COLORGUIDE
ActiveSummary
COLORGUIDE has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €139k and a net result of €5k. Equity remains stable across the filed fiscal years (±0.5% per year). Its solvency ranks better than 50% of 11389 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability71=
Solvency68▲+3
Growth52=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 5.64 against 3.1 in 2024; short-term debt: 3.9% and cash: 17.2% of total assets), but 57.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
42.5%
Return on assets
1.5%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 11-12-2025, 51 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
51 d early
2024
10 d early
2023
29 d early
2022
8 d early
2021
11 d early
2020
2 d early
2019
59 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€139k▲ 3.6%
2024 · €135k
Total assets
€328k▼ 2.4%
2024 · €336k
Net result
€5k▼ 30.0%
2024 · €7k
Working capital
€60k▲ 106%
2024 · €29k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€12k▼ 42.1%€-4k€-1k▲ 66.7%€18k€15k▼ 13.6%
Net result€4k▼ 62.0%€-6k€-7k▼ 18.9%€7k€5k▼ 30.0%
Equity€141k▲ 3.3%€135k▼ 4.3%€128k▼ 5.4%€135k▲ 5.4%€139k▲ 3.6%
Total assets€487k▼ 1.4%€338k▼ 30.7%€310k▼ 8.1%€336k▲ 8.2%€328k▼ 2.4%
Debt€346k▼ 3.1%€203k▼ 41.4%€183k▼ 9.9%€201k▲ 10.3%€189k▼ 6.3%
Working capital€130k▲ 2.8%€-176k€19k€29k▲ 48.7%€60k▲ 106%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 14% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €328k
Fixed assets
€256k ▼ 12.9%
Current assets
€73k ▲ 70.0%
Equity and liabilities €328k
Equity
€139k ▲ 3.6%
Debt
€189k ▼ 6.3%
Debt's share of the balance-sheet total falls from 59.9% to 57.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€53k▲
2024 · €50k
Cash flow
€43k▲
2024 · €39k
Current ratio
5.64▲
2024 · 3.10
Debt to equity
1.35▼
2024 · 1.49
ROE
3.4%▼
2024 · 5.1%
ROA
1.5%▼
2024 · 2.0%
Interest coverage
38.70▼
2024 · 55.48
Debt ≤ 1 year
€13k▼
2024 · €14k
Debt > 1 year
€176k▼
2024 · €188k
Income taxes
€9k▼
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €6k | €0 | ▼ 100% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €6k | €29k | €34k | €32k | €38k | ▲ 16.4% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | - | €2k | - |
| Other operating charges640/8 | - | €3k | €6k | €3k | €3k | ▼ 11.7% |
| Gross operating margin9900 | €24k | €28k | €40k | €53k | €58k | ▲ 9.0% |
| Operating profit (loss)9901 | €12k | €-4k | €-1k | €18k | €15k | ▼ 13.6% |
| Financial income75/76B | - | €0 | - | €4 | €96 | ▲ 2,586% |
| Recurring financial income75 | - | €0 | - | €4 | €96 | ▲ 2,586% |
| Financial charges65/66B | - | €922 | €1k | €901 | €1k | ▲ 51.8% |
| Recurring financial charges65 | €896 | €922 | €1k | €901 | €1k | ▲ 51.8% |
| Profit (loss) for the period before taxes9903 | €11k | €-5k | €-2k | €17k | €14k | ▼ 16.6% |
| Income taxes67/77 | €7k | €1k | €5k | €10k | €9k | ▼ 7.2% |
| Profit (loss) for the period9904 | €4k | €-6k | €-7k | €7k | €5k | ▼ 30.0% |
| Profit (loss) for the period to be appropriated9905 | €4k | €-6k | €-7k | €7k | €5k | ▼ 30.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €487k | €338k | €310k | €336k | €328k | ▼ 2.4% |
| Fixed assets21/28 | €334k | €313k | €283k | €293k | €256k | ▼ 12.9% |
| Intangible fixed assets21 | - | €199k | €177k | €156k | €134k | ▼ 13.8% |
| Tangible fixed assets22/27 | €19k | €114k | €104k | €136k | €119k | ▼ 12.1% |
| Land and buildings22 | - | €100k | €96k | €89k | €82k | ▼ 7.8% |
| Plant, machinery and equipment23 | - | €260 | €0 | €0 | €0 | = |
| Furniture and vehicles24 | - | €14k | €8k | €43k | €34k | ▼ 20.9% |
| Other tangible fixed assets26 | - | - | - | €3k | €3k | ▼ 10.8% |
| Financial fixed assets28 | €315k | - | €2k | €2k | €2k | = |
| Current assets29/58 | €153k | €25k | €27k | €43k | €73k | ▲ 70.0% |
| Amounts receivable within one year40/41 | €7k | €9k | €2k | €5k | €16k | ▲ 186% |
| Trade receivables40 | - | €3k | €2k | €5k | €15k | ▲ 186% |
| Other amounts receivable41 | - | €6k | €383 | €250 | €696 | ▲ 179% |
| Cash at bank and in hand54/58 | €146k | €15k | €24k | €37k | €56k | ▲ 52.6% |
| Deferred charges and accrued income490/1 | - | €1k | €982 | €280 | €568 | ▲ 103% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €487k | €338k | €310k | €336k | €328k | ▼ 2.4% |
| Equity10/15 | €141k | €135k | €128k | €135k | €139k | ▲ 3.6% |
| Contributions10/11 | - | €19k | €19k | €19k | €19k | = |
| Reserves13 | €134k | €134k | €132k | €132k | €132k | = |
| Non-distributable reserves130/1 | - | €2k | €0 | - | - | - |
| Reserves not available under the articles1311 | - | €2k | €0 | - | - | - |
| Distributable reserves133 | - | €132k | €132k | €132k | €132k | = |
| Profit (loss) carried forward14 | €-11k | €-17k | €-22k | €-16k | €-11k | ▲ 30.8% |
| Amounts payable17/49 | €346k | €203k | €183k | €201k | €189k | ▼ 6.3% |
| Amounts payable after more than one year17 | €323k | €2k | €175k | €188k | €176k | ▼ 6.3% |
| Financial debts170/4 | - | €2k | €175k | €188k | €176k | ▼ 6.3% |
| Amounts payable within one year42/48 | €23k | €201k | €8k | €14k | €13k | ▼ 6.6% |
| Current portion of amounts payable after more than one year42 | - | €16k | €2k | €6k | €6k | ▲ 3.9% |
| Financial debts43 | - | - | €2k | €0 | - | - |
| Credit institutions430/8 | - | - | €2k | €0 | - | - |
| Trade debts44 | €2k | €3k | €1k | €935 | €4k | ▲ 337% |
| Suppliers440/4 | - | €3k | €1k | €935 | €4k | ▲ 337% |
| Taxes, remuneration and social security45 | - | €2k | €2k | €5k | €2k | ▼ 45.2% |
| Taxes450/3 | - | €2k | €2k | €5k | €2k | ▼ 45.2% |
| Other amounts payable47/48 | - | €181k | €1k | €3k | €444 | ▼ 83.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €4k | €-6k | €-7k | €7k | €5k | ▼ 30.0% |
| + Depreciation and write-downs630 | €6k | €29k | €34k | €32k | €38k | ▲ 16.4% |
| Operating cash flow (approximation) | €11k | €23k | €27k | €39k | €43k | ▲ 8.3% |
| Investment in fixed assets (approximation) | - | €-8k | €-5k | €-42k | €0 | ▲ 100% |
| Change in cash | - | €-131k | €9k | €13k | €19k | ▲ 51.1% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
11-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
21-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Back to profitnet €7k
Net result €7k after 2 loss-making years.
02-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Weakest financial yearnet €-7k
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
30-06
Financial
Liquidity times 29current ratio 3.57
Current ratio from 0.12 to 3.57; short-term debt falls from €201k to €8k.
23-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
20-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
03-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
29-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-02
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 28 days late
2017
06-11
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 279 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 1993
Ground area
474 m²
Building footprint
114 m²
Volume, LiDAR
553 m³
Parcel 46017A0439/00C000, Flanders · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Vlasbloemstraat 134, 9100 Sint-Niklaas
since 19932.060.387.193
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46017A0439/00C000 | Flanders | 474 m² | 1 · 114 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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M I D A
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FALPARK
BE 0477.897.719
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FULLMOON
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Of 1,566 companies in sector 46900 we hold annual accounts for 920. 633 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded13-10-1992
Fiscal year end30-06
Activities, NACEBEL 2025
46900Non-specialised wholesale trade
68201Renting and operating of own or leased residential real estate, excluding social housing
Scores and ratios are computed by Checked and are not a credit decision.