Red Chardonnay
ActiveRed Chardonnay has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €13k and a net result of €13. Equity is growing by ~22.5% per year across the filed fiscal years. Its solvency ranks better than 91% of 11209 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
65
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability38▼-22
Solvency100▲+18
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 12.45 against 2.31 in 2024; short-term debt: 8% and cash: 4.8% of total assets), and 8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
92%
Return on assets
0.1%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
26 d early
2022
3 d early
2021
25 d early
2020
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€13k▲ 0.1%
2024 · €13k
2020: €5k
2021: €5k
2022: €7k
2023: €11k
2024: €13k
2020 → 2025
Total assets
€14k▼ 38.4%
2024 · €23k
2020: €16k
2021: €14k
2022: €17k
2023: €20k
2024: €23k
2020 → 2025
Net result
€13▼ 99.4%
2024 · €2k
2020: €154
2021: €-400
2022: €2k
2023: €4k
2024: €2k
2020 → 2025
Working capital
€13k▲ 0.1%
2024 · €13k
2020: €5k
2021: €5k
2022: €7k
2023: €11k
2024: €13k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€5k-€7k▲ 41.3%€11k▲ 64.4%€13k▲ 19.0%€13k▲ 0.1%
Operating result€-301-€3k€6k▲ 130%€3k▼ 50.7%€155▼ 94.7%
Net result€-400-€2k€4k▲ 120%€2k▼ 51.5%€13▼ 99.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 95% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €14k
Equity
€13k▲ 0.1%
Debt
€1k▼ 88.6%
The debt ratio falls from 43.4% to 8.0%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
92.0%▲
2024 · 56.6%
Current ratio
12.45▲
2024 · 2.31
Quick ratio
7.23▲
2024 · 2.31
Debt / equity
0.09▼
2024 · 0.77
ROE
0.1%▼
2024 · 16.0%
ROA
0.1%▼
2024 · 9.0%
Debt
€1k▼
2024 · €10k
Debt ≤ 1 year
€1k▼
2024 · €10k
Income taxes
€5▼
2024 · €764
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€23k€14k▼
Current assets29/58€23k€14k▼
Stocks and contracts in progress3-€6k
Stocks30/36-€6k
Amounts receivable within one year40/41€20k€8k▼
Trade receivables40€20k€6k▼
Other amounts receivable41€134€2k▲
Cash at bank and in hand54/58€3k€686▼
Equity and liabilities
Total equity and liabilities10/49€23k€14k▼
Equity10/15€13k€13k▲
Contributions10/11€5k€5k=
Reserves13-€8k
Distributable reserves133-€8k
Profit (loss) carried forward14€8k€0▼
Amounts payable17/49€10k€1k▼
Amounts payable within one year42/48€10k€1k▼
Trade debts44€3k€0▼
Suppliers440/4€3k€0▼
Taxes, remuneration and social security45€6k€5▼
Taxes450/3€6k€5▼
Other amounts payable47/48€1k€1k=
Income statement
Code20242025
Other operating charges640/8€115€126▲
Gross operating margin9900€3k€281▼
Operating profit (loss)9901€3k€155▼
Financial charges65/66B€84€137▲
Recurring financial charges65€84€137▲
Profit (loss) for the period before taxes9903€3k€18▼
Income taxes67/77€764€5▼
Profit (loss) for the period9904€2k€13▼
Profit (loss) for the period to be appropriated9905€2k€13▼
Appropriation of the result
Profit (loss) to be appropriated9906€8k€8k▲
Profit (loss) brought forward from the previous period14P€6k€8k▲
Transfer to equity691/2-€8k
To other reserves6921-€8k
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Liquidity times 5current ratio 12.45
Current ratio from 2.31 to 12.45; short-term debt falls from €10k to €1k.
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
04-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Highest result since 2020net €4k ▲120%
Operating result €6k, net result €4k, both a record.
27-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
05-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Weakest financial yearnet €-400 ▼360%
Net result drops to €-400, the lowest in the series; recovery starts the following year.
30-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Avelgem · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Varent 58581 AvelgemGround area
1,403 m²
Building footprint
170 m²
Volume, LiDAR
718 m³
Parcel 34020A0143/00C000, Flanders · tallest building 11.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Red Chardonnay
since 20192.294.633.285
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34020A0143/00C000 | Flanders | 1,403 m² | 1 · 170 m² | 11.4 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ROYALE CARLUXE
BE 1001.258.348
Drogenbos · Eq €13k
EFFEL Service
BE 0502.365.869
Verviers · Eq €13k
BRYONIX DISTRIBUTION TRADING & WAREHOUSING
BE 0548.976.349
Hasselt · Eq €13k
iCelebrate
BE 0776.427.194
Hasselt · Eq €13k
HAROUN AUTOMOBILES
BE 1001.179.362
Charleroi · Eq €13k
Of 4,431 companies in sector 46180 we hold annual accounts for 1,887. 1,009 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-09-2019
Fiscal year end30-09
Activities, NACEBEL
46180Agents specialised in the wholesale of other particular products
47251Retail sale of wines and spirits
79120Travel agency, tour operator and other reservation service and related activities
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.