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REEFPOINT

Active
Private limited companyfounded 20241 yr activeArmand Huysmanslaan 174, 1050 Elsene, BelgiumKBO/BCE: BE 1015.232.187
Summary

REEFPOINT has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €86,965 and a net result of €83,965. Its solvency ranks better than 62% of 17179 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).

Checked score

Score 2025
Axes
Profitability100
Solvency96
Growth-
Track record67
Bankruptcy probability, 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7,000 at 30 days only on tighter terms
Liquidity ample (current ratio 2.75; short-term debt: 29.4% and cash: 43.4% of total assets), and 29.4% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
70.6%
Return on assets
68.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
2 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 17 October 2024, REEFPOINT was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€86,965
Total assets
€123,265
Net result
€83,965
Working capital
€63,539

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €123,265
Fixed assets €23,426
Current assets €99,839
Equity and liabilities €123,265
Equity €86,965
Debt €36,300
Debt finances 29.4% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€115,143
Cash flow
€87,459
Current ratio
2.75
Debt to equity
0.42
ROE
96.6%
ROA
68.1%
Interest coverage
126.99
Debt ≤ 1 year
€36,300
Income taxes
€26,786

Peer companies

Historical observation

Of the 11,280 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 97% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
2.6% stopped otherwise
97% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 11,280 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 38 lines
Balance sheet Code2025
Assets
Total assets20/58€123,265
Fixed assets21/28€23,426
Tangible fixed assets22/27€23,426
Furniture and vehicles24€10,752
Other tangible fixed assets26€12,674
Current assets29/58€99,839
Amounts receivable within one year40/41€26,315
Trade receivables40€22,305
Other amounts receivable41€4,010
Current investments50/53€20,000
Cash at bank and in hand54/58€53,524
Equity and liabilities
Total equity and liabilities10/49€123,265
Equity10/15€86,965
Contributions10/11€3,000
Reserves13€83,965
Distributable reserves133€83,965
Amounts payable17/49€36,300
Amounts payable within one year42/48€36,300
Current portion of amounts payable after more than one year42€246
Trade debts44€840
Suppliers440/4€840
Taxes, remuneration and social security45€35,215
Taxes450/3€35,215
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,494
Other operating charges640/8€350
Gross operating margin9900€115,493
Operating profit (loss)9901€111,649
Financial income75/76B€9
Recurring financial income75€9
Financial charges65/66B€907
Recurring financial charges65€907
Profit (loss) for the period before taxes9903€110,751
Income taxes67/77€26,786
Profit (loss) for the period9904€83,965
Profit (loss) for the period to be appropriated9905€83,965
Appropriation of the result
Profit (loss) to be appropriated9906€83,965
Transfer to equity691/2€83,965
To other reserves6921€83,965

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,494
Other operating charges640/8€350
Gross operating margin9900€115,493
Operating profit (loss)9901€111,649
Financial income75/76B€9
Recurring financial income75€9
Financial charges65/66B€907
Recurring financial charges65€907
Profit (loss) for the period before taxes9903€110,751
Income taxes67/77€26,786
Profit (loss) for the period9904€83,965
Profit (loss) for the period to be appropriated9905€83,965
Line2025
Assets
Total assets20/58€123,265
Fixed assets21/28€23,426
Tangible fixed assets22/27€23,426
Furniture and vehicles24€10,752
Other tangible fixed assets26€12,674
Current assets29/58€99,839
Amounts receivable within one year40/41€26,315
Trade receivables40€22,305
Other amounts receivable41€4,010
Current investments50/53€20,000
Cash at bank and in hand54/58€53,524
Equity and liabilities
Total equity and liabilities10/49€123,265
Equity10/15€86,965
Contributions10/11€3,000
Reserves13€83,965
Distributable reserves133€83,965
Amounts payable17/49€36,300
Amounts payable within one year42/48€36,300
Current portion of amounts payable after more than one year42€246
Trade debts44€840
Suppliers440/4€840
Taxes, remuneration and social security45€35,215
Taxes450/3€35,215
Line2025
Profit (loss) for the period9904€83,965
+ Depreciation and write-downs630€3,494
Operating cash flow (approximation)€87,459

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
29-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
2,024 m²
Building footprint
467 m²
Volume, LiDAR
10,748 m³
Parcel 21446D0030/00A014, Brussels · tallest building 26.0 m, ±7 floors. Linked by address, not a title deed.
8 companies at this address See who is registered here
1 establishment unit
REEFPOINT
Armand Huysmanslaan 174, 1050 ElseneIT consultancy
since 20242.365.606.009
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21446D0030/00A014 Brussels 2,024 m² 1 · 467 m² 26.0 m · 7 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Legal Entity Identifier

699400SXQNFWARWODZ04
live in the LEI register

Similar companies · same sector, comparable size

Of 30,007 companies in sector 62200 we hold annual accounts for 18,400. 15,579 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded17-10-2024
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
63920Other information service activities
64210Activities of holding companies
66199Other activities auxiliary to financial services, excluding insurance and pension funding
E-invoicing
Reachable via Peppol
Peppol ID 0208:1015232187
Also 9925:BE1015232187
Registered 06-11-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.