REDFIN
ActiveREDFIN has been active since 1984 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €365k and a net result of €24k. Equity is growing by ~11.9% per year across the filed fiscal years. Its solvency ranks better than 95% of 7709 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77▼-1
Solvency100▲+5
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 14.23 against 2.28 in 2024; short-term debt: 2.8% and cash: 1.7% of total assets), and 3.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
96.6%
Return on assets
6.5%
Age of the figures
12 mo
neutral · Filed after the deadline
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 15-05-2026, 15 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
15 d late
2024
31 d late
2023
on the day
2022
on the day
2021
30 d late
2020
1 d early
2019
7 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€365k▲ 7.2%
2024 · €341k
2018: €182k
2019: €187k
2020: €199k
2021: €239k
2022: €258k
2023: €304k
2024: €341k
2018 → 2025
Total assets
€378k▼ 22.1%
2024 · €485k
2018: €363k
2019: €379k
2020: €404k
2021: €396k
2022: €417k
2023: €371k
2024: €485k
2018 → 2025
Net result
€24k▼ 33.9%
2024 · €37k
2018: €22k
2019: €5k
2020: €12k
2021: €39k
2022: €19k
2023: €46k
2024: €37k
2018 → 2025
Working capital
€137k▼ 15.3%
2024 · €162k
2018: €-41k
2019: €-37k
2020: €-27k
2021: €9k
2022: €41k
2023: €106k
2024: €162k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€239k-€258k▲ 8.0%€304k▲ 17.9%€341k▲ 12.1%€365k▲ 7.2%
Operating result€71k-€35k▼ 50.8%€74k▲ 111%€55k▼ 25.2%€39k▼ 29.6%
Net result€39k-€19k▼ 51.7%€46k▲ 143%€37k▼ 19.9%€24k▼ 33.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 30% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €378k
Fixed assets
€230k▲ 17.3%
Current assets
€148k▼ 48.8%
Equity and liabilities €378k
Equity
€365k▲ 7.2%
Debt
€13k▼ 91.1%
The debt ratio falls from 29.7% to 3.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€55k▼
2024 · €69k
Cash flow
€40k▼
2024 · €51k
Solvency
96.6%▲
2024 · 70.3%
Current ratio
14.23▲
2024 · 2.28
Quick ratio
14.23▲
2024 · 2.28
Debt / equity
0.04▼
2024 · 0.42
ROE
6.7%▼
2024 · 10.8%
ROA
6.5%▼
2024 · 7.6%
Interest coverage
21.75▲
2024 · 13.23
Debt
€13k▼
2024 · €144k
Debt ≤ 1 year
€10k▼
2024 · €126k
Income taxes
€13k▼
2024 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€485k€378k▼
Fixed assets21/28€196k€230k▲
Tangible fixed assets22/27€196k€230k▲
Land and buildings22€192k€227k▲
Plant, machinery and equipment23€2k€156▼
Furniture and vehicles24€3k€2k▼
Current assets29/58€289k€148k▼
Amounts receivable within one year40/41€5k€6k▲
Trade receivables40€5k€6k▲
Current investments50/53€282k€133k▼
Cash at bank and in hand54/58€2k€7k▲
Deferred charges and accrued income490/1-€2k
Equity and liabilities
Total equity and liabilities10/49€485k€378k▼
Equity10/15€341k€365k▲
Contributions10/11€150k€150k=
Reserves13€150k€175k▲
Non-distributable reserves130/1€9k€9k=
Reserves not available under the articles1311€9k€9k=
Distributable reserves133€141k€165k▲
Profit (loss) carried forward14€40k€40k=
Amounts payable17/49€144k€13k▼
Amounts payable within one year42/48€126k€10k▼
Trade debts44€2k€1k▼
Suppliers440/4€2k€1k▼
Taxes, remuneration and social security45€9k€7k▼
Taxes450/3€9k€7k▼
Other amounts payable47/48€116k€2k▼
Accrued charges and deferred income492/3€18k€2k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€16k▲
Other operating charges640/8€2k€2k▼
Gross operating margin9900€71k€57k▼
Operating profit (loss)9901€55k€39k▼
Financial income75/76B€6k€950▼
Recurring financial income75€6k€950▼
Financial charges65/66B€5k€3k▼
Recurring financial charges65€5k€3k▼
Profit (loss) for the period before taxes9903€56k€37k▼
Income taxes67/77€19k€13k▼
Profit (loss) for the period9904€37k€24k▼
Profit (loss) for the period to be appropriated9905€37k€24k▼
Appropriation of the result
Profit (loss) to be appropriated9906€77k€65k▼
Profit (loss) brought forward from the previous period14P€40k€40k=
Transfer to equity691/2€37k€24k▼
To other reserves6921€37k€24k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 15 days late
2025
30-09
Financial
Liquidity times 6current ratio 14.23
Current ratio from 2.28 to 14.23; short-term debt falls from €126k to €10k.
31-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Highest result since 2018net €46k ▲143%
Operating result €74k, net result €46k, both a record.
30-09
Financial
Liquidity doublescurrent ratio 2.95
Current ratio from 1.27 to 2.95; short-term debt falls from €153k to €54k.
30-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
30-09
Financial
Equity above €200kEq €239k ▲19.7%
4 profitable years in a row build equity to €239k.
29-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
23-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Weakest financial yearnet €5k ▼78.2%
Net result drops to €5k, the lowest in the series; recovery starts the following year.
04-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
23-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Denderleeuw · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
De Nayerstraat 6c9470 DenderleeuwGround area
751 m²
Building footprint
325 m²
Volume, LiDAR
4,228 m³
Parcel 41011A1140/00D002, Flanders · tallest building 18.1 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
De Nayerstraat 6c, 9470 Denderleeuw
since 20002.026.312.974
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41011A1140/00D002 | Flanders | 751 m² | 1 · 325 m² | 18.1 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BOLLER CONSULTANCY
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Of 11,221 companies in sector 82100 we hold annual accounts for 3,511. 2,161 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded16-11-1984
Fiscal year end30-09
Activities, NACEBEL
82100Office administrative and support services
82110Office administrative, office support and other business support activities
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 40 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.