \u201Czaakvoerders\u201D, zijnde de oude terminologie van het Wetboek Vennootschappen (en dient te worden gelezen als bestuurders): de heer FOURIE Sander en de heer KELCHTERMANS Bruno, beiden voornoemd, ontslag te verlenen voor wat betreft de functie van niet-statutaire zaakvoerder",
      "decharge_status": "pending_next_agm",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "director_renew",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "FOURIE Sander",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "renewal",
      "via_org": null,
      "statutory": "niet_statutair",
      "compensated": false,
      "effective_date": null,
      "evidence_quote": "Vervolgens besluit de vergadering tot herbenoeming van de heer FOURIE Sander voornoemd, als niet-statutaire bestuurder, hetgeen hij verklaart te aanvaarden.",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "indefinite",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "decharge_granted",
      "role": "zaakvoerder",
      "person": {
        "rrn": null,
        "name": "FOURIE Sander",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": null,
      "statutory": "niet_statutair",
      "compensated": false,
      "effective_date": null,
      "evidence_quote": "Aan de gewezen zaakvoerders wordt kwijting verleend voor de uitoefening van hun mandaat tot op heden, onder voorbehoud van goedkeuring van de jaarrekening.",
      "decharge_status": "granted",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "decharge_granted",
      "role": "zaakvoerder",
      "person": {
        "rrn": null,
        "name": "KELCHTERMANS Bruno",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": null,
      "statutory": "niet_statutair",
      "compensated": false,
      "effective_date": null,
      "evidence_quote": "Aan de gewezen zaakvoerders wordt kwijting verleend voor de uitoefening van hun mandaat tot op heden, onder voorbehoud van goedkeuring van de jaarrekening.",
      "decharge_status": "granted",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": "Bernard INDEKEU",
    "firm_city": null,
    "firm_name": null,
    "office_city": "Zoutleeuw",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2024-06-06",
    "filing_date": "2024-06-04",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2024-06-03",
      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0670.943.852",
    "name_full": "REFACTOR",
    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Bernard INDEKEU",
    "org_rep_person_name": null,
    "person_role_at_subject": "Notaris"
  },
  "co_filed_documents": [
    "uitgifte van het proces-verbaal",
    "geco\u00F6rdineerde statuten"
  ],
  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Ontwerpen en programmeren van computerprogramma's62010Computerconsultancy-activiteiten62020Ontwerpen van computerprogramma’s62100Activiteiten op het gebied van computerconsultancy en beheer van computerfaciliteiten62200Computerconsultancy-activiteiten62020Overige diensten op het gebied van informatietechnologie en computer62090Activiteiten op het gebied van computerconsultancy en beheer van computerfaciliteiten62200Overige diensten op het gebied van informatietechnologie en computer62900Computerinfrastructuur, gegevensverwerking, hosting en aanverwante activiteiten63100Gegevensverwerking, webhosting en aanverwante activiteiten63110
Primary activity highlighted.
Names & trade names
Legal nameNL REFACTOR
Registered office
Sint-Niklaasstraat 61
3321 Hoegaarden, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative