Skip to content

RD Dearac

Active
Private limited companyfounded 201114 yrs activeBrustem-Dorp 162, 3800 Sint-Truiden, BelgiumKBO/BCE: BE 0840.825.593
Summary

RD Dearac has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€5,077) and a net result of -€852. Its solvency ranks better than 5% of 11502 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability0=
Solvency0=
Growth58
Track record100
Bankruptcy probability, 12 months
1.4% Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Age of the figures
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 14 years 0 20 y
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
2425
2024 to 2025 · latest year -€5,077
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
31 d early
2024
8 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 20 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 20 October 2011, RD Dearac was incorporated.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Equity
-€5,077▼ 20.2%
2024 · -€4,224
Total assets
€1,204=
2024 · €1,204
Net result
-€852▲ 81.1%
2024 · -€4,508
Working capital
-€5,077▼ 20.2%
2024 · -€4,224
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20242025
Operating result-€4,495--€852▲ 81.0%
Net result-€4,508within the sector's middle half--€852within the sector's middle half▲ 81.1%
Equity-€4,224below the sector's middle half--€5,077below the sector's middle half▼ 20.2%
Total assets€1,204below the sector's middle half-€1,204below the sector's middle half=
Debt€5,428-€6,281▲ 15.7%
Working capital-€4,224within the sector's middle half--€5,077within the sector's middle half▼ 20.2%
above within below the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€6,000-€4,000-€2,000€0Operating result 2024: -€4,495-€4,495Net result 2024: -€4,508-€4,508Operating result 2025: -€852-€852Net result 2025: -€852-€85220242025-€6,000-€4,000-€2,000€0Operating result 2024: -€4,495-€4,490Net result 2024: -€4,508-€4,510Operating result 2025: -€852-€852Net result 2025: -€852-€85220242025
The operating result stays negative: a loss of €852 in 2025 against €4,495 in 2024; the loss shrinks.
Key figures and ratios
2025 value · change against 2024
Debt ≤ 1 year
€6,281▲
2024 · €5,428
Ratios withheld: a balance sheet total of €1,204 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 6,940 companies that looked in July 2024 the way this one looks now, 5.5% went bankrupt within 24 months and 85% are still going.

  • Micro
  • 10 to 20 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
5.5% went bankrupt
8.0% stopped otherwise
85% still going

A further 1.5% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.4% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 6,940 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 25 lines
Balance sheet Code20242025
Assets
Total assets20/58€1,204€1,204=
Current assets29/58€1,204€1,204=
Stocks and contracts in progress3€1,193€1,193=
Stocks30/36€1,193€1,193=
Cash at bank and in hand54/58€11€11=
Equity and liabilities
Total equity and liabilities10/49€1,204€1,204=
Equity10/15-€4,224-€5,077▼
Contributions10/11€3,000€3,000=
Profit (loss) carried forward14-€7,224-€8,077▼
Amounts payable17/49€5,428€6,281▲
Amounts payable within one year42/48€5,428€6,281▲
Trade debts44€752€838▲
Suppliers440/4€752€838▲
Other amounts payable47/48€4,676€5,442▲
Income statement Code20242025
Other operating charges640/8€50-
Gross operating margin9900-€4,445-€852▲
Operating profit (loss)9901-€4,495-€852▲
Financial charges65/66B€14-
Recurring financial charges65€14-
Profit (loss) for the period before taxes9903-€4,508-€852▲
Profit (loss) for the period9904-€4,508-€852▲
Profit (loss) for the period to be appropriated9905-€4,508-€852▲
Appropriation of the result
Profit (loss) to be appropriated9906-€30,423-€8,077▲
Profit (loss) brought forward from the previous period14P-€25,914-€7,224▲
Shareholders' contribution to the loss794€23,198-

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Other operating charges640/8€50--
Gross operating margin9900-€4,445-€852▲ 80.8%
Operating profit (loss)9901-€4,495-€852▲ 81.0%
Financial charges65/66B€14--
Recurring financial charges65€14--
Profit (loss) for the period before taxes9903-€4,508-€852▲ 81.1%
Profit (loss) for the period9904-€4,508-€852▲ 81.1%
Profit (loss) for the period to be appropriated9905-€4,508-€852▲ 81.1%
Line20242025Change
Assets
Total assets20/58€1,204€1,204=
Current assets29/58€1,204€1,204=
Stocks and contracts in progress3€1,193€1,193=
Stocks30/36€1,193€1,193=
Cash at bank and in hand54/58€11€11=
Equity and liabilities
Total equity and liabilities10/49€1,204€1,204=
Equity10/15-€4,224-€5,077▼ 20.2%
Contributions10/11€3,000€3,000=
Profit (loss) carried forward14-€7,224-€8,077▼ 11.8%
Amounts payable17/49€5,428€6,281▲ 15.7%
Amounts payable within one year42/48€5,428€6,281▲ 15.7%
Trade debts44€752€838▲ 11.5%
Suppliers440/4€752€838▲ 11.5%
Other amounts payable47/48€4,676€5,442▲ 16.4%
Line20242025Change
Profit (loss) for the period9904-€4,508-€852▲ 81.1%
Operating cash flow (approximation)-€4,508-€852▲ 81.1%
Change in cash-€0-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
30-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
23-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Truiden · 1 establishment unit since 2011
seat establishment The establishment unit on the map
Ground area
448 m²
Building footprint
138 m²
Volume, LiDAR
1,183 m³
Parcel 71009C0083/00K000, Flanders · tallest building 11.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
DERAV
Brustem-Dorp 162, 3800 Sint-TruidenAgents in non-specialised wholesale trade
since 20112.203.852.668
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71009C0083/00K000 Flanders 448 m² 1 · 138 m² 11.3 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 6,146 companies in sector 46190 we hold annual accounts for 2,576. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded20-10-2011
Fiscal year end31-12
Activities, NACEBEL 2025
46190Agents in non-specialised wholesale trade
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
56210Event catering
63100Computing infrastructure, data processing, hosting and related activities
73300Public relations and communication consultancy
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.