REDLOCK
ActiveREDLOCK has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €210k and a net result of €38k. Equity is growing by ~10.3% per year across the filed fiscal years. Its solvency ranks better than 85% of 8584 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
98
/ 100
Excellent▲ +46 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability91▲+91
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21k at 30 days acceptable
Liquidity ample (current ratio 3.69 against 19.39 in 2024), and 11% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
89%
Return on assets
16.2%
Age of the figures
11 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 01-10-2025 was due by 01-05-2026 and was filed on 28-05-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
37 d early
2023
23 d late
2022
3 d late
2021
29 d late
2020
4 d early
2019
9 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 01-10-2026 and is due by 01-05-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today01-10-2026 close01-05-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€210k▼ 0.1%
2024 · €210k
2018: €106k
2019: €150k
2020: €186k
2021: €216k
2022: €267k
2023: €268k
2024: €210k
2018 → 2025
Total assets
€236k▲ 9.7%
2024 · €215k
2018: €136k
2019: €185k
2020: €207k
2021: €234k
2022: €301k
2023: €288k
2024: €215k
2018 → 2025
Net result
€38k
2024 · €-57k
2018: €40k
2019: €45k
2020: €38k
2021: €31k
2022: €51k
2023: €46k
2024: €-57k
2018 → 2025
Working capital
€70k▼ 22.9%
2024 · €91k
2018: €103k
2019: €147k
2020: €179k
2021: €204k
2022: €257k
2023: €147k
2024: €91k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€216k-€267k▲ 23.4%€268k▲ 0.3%€210k▼ 21.4%€210k▼ 0.1%
Operating result€44k-€73k▲ 66.5%€68k▼ 8.0%€-57k€39k
Net result€31k-€51k▲ 64.3%€46k▼ 8.3%€-57k€38k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €39k after a loss of €57k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €236k
Fixed assets
€140k▲ 17.1%
Current assets
€96k▲ 0.3%
Equity and liabilities €236k
Equity
€210k▼ 0.1%
Debt
€26k▲ 427%
The debt ratio rises from 2.3% to 11.0%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€47k▲
2024 · €-50k
Cash flow
€46k▲
2024 · €-51k
Solvency
89.0%▼
2024 · 97.7%
Current ratio
3.69▼
2024 · 19.39
Quick ratio
3.69▼
2024 · 19.39
Debt / equity
0.12▲
2024 · 0.02
ROE
18.2%▲
2024 · -27.3%
ROA
16.2%▲
2024 · -26.7%
Interest coverage
113.01▲
2024 · -79.40
Debt
€26k▲
2024 · €5k
Debt ≤ 1 year
€26k▲
2024 · €5k
Income taxes
€654▲
2024 · €431
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€215k€236k▲
Fixed assets21/28€120k€140k▲
Tangible fixed assets22/27€24k€34k▲
Plant, machinery and equipment23€4k€2k▼
Furniture and vehicles24€4k€19k▲
Other tangible fixed assets26€16k€14k▼
Financial fixed assets28€96k€106k▲
Current assets29/58€96k€96k▲
Amounts receivable within one year40/41€6k€19k▲
Trade receivables40€2k€17k▲
Other amounts receivable41€4k€2k▼
Cash at bank and in hand54/58€84k€74k▼
Deferred charges and accrued income490/1€5k€3k▼
Equity and liabilities
Total equity and liabilities10/49€215k€236k▲
Equity10/15€210k€210k▼
Contributions10/11€19k-
Reserves13€246k€226k▼
Distributable reserves133€246k€226k▼
Profit (loss) carried forward14€-54k€-16k▲
Amounts payable17/49€5k€26k▲
Amounts payable within one year42/48€5k€26k▲
Trade debts44€1k€8k▲
Suppliers440/4€1k€8k▲
Taxes, remuneration and social security45€434€1k▲
Taxes450/3€434€1k▲
Other amounts payable47/48€3k€17k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€8k▲
Other operating charges640/8€1k€748▼
Non-recurring operating charges66A-€205
Gross operating margin9900€-49k€48k▲
Operating profit (loss)9901€-57k€39k▲
Financial income75/76B€335€43▼
Recurring financial income75€335€43▼
Financial charges65/66B€634€420▼
Recurring financial charges65€634€420▼
Profit (loss) for the period before taxes9903€-57k€39k▲
Income taxes67/77€431€654▲
Profit (loss) for the period9904€-57k€38k▲
Profit (loss) for the period to be appropriated9905€-57k€38k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-56k€-16k▲
Profit (loss) brought forward from the previous period14P€1k€-54k▼
Transfer from equity791/2€2k€20k▲
Profit to be distributed694/7-€20k
Return on contributions (dividend)694-€20k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-05
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 27 days late
2025
01-10
Financial
Back to profitnet €38k
Net result €38k after one loss-making year.
25-03
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
01-10
Financial
Weakest financial yearnet €-57k ▼224%
Net result drops to €-57k, the lowest in the series; recovery starts the following year.
01-10
Financial
Liquidity doublescurrent ratio 19.39
Current ratio from 8.69 to 19.39; short-term debt falls from €19k to €5k.
24-05
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 23 days late
2023
04-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 3 days late
2022
01-10
Financial
Highest result since 2018net €51k ▲64.3%
Operating result €73k, net result €51k, both a record.
30-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
01-10
Financial
Equity above €200kEq €216k ▲16.1%
4 profitable years in a row build equity to €216k.
27-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
01-10
Financial
Equity above €150kEq €186k ▲24.3%
3 profitable years in a row build equity to €186k.
22-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
25-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
11-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2024
WOUTERS Dirk
CurrentDirector · since 15-02-2024
15-02-2024
Appointed as Director
Location & real-estate footprint
Registered office, Keerbergen · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Koebaan 193140 KeerbergenGround area
1,732 m²
Building footprint
163 m²
Volume, LiDAR
2,916 m³
Parcel 24048D0277/00P000, Flanders · tallest building 22.8 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
REDLOCK
since 20132.217.571.636
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24048D0277/00P000 | Flanders | 1,732 m² | 1 · 163 m² | 22.8 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
LEVADE
BE 0867.421.213
Merelbeke-Melle · Eq €210k
V.G.C.
BE 0466.781.420
Hoogstraten · Eq €210k
Michel Beirens Advisory
BE 0431.385.229
Kapellen · Eq €210k
FERRARO CONSULTANCY
BE 0721.788.084
Sint-Lambrechts-Woluwe · Eq €210k
HOLDING VSMT
BE 0739.664.590
Mouscron · Eq €210k
Of 82,218 companies in sector 70200 we hold annual accounts for 52,395. 39,525 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-02-2013
Fiscal year end01-10
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.