Imoté
ActiveSummary
Imoté has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €16,671 and a net result of -€15,584. Equity remains stable across the filed fiscal years (±1.6% per year). Its solvency ranks better than 44% of 14220 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-84
Solvency48▼-9
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.84 against 1.13 in 2024; short-term debt: 49.7% and cash: 32.6% of total assets), and 77.2% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
22.8%
Return on assets
-21.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
32 d early
2024
3 d early
2023
6 d late
2022
on the day
2021
9 d early
2020
30 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 1 day before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€16,671▼ 48.3%
2024 · €32,255
Total assets
€73,135▼ 26.8%
2024 · €99,934
Net result
-€15,584
2024 · €12,136
Working capital
-€5,668
2024 · €5,335
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€15,334▼ 30.5%-€5,461€7,013€23,002▲ 228%-€13,433
Net result€8,827within the sector's middle half▼ 43.4%-€9,491below the sector's middle half€191within the sector's middle half€12,136within the sector's middle half▲ 6,268%-€15,584below the sector's middle half
Equity€29,419within the sector's middle half▲ 42.9%€19,928within the sector's middle half▼ 32.3%€20,119within the sector's middle half▲ 1.0%€32,255within the sector's middle half▲ 60.3%€16,671within the sector's middle half▼ 48.3%
Total assets€33,381below the sector's middle half▲ 1.2%€35,953below the sector's middle half▲ 7.7%€55,271below the sector's middle half▲ 53.7%€99,934below the sector's middle half▲ 80.8%€73,135below the sector's middle half▼ 26.8%
Debt€3,962▼ 68.1%€16,025▲ 305%€35,153▲ 119%€67,679▲ 92.5%€56,464▼ 16.6%
Working capital€27,052▲ 50.8%€17,985▼ 33.5%€9,030▼ 49.8%€5,335▼ 40.9%-€5,668
Solvency88.1%above the sector's middle half▲ 25.7pp55.4%within the sector's middle half▼ 32.7pp36.4%within the sector's middle half▼ 19.0pp32.3%within the sector's middle half▼ 4.1pp22.8%within the sector's middle half▼ 9.5pp
Staff (FTE)0.81▲ 25.0%1=1=
above
within
below
the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €13,433 after €23,002 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €73,135
Fixed assets
€42,436 ▼ 21.1%
Current assets
€30,699 ▼ 33.4%
Equity and liabilities €73,135
Equity
€16,671 ▼ 48.3%
Debt
€56,464 ▼ 16.6%
Debt's share of the balance-sheet total rises from 67.7% to 77.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
-€2,063▼
2024 · €27,984
Cash flow
-€4,215▼
2024 · €17,119
Current ratio
0.84▼
2024 · 1.13
Debt to equity
3.39▲
2024 · 2.10
ROE
-93.5%▼
2024 · 37.6%
ROA
-21.3%▼
2024 · 12.1%
Interest coverage
-1.02▼
2024 · 14.81
Debt ≤ 1 year
€36,367▼
2024 · €40,793
Debt > 1 year
€20,097▼
2024 · €26,885
Income taxes
€159▼
2024 · €9,005
Staff costs
€24,212▼
2024 · €24,277
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 1,136 companies that looked in July 2024 the way this one looks now, 5.9% went bankrupt within 24 months and 86% are still going.
- Micro
- 5 to 10 years old
- solvency 10 to 30%
- a loss of 10% of the balance sheet or more
5.9%
went bankrupt
6.6%
stopped otherwise
86%
still going
A further 1.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.8% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,136 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €1,092 | - | - |
| Remuneration, social security and pensions62 | - | €8,187 | €13,829 | €24,277 | €24,212 | ▼ 0.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €286 | €286 | €805 | €4,982 | €11,369 | ▲ 128% |
| Other operating charges640/8 | €687 | €1,001 | €1,467 | €11,087 | €583 | ▼ 94.7% |
| Gross operating margin9900 | €16,307 | €4,013 | €23,114 | €63,348 | €22,732 | ▼ 64.1% |
| Operating profit (loss)9901 | €15,334 | -€5,461 | €7,013 | €23,002 | -€13,433 | ▼ 158% |
| Financial income75/76B | €0 | - | €0 | €29 | €34 | ▲ 17.1% |
| Recurring financial income75 | €0 | - | €0 | €29 | €34 | ▲ 17.1% |
| Financial charges65/66B | €1,325 | €1,732 | €1,790 | €1,889 | €2,026 | ▲ 7.2% |
| Recurring financial charges65 | €1,325 | €1,732 | €1,790 | €1,889 | €2,026 | ▲ 7.2% |
| Profit (loss) for the period before taxes9903 | €14,009 | -€7,193 | €5,222 | €21,142 | -€15,425 | ▼ 173% |
| Income taxes67/77 | €5,182 | €2,298 | €5,032 | €9,005 | €159 | ▼ 98.2% |
| Profit (loss) for the period9904 | €8,827 | -€9,491 | €191 | €12,136 | -€15,584 | ▼ 228% |
| Profit (loss) for the period to be appropriated9905 | €8,827 | -€9,491 | €191 | €12,136 | -€15,584 | ▼ 228% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €33,381 | €35,953 | €55,271 | €99,934 | €73,135 | ▼ 26.8% |
| Fixed assets21/28 | €2,367 | €2,080 | €17,046 | €53,805 | €42,436 | ▼ 21.1% |
| Tangible fixed assets22/27 | €2,367 | €2,080 | €17,046 | €53,805 | €42,436 | ▼ 21.1% |
| Land and buildings22 | €2,367 | €2,080 | €1,794 | €1,508 | €1,222 | ▼ 19.0% |
| Furniture and vehicles24 | - | - | €15,252 | €52,297 | €41,214 | ▼ 21.2% |
| Current assets29/58 | €31,014 | €33,873 | €38,226 | €46,129 | €30,699 | ▼ 33.4% |
| Amounts receivable within one year40/41 | €9,591 | €10,190 | €7,869 | €1,237 | €6,841 | ▲ 453% |
| Trade receivables40 | €9,591 | €10,190 | €7,869 | €1,237 | - | - |
| Other amounts receivable41 | - | - | - | - | €6,841 | - |
| Cash at bank and in hand54/58 | €21,423 | €23,683 | €30,356 | €44,892 | €23,859 | ▼ 46.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €33,381 | €35,953 | €55,271 | €99,934 | €73,135 | ▼ 26.8% |
| Equity10/15 | €29,419 | €19,928 | €20,119 | €32,255 | €16,671 | ▼ 48.3% |
| Contributions10/11 | €5,000 | €5,000 | €5,000 | €5,000 | €5,000 | = |
| Profit (loss) carried forward14 | €24,419 | €14,928 | €15,119 | €27,255 | €11,671 | ▼ 57.2% |
| Amounts payable17/49 | €3,962 | €16,025 | €35,153 | €67,679 | €56,464 | ▼ 16.6% |
| Amounts payable after more than one year17 | - | - | €5,957 | €26,885 | €20,097 | ▼ 25.3% |
| Financial debts170/4 | - | - | €5,957 | €26,885 | €20,097 | ▼ 25.3% |
| Amounts payable within one year42/48 | €3,962 | €15,888 | €29,196 | €40,793 | €36,367 | ▼ 10.8% |
| Current portion of amounts payable after more than one year42 | - | - | €6,817 | €6,523 | €6,785 | ▲ 4.0% |
| Trade debts44 | €974 | €5,133 | €998 | €1,474 | €1,125 | ▼ 23.7% |
| Suppliers440/4 | €974 | €5,133 | €998 | €1,474 | €1,125 | ▼ 23.7% |
| Taxes, remuneration and social security45 | €2,954 | €7,737 | €10,192 | €18,825 | €15,218 | ▼ 19.2% |
| Taxes450/3 | €2,954 | €4,737 | €9,195 | €15,728 | €10,003 | ▼ 36.4% |
| Remuneration and social security454/9 | - | €3,000 | €997 | €3,097 | €5,215 | ▲ 68.4% |
| Other amounts payable47/48 | €34 | €3,018 | €11,188 | €13,971 | €13,239 | ▼ 5.2% |
| Accrued charges and deferred income492/3 | - | €138 | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €8,827 | -€9,491 | €191 | €12,136 | -€15,584 | ▼ 228% |
| + Depreciation and write-downs630 | €286 | €286 | €805 | €4,982 | €11,369 | ▲ 128% |
| Operating cash flow (approximation) | €9,113 | -€9,205 | €995 | €17,119 | -€4,215 | ▼ 125% |
| Investment in fixed assets (approximation) | - | €0 | -€15,770 | -€41,742 | €0 | ▲ 100% |
| Change in cash | - | €2,260 | €6,674 | €14,535 | -€21,033 | ▼ 245% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet -€15,584
Net result drops to -€15,584, the lowest in the series.
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
06-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 6 days late
2023
31-12
Financial
Back to profitnet €191
Net result €191 after one loss-making year.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
22-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity triplescurrent ratio 7.83
Current ratio from 2.45 to 7.83; short-term debt falls from €12,406 to €3,962.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Malle · 1 establishment unit since 2020
Ground area
744 m²
Building footprint
173 m²
Volume, LiDAR
846 m³
Parcel 11049A0730/00Y000, Flanders · tallest building 7.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Imoté
since 20202.298.130.928
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11049A0730/00Y000 | Flanders | 744 m² | 1 · 173 m² | 7.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,757 companies in sector 68310 we hold annual accounts for 6,907. 3,683 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded14-01-2020
Fiscal year end31-12
Activities, NACEBEL 2025
68310Real estate agency activities
68321Property management for co-owned buildings (syndics)
68322Real estate appraisal on a fee or contract basis
E-invoicing
Reachable via Peppol
Peppol ID
0208:0741500068
Also
9925:BE0741500068
Registered
07-08-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.