Equity
Debts exceed assets in financial year 2025.
Debts exceed assets in financial year 2025.
The 2024 and 2025 financial years closed with a loss. 2024 was the heaviest.
Lower solvency than 95% of companies in wholesale trade. Sector median 40.6% · 15,428 companies.
In July 2024, 6,909 companies had the same profile as RD Dearac has now. Each dot stands for 18 companies, two years later.
Another 0.7% stopped without a precise date, possibly only after those two years.
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,909 companies, not a prediction for RD Dearac. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
| Company | ||||
|---|---|---|---|---|
| RD Dearac Sint-Truiden | €1,204 | -€852 | -421.7% | - |
| Econogy Wevelgem | €857 | -€4,342 | -610.5% | - |
| BMJ Namur | €850 | €1,527 | -2288.0% | - |
| Carluco Antwerp | €2,376 | -€22,039 | -3592.3% | - |
| DE VRIJDAGMARKT Nijlen | €660 | -€504 | -399.9% | - |
| ATTITUDES Herstal | €1,917 | €230 | -1189.0% | - |
| BE-DESIGNE & CONSULTANCY Herentals | €1,362 | -€2,795 | -6432.6% | - |
These companies have the same main activity as RD Dearac: agents in non-specialised wholesale trade (NACE 46190). They are comparable in size and age: total assets between €660 and €2,380, founded between 2000 and 2015.
RD Dearac has been active since 2011 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€5,077) and a net result of -€852.
Its solvency ranks better than 5% of 15,428 sector peers (NACE 46, financial year 2025).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
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