VERO NEW
ActiveSummary
The computed 12-month bankruptcy probability of VERO NEW is 16.3% (high). The 2025 annual accounts show equity of €33k and a net result of €-2k. Equity is growing by ~9.2% per year across the filed fiscal years. Its solvency ranks better than 95% of 13305 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).
Checked score
Score 2025
44
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. A high bankruptcy probability caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability25▲+22
Solvency100=
Growth52=
Track record92
Bankruptcy probability, 12 months
16.3%
High
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days only on tighter terms
Liquidity ample (current ratio 58.07 against 13.2 in 2024; short-term debt: 1.7% and cash: 98.6% of total assets), and 1.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
98.3%
Return on assets
-5.2%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year €-2k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
28 d late
2024
on the day
2023
29 d late
2022
22 d late
2021
30 d late
2020
27 d late
2019
92 d late
← before the deadline
after the deadline →
raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publicationsPublications
Address struck
Checked, nothing found (1)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€33k▼ 5.0%
2024 · €34k
2019: €14k
2020: €19k
2021: €38k
2022: €35k
2023: €39k
2024: €34k
2019 → 2025
Total assets
€33k▼ 10.7%
2024 · €37k
2019: €21k
2020: €30k
2021: €49k
2022: €42k
2023: €43k
2024: €37k
2019 → 2025
Net result
€-2k▲ 66.8%
2024 · €-5k
2019: €1k
2020: €5k
2021: €19k
2022: €-3k
2023: €5k
2024: €-5k
2019 → 2025
Working capital
€33k▼ 5.0%
2024 · €34k
2019: €13k
2020: €20k
2021: €35k
2022: €33k
2023: €39k
2024: €34k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€38k-€35k▼ 7.9%€39k▲ 13.3%€34k▼ 13.1%€33k▼ 5.0%
Operating result€19k-€-3k€6k€-6k€-2k▲ 74.5%
Net result€19k-€-3k€5k€-5k€-2k▲ 66.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €2k in 2025 against €6k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €33k
Equity
€33k ▼ 5.0%
Debt
€571 ▼ 79.7%
Debt's share of the balance-sheet total falls from 7.6% to 1.7%. Equity and debt are lower.
Key figures and ratios
Current ratio
58.07▲
2024 · 13.20
Debt to equity
0.02▼
2024 · 0.08
ROE
-5.3%▲
2024 · -15.1%
ROA
-5.2%▲
2024 · -14.0%
Debt ≤ 1 year
€571▼
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 31 lines
Balance sheet
Code20242025
Assets
Total assets20/58€37k€33k▼
Current assets29/58€37k€33k▼
Stocks and contracts in progress3€2k-
Stocks30/36€2k-
Amounts receivable within one year40/41€433€460▲
Other amounts receivable41€433€460▲
Cash at bank and in hand54/58€35k€33k▼
Equity and liabilities
Total equity and liabilities10/49€37k€33k▼
Equity10/15€34k€33k▼
Contributions10/11€12k€12k=
Profit (loss) carried forward14€22k€20k▼
Amounts payable17/49€3k€571▼
Amounts payable within one year42/48€3k€571▼
Trade debts44€467-
Suppliers440/4€467-
Taxes, remuneration and social security45€1k-
Taxes450/3€1k-
Other amounts payable47/48€1k€571▼
Income statement
Code20242025
Other operating charges640/8€690€290▼
Gross operating margin9900€-6k€-1k▲
Operating profit (loss)9901€-6k€-2k▲
Financial income75/76B€17€0▼
Recurring financial income75€17€0▼
Financial charges65/66B€126€126=
Recurring financial charges65€126€126=
Profit (loss) for the period before taxes9903€-6k€-2k▲
Income taxes67/77€-1k-
Profit (loss) for the period9904€-5k€-2k▲
Profit (loss) for the period to be appropriated9905€-5k€-2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€22k€20k▼
Profit (loss) brought forward from the previous period14P€27k€22k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Liquidity quadruplescurrent ratio 58.07
Current ratio from 13.20 to 58.07; short-term debt falls from €3k to €571.
22-08
KBO administration
Address struck
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-5k ▼212%
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 11.42
Current ratio from 5.66 to 11.42; short-term debt falls from €7k to €4k.
22-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 22 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Highest result since 2019net €19k ▲267%
Operating result €19k, net result €19k, both a record.
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 92 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Joost-ten-Node
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Eeckelaersstraat 541210 Sint-Joost-ten-NodeGround area
14 m²
Parcel 21572C0024/00E006, Brussels. Linked by address, not a title deed.
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21572C0024/00E006 | Brussels | 14 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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NAZA INVEST
BE 0764.708.210
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LES MIXOLOGISTES
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OLTAY
BE 0859.926.081
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Of 14,018 companies in sector 56301 we hold annual accounts for 4,891. 4,117 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-10-2018
Fiscal year end31-12
Activities, NACEBEL 2025
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.