RC PROD
ActiveSummary
The computed 12-month bankruptcy probability of RC PROD is 5.5% (elevated). The 2025 annual accounts show negative equity (€-128k) and a net result of €-107k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 8% of 4157 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
18
/ 100
Critical
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-52
Solvency5▼-17
Growth32▼-46
Track record94
Bankruptcy probability, 12 months
5.5%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.75 against 0.72 in 2024; short-term debt: 69.3% and cash: 6.8% of total assets), and equity is negative.
Credit check for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-20%
Return on assets
-16.7%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
22232425
2022 to 2025 · latest year €-128k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-05-2026, 71 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
71 d early
2024
48 d early
2023
27 d early
2022
47 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-107k
2024 · €7k
2022: €-38k
2023: €8k
2024: €7k
2022 → 2025
Working capital
€-111k▲ 31.8%
2024 · €-163k
2022: €-127k
2023: €-121k
2024: €-163k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€-36k-€-28k▲ 21.8%€-21k▲ 24.5%€-128k▼ 500%
Operating result€-30k-€21k€23k▲ 9.1%€-91k
Net result€-38k-€8k€7k▼ 12.4%€-107k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €91k after €23k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €641k
Fixed assets
€308k ▲ 39.1%
Current assets
€333k ▼ 19.8%
Key figures and ratios
EBITDA
€-50k▼
2024 · €61k
Cash flow
€-65k▼
2024 · €45k
Solvency
-20.0%▼
2024 · -3.4%
Current ratio
0.75▲
2024 · 0.72
Quick ratio
0.20▼
2024 · 0.43
Debt to equity
-6.00▲
2024 · -30.76
ROA
-16.7%▼
2024 · 1.1%
Interest coverage
-3.17▼
2024 · 3.78
Debt
€769k▲
2024 · €658k
Debt ≤ 1 year
€444k▼
2024 · €578k
Debt > 1 year
€325k▲
2024 · €80k
Staff costs
€117k▲
2024 · €77k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€636k€641k▲
Fixed assets21/28€221k€308k▲
Intangible fixed assets21€26k€18k▼
Tangible fixed assets22/27€175k€266k▲
Land and buildings22€32k€143k▲
Plant, machinery and equipment23€112k€102k▼
Furniture and vehicles24€31k€21k▼
Financial fixed assets28€21k€24k▲
Current assets29/58€415k€333k▼
Stocks and contracts in progress3€165k€246k▲
Stocks30/36€165k€246k▲
Amounts receivable within one year40/41€159k€42k▼
Trade receivables40€131k€27k▼
Other amounts receivable41€28k€15k▼
Cash at bank and in hand54/58€89k€44k▼
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€636k€641k▲
Equity10/15€-21k€-128k▼
Contributions10/11€2k€2k=
Profit (loss) carried forward14€-23k€-130k▼
Amounts payable17/49€658k€769k▲
Amounts payable after more than one year17€80k€325k▲
Financial debts170/4€80k€325k▲
Amounts payable within one year42/48€578k€444k▼
Current portion of amounts payable after more than one year42€57k€67k▲
Financial debts43-€55k
Credit institutions430/8-€55k
Trade debts44€369k€283k▼
Suppliers440/4€369k€283k▼
Taxes, remuneration and social security45€3k€34k▲
Taxes450/3-€20k
Remuneration and social security454/9€3k€14k▲
Other amounts payable47/48€149k€5k▼
Income statement
Code20242025
Remuneration, social security and pensions62€77k€117k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€38k€42k▲
Other operating charges640/8€28k€47k▲
Gross operating margin9900€167k€115k▼
Operating profit (loss)9901€23k€-91k▼
Financial income75/76B€117€217▲
Recurring financial income75€117€217▲
Financial charges65/66B€16k€16k▼
Recurring financial charges65€16k€16k▼
Profit (loss) for the period before taxes9903€7k€-107k▼
Profit (loss) for the period9904€7k€-107k▼
Profit (loss) for the period to be appropriated9905€7k€-107k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-23k€-130k▼
Profit (loss) brought forward from the previous period14P€-30k€-23k▲
Social balance
Average headcount (FTE)90876.018.9▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-05
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Weakest financial yearnet €-107k ▼1644%
Net result drops to €-107k, the lowest in the series.
13-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
04-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
14-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tournai · 4 establishment units since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Quai des Vicinaux(TOU) 247500 TournaiGround area
9,931 m²
Building footprint
1,915 m²
Volume, LiDAR
4,636 m³
4 parcels, Wallonia · tallest building 5.5 m, ±2 floors. Linked by address, not a title deed.
4 establishment units
Go for Price
since 20222.328.861.419
Go for Price
since 20232.347.769.786
Go for Price
since 20252.380.775.720
Go for Price
since 20262.393.283.374
4 parcels
Wallonia
4
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57462A0004/00L000 | Wallonia | 3,484 m² | 1 · 28 m² | 3.6 m · 1 fl. |
| 57031C0015/00E000 | Wallonia | 2,944 m² | 1 · 993 m² | 5.5 m · 2 fl. |
| 55030B0190/00A000 | Wallonia | 2,493 m² | - | - |
| 54003R0283/00A000 | Wallonia | 1,009 m² | 1 · 893 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 3
4 of 4 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
2 sitesLessines2.380.775.720
Tournai2.347.769.786
Similar companies · same sector, comparable size
CARBOBOIS
BE 0426.010.934
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STEFLOR
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CERGAS
BE 0465.886.347
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Christoforusgemeenschap
BE 0429.647.642
Merelbeke-Melle · FTE 20.3
BRUNO PETROL
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Pajottegem · FTE 17.1
Of 3,234 companies in sector 47781 we hold annual accounts for 744. 222 are within a factor 10 of this headcount. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-01-2022
Fiscal year end31-12
Activities, NACEBEL 2025
47252Retail sale of beverages, general range
47781Retail sale of solid, liquid and gaseous fuels, excluding motor fuels
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.