RB-STONE
ActiveRB-STONE has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €72k and a net result of €21k. Equity is growing by ~15.8% per year across the filed fiscal years. Its solvency ranks better than 89% of 343 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
93
/ 100
Excellent▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+4
Growth78=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 9.37 against 1.97 in 2024), and 11% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 23
Relative position
BE, all sectors
reference
Sector 23
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
89%
Return on assets
26.6%
Age of the figures
14 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
1 d early
2023
on the day
2022
1 d early
2021
4 d early
2020
3 d early
2019
63 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close12-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€72k▲ 42.6%
2024 · €50k
2019: €21k
2020: €39k
2021: €40k
2022: €35k
2023: €38k
2024: €50k
2019 → 2025
Total assets
€80k▼ 13.4%
2024 · €93k
2019: €62k
2020: €78k
2021: €73k
2022: €80k
2023: €59k
2024: €93k
2019 → 2025
Net result
€21k▼ 32.3%
2024 · €32k
2019: €18k
2020: €37k
2021: €725
2022: €16k
2023: €7k
2024: €32k
2019 → 2025
Working capital
€70k▲ 76.1%
2024 · €40k
2019: €5k
2020: €28k
2021: €10k
2022: €15k
2023: €23k
2024: €40k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€40k-€35k▼ 10.9%€38k▲ 6.1%€50k▲ 33.5%€72k▲ 42.6%
Operating result€2k-€20k▲ 1,109%€11k▼ 46.8%€40k▲ 271%€29k▼ 27.3%
Net result€725-€16k▲ 2,058%€7k▼ 54.1%€32k▲ 340%€21k▼ 32.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 27% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €80k
Fixed assets
€2k▼ 80.8%
Current assets
€78k▼ 3.2%
Equity and liabilities €80k
Equity
€72k▲ 42.6%
Debt
€9k▼ 79.2%
The debt ratio falls from 46.0% to 11.0%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€39k▼
2024 · €50k
Cash flow
€31k▼
2024 · €41k
Solvency
89.0%▲
2024 · 54.0%
Current ratio
9.37▲
2024 · 1.97
Quick ratio
9.37▲
2024 · 1.97
Debt / equity
0.12▼
2024 · 0.85
ROE
29.9%▼
2024 · 63.0%
ROA
26.6%▼
2024 · 34.0%
Interest coverage
450.40▲
2024 · 208.05
Debt
€9k▼
2024 · €43k
Debt ≤ 1 year
€8k▼
2024 · €41k
Debt > 1 year
€0▼
2024 · €857
Income taxes
€8k▼
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€93k€80k▼
Fixed assets21/28€12k€2k▼
Tangible fixed assets22/27€12k€2k▼
Plant, machinery and equipment23€339€169▼
Furniture and vehicles24€12k€2k▼
Current assets29/58€81k€78k▼
Amounts receivable within one year40/41€25k€11k▼
Trade receivables40€22k€10k▼
Other amounts receivable41€2k€2k▼
Cash at bank and in hand54/58€56k€67k▲
Deferred charges and accrued income490/1€350€198▼
Equity and liabilities
Total equity and liabilities10/49€93k€80k▼
Equity10/15€50k€72k▲
Contributions10/11€6k€6k=
Reserves13€34k€55k▲
Distributable reserves133€34k€55k▲
Profit (loss) carried forward14€10k€10k=
Amounts payable17/49€43k€9k▼
Amounts payable after more than one year17€857€0▼
Financial debts170/4€857€0▼
Amounts payable within one year42/48€41k€8k▼
Current portion of amounts payable after more than one year42€5k€857▼
Trade debts44€11k€2k▼
Suppliers440/4€11k€2k▼
Advances received on contracts in progress46-€1k
Taxes, remuneration and social security45€6k€1k▼
Taxes450/3€5k€1k▼
Remuneration and social security454/9€2k€0▼
Other amounts payable47/48€19k€3k▼
Accrued charges and deferred income492/3€825€550▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€10k▲
Other operating charges640/8€682€733▲
Gross operating margin9900€51k€40k▼
Operating profit (loss)9901€40k€29k▼
Financial income75/76B€247€401▲
Recurring financial income75€247€401▲
Financial charges65/66B€241€87▼
Recurring financial charges65€241€87▼
Profit (loss) for the period before taxes9903€40k€30k▼
Income taxes67/77€9k€8k▼
Profit (loss) for the period9904€32k€21k▼
Profit (loss) for the period to be appropriated9905€32k€21k▼
Appropriation of the result
Profit (loss) to be appropriated9906€52k€31k▼
Profit (loss) brought forward from the previous period14P€20k€10k▼
Transfer to equity691/2€23k€21k▼
To other reserves6921€23k€21k▼
Profit to be distributed694/7€19k€0▼
Return on contributions (dividend)694€10k€0▼
Directors or managers695€9k€0▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Liquidity times 5current ratio 9.37
Current ratio from 1.97 to 9.37; short-term debt falls from €41k to €8k.
30-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
27-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Weakest financial yearnet €725 ▼98%
Net result drops to €725, the lowest in the series; recovery starts the following year.
28-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Highest result since 2019net €37k ▲104%
Operating result €44k, net result €37k, both a record.
2019
29-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
30-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
12-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
07-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 directors, no change since 2023
BAEYENS Linda
CurrentDirector · since 19-12-2023
BAUGNIES Raphaël
CurrentDirector · since 19-12-2023
19-12-2023
BAEYENS Linda: Appointed as Director
19-12-2023
BAUGNIES Raphaël: Appointed as Director
Location & real-estate footprint
Registered office, Huldenberg · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wolfshaegen 1953040 HuldenbergGround area
1,077 m²
Building footprint
106 m²
Volume, LiDAR
56 m³
Parcel 24075D0152/00L000, Flanders · tallest building 6.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
RB-STONE
since 20072.164.014.669
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24075D0152/00L000 | Flanders | 1,077 m² | 1 · 106 m² | 6.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
WN Natuursteen
BE 0771.938.470
Essen · Eq €71k
C.S FIRE
BE 0682.870.201
Braine-l'Alleud · Eq €71k
RYSZARD
BE 0779.340.164
Kruisem · Eq €69k
Natuursteen Van Praet
BE 0550.801.335
Rumst · Eq €74k
GABRIEL NATUURSTEEN
BE 0427.163.254
Sint-Niklaas · Eq €75k
Of 736 companies in sector 23700 we hold annual accounts for 489. 382 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-07-2007
Fiscal year end30-06
Activities, NACEBEL
23700Cutting, shaping and finishing of stone
26700
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.