REALIABLE ESTATE
ActiveREALIABLE ESTATE has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €45k and a net result of €12k. Equity is growing by ~33.6% per year across the filed fiscal years. Its solvency ranks better than 73% of 14056 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability89▲+4
Solvency87▲+31
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 2.53 against 1.38 in 2024; short-term debt: 37.7% and cash: 3.8% of total assets), and 37.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
62.3%
Return on assets
16.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
14 d early
2024
14 d early
2023
5 d early
2022
17 d late
2021
33 d early
2020
9 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€45k▲ 34.7%
2024 · €34k
2020: €11k
2021: €18k
2022: €8k
2023: €20k
2024: €34k
2020 → 2025
Total assets
€73k▼ 32.1%
2024 · €108k
2020: €28k
2021: €56k
2022: €37k
2023: €50k
2024: €108k
2020 → 2025
Net result
€12k▼ 13.9%
2024 · €14k
2020: €9k
2021: €8k
2022: €-9k
2023: €12k
2024: €14k
2020 → 2025
Working capital
€42k▲ 54.6%
2024 · €27k
2020: €8k
2021: €10k
2022: €975
2023: €14k
2024: €27k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€18k-€8k▼ 52.5%€20k▲ 139%€34k▲ 67.7%€45k▲ 34.7%
Operating result€13k-€-8k€21k€23k▲ 6.7%€16k▼ 29.3%
Net result€8k-€-9k€12k€14k▲ 16.6%€12k▼ 13.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 29% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €73k
Fixed assets
€3k▼ 60.1%
Current assets
€70k▼ 29.7%
Equity and liabilities €73k
Equity
€45k▲ 34.7%
Debt
€28k▼ 62.7%
The debt ratio falls from 68.6% to 37.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€21k▼
2024 · €28k
Cash flow
€17k▼
2024 · €19k
Solvency
62.3%▲
2024 · 31.4%
Current ratio
2.53▲
2024 · 1.38
Quick ratio
2.53▲
2024 · 1.38
Debt / equity
0.61▼
2024 · 2.19
ROE
25.8%▼
2024 · 40.4%
ROA
16.1%▲
2024 · 12.7%
Interest coverage
31.33▼
2024 · 36.53
Debt
€28k▼
2024 · €74k
Debt ≤ 1 year
€28k▼
2024 · €72k
Income taxes
€5k▼
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€108k€73k▼
Fixed assets21/28€9k€3k▼
Tangible fixed assets22/27€9k€3k▼
Furniture and vehicles24€9k€3k▼
Current assets29/58€99k€70k▼
Amounts receivable within one year40/41€60k€67k▲
Trade receivables40€33k€54k▲
Other amounts receivable41€27k€13k▼
Cash at bank and in hand54/58€39k€3k▼
Deferred charges and accrued income490/1-€16
Equity and liabilities
Total equity and liabilities10/49€108k€73k▼
Equity10/15€34k€45k▲
Contributions10/11€3k€3k=
Reserves13€31k€43k▲
Distributable reserves133€31k€43k▲
Amounts payable17/49€74k€28k▼
Amounts payable after more than one year17€2k-
Financial debts170/4€2k-
Amounts payable within one year42/48€72k€28k▼
Current portion of amounts payable after more than one year42€4k€2k▼
Trade debts44€22k€3k▼
Suppliers440/4€22k€3k▼
Advances received on contracts in progress46€5k-
Taxes, remuneration and social security45€40k€23k▼
Taxes450/3€39k€23k▼
Remuneration and social security454/9€1k-
Income statement
Code20242025
Non-recurring operating income76A€7k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€5k▲
Other operating charges640/8€3k€212▼
Gross operating margin9900€30k€21k▼
Operating profit (loss)9901€23k€16k▼
Financial income75/76B€924€920▼
Recurring financial income75€924€920▼
Financial charges65/66B€755€675▼
Recurring financial charges65€755€675▼
Profit (loss) for the period before taxes9903€23k€16k▼
Income taxes67/77€9k€5k▼
Profit (loss) for the period9904€14k€12k▼
Profit (loss) for the period to be appropriated9905€14k€12k▼
Appropriation of the result
Profit (loss) to be appropriated9906€14k€12k▼
Transfer to equity691/2€14k€12k▼
To other reserves6921€14k€12k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2020net €14k ▲16.6%
Operating result €23k, net result €14k, both a record.
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €12k
Net result €12k after one loss-making year.
17-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 17 days late
2022
31-12
Financial
Weakest financial yearnet €-9k ▼218%
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
22-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nazareth-De Pinte · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Moerkensheide 609840 Nazareth-De PinteGround area
335 m²
Building footprint
74 m²
Parcel 44012C0192/00D000, Flanders. Linked by address, not a title deed.
1 establishment unit
REALIABLE ESTATE
since 20192.297.631.773
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44012C0192/00D000 | Flanders | 335 m² | 1 · 74 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 177 EUR awarded · 177 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 177 EUR | 177 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 11,750 companies in sector 68310 we hold annual accounts for 6,908. 4,802 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-11-2019
Fiscal year end31-12
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.