OEKO
ActiveOEKO has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-8k) and a net result of €-11k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 12% of 11297 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.5% (low).
Checked score
Score 2025
29
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency0▼-39
Growth32=
Track record100
Bankruptcy probability, 12 months
1.5%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.68 against 1.12 in 2024; short-term debt: 145.3% and cash: 52.5% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-45.3%
Return on assets
-60.8%
Age of the figures
15 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €-8k
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-02-2026, 2 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 7 filingsDeviation from the deadline
2025
2 d late
2024
3 d early
2023
on the day
2022
on the day
2021
23 d late
2020
89 d late
2019
12 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close23-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-8k
2024 · €3k
2019: €8k
2020: €18k
2021: €6k
2022: €7k
2023: €12k
2024: €3k
2019 → 2025
Total assets
€17k▼ 10.4%
2024 · €19k
2019: €30k
2020: €41k
2021: €9k
2022: €17k
2023: €18k
2024: €19k
2019 → 2025
Net result
€-11k▼ 18.0%
2024 · €-9k
2019: €2k
2020: €9k
2021: €-11k
2022: €632
2023: €5k
2024: €-9k
2019 → 2025
Working capital
€-8k
2024 · €2k
2019: €1k
2020: €18k
2021: €5k
2022: €6k
2023: €11k
2024: €2k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€6k-€7k▲ 9.7%€12k▲ 63.6%€3k▼ 76.9%€-8k
Operating result€-10k-€702€5k▲ 611%€-9k€-11k▼ 23.3%
Net result€-11k-€632€5k▲ 617%€-9k€-11k▼ 18.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €11k in 2025 against €9k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €17k
Fixed assets
€256▼ 58.4%
Current assets
€17k▼ 8.9%
Key figures and ratios
EBITDA
€-11k▼
2024 · €-9k
Cash flow
€-10k▼
2024 · €-9k
Solvency
-45.3%▼
2024 · 13.8%
Current ratio
0.68▼
2024 · 1.12
Quick ratio
0.68▼
2024 · 1.12
Debt / equity
-3.21▼
2024 · 6.22
ROA
-60.8%▼
2024 · -46.1%
Interest coverage
-126.38▼
2024 · -83.17
Debt
€25k▲
2024 · €17k
Debt ≤ 1 year
€25k▲
2024 · €17k
Income taxes
€-498
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€19k€17k▼
Fixed assets21/28€615€256▼
Tangible fixed assets22/27€615€256▼
Furniture and vehicles24€615€256▼
Current assets29/58€19k€17k▼
Amounts receivable within one year40/41€14k€8k▼
Trade receivables40€13k€8k▼
Other amounts receivable41€2k-
Cash at bank and in hand54/58€4k€9k▲
Equity and liabilities
Total equity and liabilities10/49€19k€17k▼
Equity10/15€3k€-8k▼
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€-5k€-16k▼
Amounts payable17/49€17k€25k▲
Amounts payable within one year42/48€17k€25k▲
Trade debts44€5k€2k▼
Suppliers440/4€5k€2k▼
Taxes, remuneration and social security45€440€584▲
Taxes450/3€440€584▲
Other amounts payable47/48€11k€23k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€367€359▼
Other operating charges640/8€384€551▲
Gross operating margin9900€-8k€-10k▼
Operating profit (loss)9901€-9k€-11k▼
Financial income75/76B€49€0▼
Recurring financial income75€49€0▼
Financial charges65/66B€103€84▼
Recurring financial charges65€103€84▼
Profit (loss) for the period before taxes9903€-9k€-11k▼
Income taxes67/77-€-498
Profit (loss) for the period9904€-9k€-11k▼
Profit (loss) for the period to be appropriated9905€-9k€-11k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-5k€-16k▼
Profit (loss) brought forward from the previous period14P€4k€-5k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 2 days late
2025
28-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Back to profitnet €632
Net result €632 after one loss-making year.
23-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 23 days late
2021
30-06
Financial
Weakest financial yearnet €-11k ▼219%
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
30-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 89 days late
2020
30-06
Financial
Highest result since 2019net €9k ▲350%
Operating result €10k, net result €9k, both a record.
19-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bierbeek · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oude Geldenaaksebaan 73360 BierbeekGround area
1,662 m²
Building footprint
241 m²
Volume, LiDAR
1,210 m³
Parcel 24011C0386/00W000, Flanders · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
OEKO
since 20182.287.479.338
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24011C0386/00W000 | Flanders | 1,661 m² | 1 · 241 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 4,422 companies in sector 46180 we hold annual accounts for 1,886. 468 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded08-08-2018
Fiscal year end30-06
Activities, NACEBEL
46180Agents specialised in the wholesale of other particular products
43222Installation of electric heating, air conditioning, cooling and ventilation
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:000000000