Turnover
≈ €120,000 estimated
The micro format states no turnover.
COLORGUIDE
Lifetime
14 annual accounts with figures on one time axis, 30 filings since 1993peak €57,986 (2025)
€57,986▲ 9.0%
lowest -€7,287 (2023)
€4,791▼ 30.0%
peak €141,247 (2021)
€139,473▲ 3.6%
€188,574▼ 6.3%
Board1 name since 2022
1 directorVerniers Nele
Documentsfilings and deeds
11-12-202551 days before the deadline
2025micro format
Result from €6,849 to €4,791Cash from €36,927 to €56,359
Key points
from the 2025 annual accountsChecked score
95
Excellent
Financially stronger than 58% of micro companies in wholesale trade (NACE 46)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.4% across 26,891 companies (NACE 46, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%
01-2025: 0.3%▲ +0.1 percentage points vs 12-2024highest value
02-2025: 0.1%▼ -0.2 percentage points vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026lowest value
08-2026: 0.1%● unchanged vs 07-2026lowest value
09-2026: 0.1%● unchanged vs 08-2026lowest value
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Sector: Wholesale trade (NACE 46)
lowers risk
Founded in 1992
Liquidity: current ratio 5.64, cash €56,359
Equity €139,473 (42.5% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 51% of them on solvency, 76% on liquidity, 55% on profitability and 52% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 17,041 companies had the same profile as COLORGUIDE has now. Each dot stands for 43 companies, two years later.
94.4%
were still trading
4.9%
stopped another way
0.5%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of COLORGUIDE itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 17,041 companies, not a prediction for COLORGUIDE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €13,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 5.64 (3.1 in 2024), above the usual 1.5. Short-term debt is 3.9% and cash 17.2% of total assets. However, 57.5% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 11-12-2025, 51 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
51 days early
2024
10 days early
2023
29 days early
2022
8 days early
2021
11 days early
2020
2 days early
2019
59 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 24 days before the deadline. In the sector (NACE 82), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 20 January (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-06-2026 year end11-11-2026 today31-01-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0448375471
Merger: COLORGUIDE takes over SHADING 5!
Registered office moved to Sint-Niklaas · New registered office: Vlasbloemstraat 134, 9100 Sint-Niklaas · Change of role: Verniers Nele, from manager to director · Gazette deed
Merger proposal: Colorguide takes over Shading 5!
Gazette deed
First establishment
Vlasbloemstraat 134, Sint-Niklaas
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| COLORGUIDE Sint-Niklaas | €328,048 | €57,986 | 42.5% | - |
| FIBECO Menen | €296,640 | €59,578 | 28.7% | - |
| IMMOMAX Binche | €339,428 | €52,346 | 64.1% | - |
| Copy - S - Print Maasmechelen | €309,786 | €52,418 | 79.9% | - |
| TEKENBUREEL DINNEWETH Tielt | €364,152 | €52,172 | 94.1% | - |
| VANBACO Tienen | €348,171 | €67,804 | 98.4% | - |
| REDFIN Denderleeuw | €377,691 | €56,695 | 96.6% | - |
These companies have the same main activity as COLORGUIDE: office administrative and support services (NACE 82100). They are comparable in size and age: total assets between €297,000 and €378,000, founded between 1984 and 1993.
Official details
Source: KBO- Status
- Active since 13-10-1992Normal situation
- Activity
- Office administrative and support servicesNACE 82100and 5 others
- Establishment unit
- 2.060.387.1939100 Sint-Niklaas, since 19-01-1993
- Financial year end
- 30 June
- Peppol
- Reachable since 19-11-2025
Annual accounts to 30-06-2025
- €328,048▼ 2.4%
- Filing
- Filed on 11-12-2025, 51 days before the end of the filing period
Insights on COLORGUIDE
COLORGUIDE files the micro format. That format states no turnover. The gross margin rose from -€171 in 2007 to €57,986 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about COLORGUIDE
- What is the company number of COLORGUIDE?
- The company number of COLORGUIDE is 0448.375.471. The VAT number is the same number with BE in front: BE 0448.375.471.
- Where is COLORGUIDE based?
- The registered office is at Vlasbloemstraat 134, 9100 Sint-Niklaas.Company details
- What does COLORGUIDE do?
- According to the KBO register, the main activity is office administrative and support services (NACE 82100).
- What is the legal form of COLORGUIDE?
- COLORGUIDE is a private limited company (BV).
- When was COLORGUIDE founded?
- COLORGUIDE was founded on 13-10-1992.
- Is COLORGUIDE still active?
- Yes, COLORGUIDE is an active enterprise in the KBO register.
- What is the turnover of COLORGUIDE?
- The turnover in financial year 2025 is ≈ €120,000. This figure is estimated from the gross margin of €57,986 and 36 comparable companies (NACE 82). It probably lies between €96,000 and €160,000.Financials
- Is COLORGUIDE profitable?
- In financial year 2025, COLORGUIDE made a profit of €4,791.
- Where can I find the annual accounts of COLORGUIDE?
- COLORGUIDE filed 30 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of COLORGUIDE due?
- COLORGUIDE must file the annual accounts for financial year 2026 by 31-01-2027.Timeline
Next steps
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