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REEFPOINT

Active
Private limited companyfounded 2024active for 2 yearsArmand Huysmanslaan 174, 1050 Elsene, BelgiumKBO/BCE: BE 1015.232.187
Summary

REEFPOINT has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €86,965 and a net result of €83,965. Its solvency ranks better than 62% of 21,080 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Activity
Computer consultancy and computer facilities management
NACE 62200
1 site
Size
≈ €180,000turnover 2025, estimated
Equity
€86,965
Profit
€83,965
Turnover estimated from the gross margin
Financial health
97 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
2025 accounts 2 days early
Why 97raises riskFounded in 2024lowers riskSector: Computer programming, consultancy and related activities (NACE 62)Liquidity: current ratio 2.75, cash €53,524Equity €86,965 (70.6% of total assets)Show the evidence

Checked score

Score 2025
97 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 73% of its sector peers (NACE 62, micro)
Financial strength
Strong
Solvency 96
equity 70.6% of total assets
Liquidity 88
short-term debt 29.4% · cash 43.4%
Profitability 100
return on assets 68.1%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,890 companies, NACE 62, micro)
Last 24 months 11-2025: 0.4% 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.4%● unchanged vs 12-2025 02-2026: 0.4%● unchanged vs 01-2026 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.5%▲ +0.1 percentage points vs 03-2026 05-2026: 0.5%● unchanged vs 04-2026 06-2026: 0.5%● unchanged vs 05-2026 07-2026: 0.6%▲ +0.1 percentage points vs 06-2026highest value 08-2026: < 0.1%▼ -0.6 percentage points vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026
Credit of up to €8,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity ample (current ratio 2.75, above the usual 1.5; short-term debt: 29.4% and cash: 43.4% of total assets), and 29.4% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro): better than 64% on solvency, 73% on liquidity and 82% on profitability.

The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Sector: Computer programming, consultancy and related activities (NACE 62)
KBO
lowers risk · Liquidity: current ratio 2.75, cash €53,524
NBB · annual accounts
raises risk · Founded in 2024
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Equity €86,965 (70.6% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
2 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2024.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. IncorporationAppointment: VANDERSTRAETEN Vincent (director) ·…

Financials · financial year 2025, micro format

Turnover
≈ €180,000
Estimated: probably between €160,000 and €220,000
Total assets
€123,265
Net result
€83,965
Working capital
€63,539

Turnover and EBIT margin not published: the micro format does not require them. The turnover shown is an estimate from the gross margin.

Balance-sheet composition
Assets €123,265
Fixed assets €23,426
Current assets €99,839
Equity and liabilities €123,265
Equity €86,965
Debt €36,300
Debt finances 29.4% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€115,143
Cash flow
€87,459
Current ratio
2.75
Debt to equity
0.42
ROE
96.6%
ROA
68.1%
Interest coverage
over 100
Debt ≤ 1 year
€36,300
Income taxes
€26,786

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 95.8% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
95.8% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: < 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 38 lines
Balance sheet Code2025
Assets
Total assets20/58€123,265
Fixed assets21/28€23,426
Tangible fixed assets22/27€23,426
Furniture and vehicles24€10,752
Other tangible fixed assets26€12,674
Current assets29/58€99,839
Amounts receivable within one year40/41€26,315
Trade receivables40€22,305
Other amounts receivable41€4,010
Current investments50/53€20,000
Cash at bank and in hand54/58€53,524
Equity and liabilities
Total equity and liabilities10/49€123,265
Equity10/15€86,965
Contributions10/11€3,000
Reserves13€83,965
Distributable reserves133€83,965
Amounts payable17/49€36,300
Amounts payable within one year42/48€36,300
Current portion of amounts payable after more than one year42€246
Trade debts44€840
Suppliers440/4€840
Taxes, remuneration and social security45€35,215
Taxes450/3€35,215
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,494
Other operating charges640/8€350
Gross operating margin9900€115,493
Operating profit (loss)9901€111,649
Financial income75/76B€9
Recurring financial income75€9
Financial charges65/66B€907
Recurring financial charges65€907
Profit (loss) for the period before taxes9903€110,751
Income taxes67/77€26,786
Profit (loss) for the period9904€83,965
Profit (loss) for the period to be appropriated9905€83,965
Appropriation of the result
Profit (loss) to be appropriated9906€83,965
Transfer to equity691/2€83,965
To other reserves6921€83,965

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,494
Other operating charges640/8€350
Gross operating margin9900€115,493
Operating profit (loss)9901€111,649
Financial income75/76B€9
Recurring financial income75€9
Financial charges65/66B€907
Recurring financial charges65€907
Profit (loss) for the period before taxes9903€110,751
Income taxes67/77€26,786
Profit (loss) for the period9904€83,965
Profit (loss) for the period to be appropriated9905€83,965
Line2025
Assets
Total assets20/58€123,265
Fixed assets21/28€23,426
Tangible fixed assets22/27€23,426
Furniture and vehicles24€10,752
Other tangible fixed assets26€12,674
Current assets29/58€99,839
Amounts receivable within one year40/41€26,315
Trade receivables40€22,305
Other amounts receivable41€4,010
Current investments50/53€20,000
Cash at bank and in hand54/58€53,524
Equity and liabilities
Total equity and liabilities10/49€123,265
Equity10/15€86,965
Contributions10/11€3,000
Reserves13€83,965
Distributable reserves133€83,965
Amounts payable17/49€36,300
Amounts payable within one year42/48€36,300
Current portion of amounts payable after more than one year42€246
Trade debts44€840
Suppliers440/4€840
Taxes, remuneration and social security45€35,215
Taxes450/3€35,215
Line2025
Profit (loss) for the period9904€83,965
+ Depreciation and write-downs630€3,494
Operating cash flow (approximation)€87,459

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (1)
Financial year Type Filed Reference
31-12-2025 micro format 29-07-2026 2026-00347570

Similar companies · same sector, comparable size

Of the 29,893 active companies whose main activity is computer consultancy and computer facilities management (NACE 62200), figures are known for 18,927. 15,945 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
1 director, no change since 2024
VANDERSTRAETEN Vincent
Director (not named in the articles) · since 21-10-2024
Current
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ. See the directors and other office holders in the KBO →

Mandate history

1 person since 2024, 1 in office
Show
  • Board
Mandates per person, with start and end dates
Name Functions and periods
VANDERSTRAETEN Vincent
  • Director (not named in the articles), from 21-10-2024 to date
See the board, name and registered office on a given date →

Owners and capital

Capital and shareholders

Shareholders according to the deeds
At incorporation act of 21-10-2024 ↗

The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.

Capital over the years
  1. 21-10-2024 Incorporation · €3,000

Group and network

Connections & network

1 current director
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

History

On 17 October 2024, REEFPOINT was incorporated as a private limited company by one natural person, with a starting capital of €3,000.12 VANDERSTRAETEN Vincent has served as director of the company since 2024.2 The company has filed annual accounts once, for financial year 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 21-10-2024
  3. 3National Bank, annual accounts 2025

Acts, filings and financial milestones

2026
29-07
NBB filing Annual accounts filed
financial year 2025 · micro format
2024
21-10
Gazette deed Incorporation
Appointment: VANDERSTRAETEN Vincent (director) · Founding capital · Pre-incorporation commitments5 facts ▸
  • Incorporation, 17-10-2024
  • Founding capital, €3,000
  • Pre-incorporation commitments, ratification, “activiteiten verricht voor rekening van de vennootschap in oprichting” (deed in Dutch)
  • Director appointment, VANDERSTRAETEN Vincent (director (not named in the articles))
  • Founder, VANDERSTRAETEN Vincent
Gazette deedNBB filing
1 of 1 deed read

Register details

Identification
Legal formPrivate limited company
Founded17-10-2024
Financial year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
63920Other information service activities
64210Activities of holding companies
66199Other activities auxiliary to financial services, excluding insurance and pension funding
E-invoicing
Reachable via Peppol
Peppol ID 0208:1015232187
Also 9925:BE1015232187
Registered 06-11-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Recognitions · licences · registrations

Legal Entity Identifier

699400SXQNFWARWODZ04
live in the LEI register

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2024
registered office establishment The establishment unit on the map
Ground area
2,024 m²
Building footprint
467 m²
Building volume
10,748 m³
Parcel 21446D0030/00A014, Brussels · tallest building 26.0 m. Linked by address, not a title deed.
8 companies at this address See who is registered here
1 establishment unit
REEFPOINT
Armand Huysmanslaan 174, 1050 ElseneComputer consultancy and computer facilities management
since 2024unit no. 2.365.606.009
1 parcel
Brussels 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
21446D0030/00A014 Brussels 2,024 m² 1 · 467 m² 26.0 m · 7
How the parcels are linked
Good to know
The parcel matches the address exactly.

Articles of association

What the company does

PurposeThe activities the company may carry out under its articles.
“1. Algemeen management, sales- en project management, consulting en het begeleiden van organisatie en teams in de ruimste zin van het woord…” (deed in Dutch)
15 activities (deed in Dutch)
  1. 1. Algemeen management, sales- en project management, consulting en het begeleiden van organisatie en teams in de ruimste zin van het woord.
  2. 2. Verlenen van advies, van het ontwikkelen en implementeren van strategieën om omzet te verhogen, de commerciële bedrijfsvoering te onderzoeken, aan te passen en de processen te optimaliseren.
  3. 3. Verlenen van advies op gebied van sales-, planning, organisatie, efficiëntie, toezicht en IT voor sales in de ruimste zin van het woord.
  4. 4. Advies op het gebied van bedrijfsbeheer, bedrijfsvoering en marketing, overige zakelijke, rechtskundige en financiële dienstverlening.
  5. 5. Het geven en organiseren van opleidingen, seminaries en coaching op vlak van management, sales en organisatie.
  6. 6. Aan- en verkoop, en verhuur van onroerende goederen; Evenals de bemiddeling hierin en de leasing. Projectontwikkeling.
  7. 7. Syndicus, rentmeester.
  8. 8. Het geven van opleidingen in alle voormelde materies.
  9. 9. Bestuurder in vennootschappen; Het houden van aandelen in andere bedrijven, holding.
  10. 10. Algemene schrijnwerker en meubelmaker, handel in hout en afgewerkte producten in hout.
  11. 11. Sportbeoefenaar en het coachen en exploiteren en ondersteunen van alle sportdisciplines.
  12. 12. Fotografie.
  13. 13. D.J. en alle activiteiten voor het maken van muziek of het organiseren van muziekoptredens.
  14. 14. Verhuur en lease van sportartikelen, consumentenartikelen, caravans & motorhomes.
  15. 15. Het uitgeven van boeken of tijdschriften, ook op een digitale wijze.

The full purpose is in the deed

Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
“Armand Huysmanslaan 174 bus 4, 1050 Elsene” (deed in Dutch)

deed of 21-10-2024

Who represents it, and how

Who signsWho may bind the company towards others, for example by signing a contract.
“Als er slechts één bestuurder is, is het geheel van de bevoegdheden van de bestuurders aan hem toegekend, met de mogelijkheid een deel van…”
Board ruleHow the board is made up, meets and takes decisions.
“Met of zonder beperking van duur, 1” (deed in Dutch)
Power of attorneyA special mandate allowing someone to perform one or more acts on the company's behalf.
One provision in the deed

deed of 21-10-2024

Meetings and financial year

Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
Third Friday of June at 20:00

deed of 21-10-2024

Other provisionsOther rules from the articles that fall under none of the themes above.

Other provision: “Agenda en meerderheid, meerderheid van stemmen ongeacht aantal vertegenwoordigde effecten” (deed in Dutch)
8 more provisions in the deed, see the deed of 21-10-2024

deed of 21-10-2024