REDERIJ DINI
ActiveThe computed 12-month bankruptcy probability of REDERIJ DINI is 3.1% (moderate). The 2025 annual accounts show equity of €125k and a net result of €-20k. Equity is growing by ~70.1% per year across the filed fiscal years. Its solvency ranks better than 20% of 84 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
42
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability40▲+40
Solvency39▲+30
Growth52▲+20
Track record94
Bankruptcy probability, 12 months
3.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days only on tighter terms
Liquidity short (current ratio 0.27 against 0.83 in 2024; short-term debt: 38.5% and cash: 7.1% of total assets), and 86.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 03
Relative position
BE, all sectors
reference
Sector 03
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
13.8%
Return on assets
-2.2%
Age of the figures
15 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 84 sector peers (2025).
NBB · sector comparisonPosition among 84 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
2 d early
2024
1 d early
2023
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close22-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€125k
2024 · €-79k
2023: €14k
2024: €-79k
2023 → 2025
Total assets
€909k▲ 78.8%
2024 · €508k
2023: €625k
2024: €508k
2023 → 2025
Net result
€-20k▲ 78.2%
2024 · €-94k
2023: €9k
2024: €-94k
2023 → 2025
Working capital
€-256k▼ 1,429%
2024 · €-17k
2023: €74k
2024: €-17k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€14k-€-79k€125k
Operating result€14k-€-91k€-3k▲ 96.5%
Net result€9k-€-94k€-20k▲ 78.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €3k in 2025 against €91k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €909k
Fixed assets
€815k▲ 91.1%
Current assets
€94k▲ 14.3%
Equity and liabilities €909k
Equity
€125k
Debt
€783k
Debt finances 86.2% of the balance-sheet total.
Key figures and ratios
EBITDA
€48k▲
2024 · €-25k
Cash flow
€31k▲
2024 · €-27k
Solvency
13.8%▲
2024 · -15.6%
Current ratio
0.27▼
2024 · 0.83
Quick ratio
0.27▼
2024 · 0.83
Debt / equity
6.25▲
2024 · -7.42
ROE
-16.2%
ROA
-2.2%▲
2024 · -18.4%
Interest coverage
2.87▲
2024 · -9.76
Debt
€783k▲
2024 · €588k
Debt ≤ 1 year
€350k▲
2024 · €99k
Debt > 1 year
€434k▼
2024 · €489k
Income taxes
€599▲
2024 · €0
Staff costs
€169k▲
2024 · €101k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€508k€909k▲
Fixed assets21/28€427k€815k▲
Intangible fixed assets21€138k€138k=
Tangible fixed assets22/27€289k€678k▲
Plant, machinery and equipment23-€8k
Furniture and vehicles24€289k€669k▲
Current assets29/58€82k€94k▲
Amounts receivable within one year40/41€16k€21k▲
Trade receivables40€15k€10k▼
Other amounts receivable41€488€11k▲
Cash at bank and in hand54/58€49k€64k▲
Deferred charges and accrued income490/1€17k€8k▼
Equity and liabilities
Total equity and liabilities10/49€508k€909k▲
Equity10/15€-79k€125k▲
Contributions10/11€5k€230k▲
Reserves13€0-
Distributable reserves133€0-
Profit (loss) carried forward14€-84k€-105k▼
Amounts payable17/49€588k€783k▲
Amounts payable after more than one year17€489k€434k▼
Financial debts170/4€489k€434k▼
Amounts payable within one year42/48€99k€350k▲
Current portion of amounts payable after more than one year42€35k€46k▲
Trade debts44€24k€98k▲
Suppliers440/4€24k€98k▲
Taxes, remuneration and social security45€10k€18k▲
Taxes450/3€3k€13k▲
Remuneration and social security454/9€6k€5k▼
Other amounts payable47/48€30k€188k▲
Income statement
Code20242025
Remuneration, social security and pensions62€101k€169k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€66k€51k▼
Other operating charges640/8€6k€7k▲
Non-recurring operating charges66A-€38k
Gross operating margin9900€83k€261k▲
Operating profit (loss)9901€-91k€-3k▲
Financial income75/76B€0€63▲
Recurring financial income75€0€63▲
Financial charges65/66B€3k€17k▲
Recurring financial charges65€3k€17k▲
Profit (loss) for the period before taxes9903€-94k€-20k▲
Income taxes67/77€0€599▲
Profit (loss) for the period9904€-94k€-20k▲
Profit (loss) for the period to be appropriated9905€-94k€-20k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-94k€-105k▼
Profit (loss) brought forward from the previous period14P-€-84k
Transfer from equity791/2€9k€0▼
Transfer to equity691/2€0-
To other reserves6921€0-
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Equity above €100kEq €125k
Equity rises from €-79k to €125k.
30-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Weakest financial yearnet €-94k ▼1095%
Net result drops to €-94k, the lowest in the series; recovery starts the following year.
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostende · 2 establishment units since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nieuwewerfkaai 168400 OostendeGround area
268 m²
Building footprint
187 m²
Volume, LiDAR
839 m³
2 parcels, Flanders · tallest building 5.5 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
0.62 Dini Vistrap
since 20212.327.614.671
0.62 Dini
since 20212.327.614.770
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35382D0651/00F006 | Flanders | 227 m² | 1 · 187 m² | 5.5 m · 2 fl. |
| 35013A0620/18_000indicative | Flanders | 41 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
2 sitesOostende2.327.614.671
Oostende2.327.614.770
Dual-learning approval
2 live approvals · 3 endedMatroos zeevisserij duaal (so)
Zeevisserij duaal (so)
Similar companies · same sector, comparable size
JENS
BE 0471.408.914
Aalter · Eq €124k
REDERIJ VANDERBEKEN - LOUWAGIE
BE 0427.938.759
Knokke-Heist · Eq €123k
SURCOUF
BE 0429.225.493
De Panne · Eq €121k
REDERIJ POOLSTER
BE 0458.578.881
Knokke-Heist · Eq €133k
ANTWANNIE
BE 0885.061.157
Nieuwpoort · Eq €141k
Of 104 companies in sector 03110 we hold annual accounts for 76. 56 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-12-2021
Fiscal year end30-06
Activities, NACEBEL
03110Fishing and aquaculture
47210Retail sale of fruit and vegetables
47810Retail trade
50200Water transport
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.