DELAIDE M.
ActiveSummary
DELAIDE M. has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €39k and a net result of €6k. Equity is shrinking by ~5.6% per year across the filed fiscal years. Its solvency ranks better than 48% of 269 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability53▼-38
Solvency67▼-9
Growth34▼-16
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 1.71 against 2.05 in 2024; short-term debt: 58.1% and cash: 37.9% of total assets), but 58.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 23
Relative position
BE, all sectors
reference
Manufacture of other non-metallic mineral products (NACE 23)
about 17% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
41.9%
Return on assets
6.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 d early
2024
17 d early
2023
on the day
2022
14 d early
2021
4 d early
2020
4 d early
2019
60 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€279k▲ 9.5%
2021 · €255k
2018: €269k
2019: €234k▼ -12.7% vs 2018lowest in 5 years
2020: €279k▲ +18.9% vs 2019
2021: €255k▼ -8.6% vs 2020
2022: €279k▲ +9.5% vs 2021highest in 5 years
2018 → 2022
EBIT margin
4.2%▼ 0.5pp
2021 · 4.7%
2018: 3.4%
2019: -5.2%▼ -253% vs 2018lowest in 5 years
2020: 15.5%▲ +401% vs 2019highest in 5 years
2021: 4.7%▼ -69.6% vs 2020
2022: 4.2%▼ -11.0% vs 2021
2018 → 2022
Net result
€6k▼ 73.7%
2024 · €22k
2018: €6k
2019: €-13k▼ -307% vs 2018
2020: €36k▲ +388% vs 2019highest in 8 years
2021: €9k▼ -75.0% vs 2020
2022: €9k▼ -2.9% vs 2021
2023: €-20k▼ -324% vs 2022lowest in 8 years
2024: €22k▲ +211% vs 2023
2025: €6k▼ -73.7% vs 2024
2018 → 2025
Working capital
€38k▼ 39.4%
2024 · €63k
2018: €61k
2019: €61k▲ +1.1% vs 2018
2020: €86k▲ +39.8% vs 2019highest in 8 years
2021: €77k▼ -10.6% vs 2020
2022: €82k▲ +7.2% vs 2021
2023: €66k▼ -19.8% vs 2022
2024: €63k▼ -4.5% vs 2023
2025: €38k▼ -39.4% vs 2024lowest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€255k-€279k▲ 9.5%
2021: €255k
2022: €279k▲ +9.5% vs 2021
Equity€85k-€87k▲ 1.9%€67k▼ 22.7%€63k▼ 5.7%€39k▼ 39.2%
2021: €85k
2022: €87k▲ +1.9% vs 2021highest in 5 years
2023: €67k▼ -22.7% vs 2022
2024: €63k▼ -5.7% vs 2023
2025: €39k▼ -39.2% vs 2024lowest in 5 years
Operating result€12k-€12k▼ 2.6%€-19k€26k€13k▼ 49.7%
2021: €12k
2022: €12k▼ -2.6% vs 2021
2023: €-19k▼ -263% vs 2022lowest in 5 years
2024: €26k▲ +235% vs 2023highest in 5 years
2025: €13k▼ -49.7% vs 2024
Net result€9k-€9k▼ 2.9%€-20k€22k€6k▼ 73.7%
2021: €9k
2022: €9k▼ -2.9% vs 2021
2023: €-20k▼ -324% vs 2022lowest in 5 years
2024: €22k▲ +211% vs 2023highest in 5 years
2025: €6k▼ -73.7% vs 2024
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 50% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €92k
Fixed assets
€394 =
Current assets
€92k ▼ 25.3%
Equity and liabilities €92k
Equity
€39k ▼ 39.2%
Debt
€53k ▼ 10.5%
Debt's share of the balance-sheet total rises from 48.5% to 58.1%. Equity and debt are lower.
Key figures and ratios
Current ratio
1.71▼
2024 · 2.05
Quick ratio
1.18▼
2024 · 1.57
Debt to equity
1.39▲
2024 · 0.94
ROE
14.9%▼
2024 · 34.5%
ROA
6.2%▼
2024 · 17.8%
Debt ≤ 1 year
€53k▼
2024 · €60k
Income taxes
€5k▲
2024 · €3k
Staff costs
€58k▲
2024 · €57k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet
Code20242025
Assets
Total assets20/58€123k€92k▼
Fixed assets21/28€394€394=
Financial fixed assets28€394€394=
Current assets29/58€123k€92k▼
Stocks and contracts in progress3€29k€29k=
Stocks30/36€29k€29k=
Amounts receivable within one year40/41€40k€28k▼
Trade receivables40€40k€27k▼
Other amounts receivable41-€1k
Cash at bank and in hand54/58€52k€35k▼
Deferred charges and accrued income490/1€2k€48▼
Equity and liabilities
Total equity and liabilities10/49€123k€92k▼
Equity10/15€63k€39k▼
Contributions10/11€19k€19k=
Reserves13€44k€19k▼
Distributable reserves133€44k€19k▼
Profit (loss) carried forward14€752€923▲
Amounts payable17/49€60k€53k▼
Amounts payable within one year42/48€60k€53k▼
Trade debts44€16k€11k▼
Suppliers440/4€16k€11k▼
Advances received on contracts in progress46€9k€18k▲
Taxes, remuneration and social security45€16k€21k▲
Taxes450/3€16k€20k▲
Remuneration and social security454/9-€60
Other amounts payable47/48€18k€3k▼
Income statement
Code20242025
Goods, raw materials, services and sundry goods60/61€187k€147k▼
Remuneration, social security and pensions62€57k€58k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€881-
Other operating charges640/8€3k€4k▲
Gross operating margin9900€86k€75k▼
Operating profit (loss)9901€26k€13k▼
Financial income75/76B€166€0▼
Recurring financial income75€166€0▼
Financial charges65/66B€793€3k▲
Recurring financial charges65€793€3k▲
Profit (loss) for the period before taxes9903€25k€10k▼
Income taxes67/77€3k€5k▲
Profit (loss) for the period9904€22k€6k▼
Profit (loss) for the period to be appropriated9905€22k€6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€22k€6k▼
Profit (loss) brought forward from the previous period14P€594€752▲
Transfer from equity791/2€4k€25k▲
Profit to be distributed694/7€26k€31k▲
Return on contributions (dividend)694€26k€31k▲
Social balance
Average headcount (FTE)90871.51.5=
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €255k | €279k | - | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | €213k | €234k | €212k | €187k | €147k | ▼ 21.4% |
| Remuneration, social security and pensions62 | €25k | €28k | €40k | €57k | €58k | ▲ 2.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3k | €4k | €3k | €881 | - | - |
| Other operating charges640/8 | €911 | €918 | €1k | €3k | €4k | ▲ 61.7% |
| Gross operating margin9900 | €41k | €45k | €26k | €86k | €75k | ▼ 12.5% |
| Operating profit (loss)9901 | €12k | €12k | €-19k | €26k | €13k | ▼ 49.7% |
| Financial income75/76B | €32 | €42 | €0 | €166 | €0 | ▼ 100.0% |
| Recurring financial income75 | €32 | €42 | €0 | €166 | €0 | ▼ 100.0% |
| Financial charges65/66B | €265 | €291 | €336 | €793 | €3k | ▲ 243% |
| Recurring financial charges65 | €265 | €291 | €336 | €793 | €3k | ▲ 243% |
| Profit (loss) for the period before taxes9903 | €12k | €11k | €-19k | €25k | €10k | ▼ 59.2% |
| Income taxes67/77 | €3k | €3k | €212 | €3k | €5k | ▲ 36.8% |
| Profit (loss) for the period9904 | €9k | €9k | €-20k | €22k | €6k | ▼ 73.7% |
| Profit (loss) for the period to be appropriated9905 | €9k | €9k | €-20k | €22k | €6k | ▼ 73.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €122k | €131k | €91k | €123k | €92k | ▼ 25.3% |
| Fixed assets21/28 | €9k | €5k | €1k | €394 | €394 | = |
| Tangible fixed assets22/27 | €8k | €4k | €881 | - | - | - |
| Plant, machinery and equipment23 | €791 | €141 | - | - | - | - |
| Furniture and vehicles24 | €7k | €4k | €881 | - | - | - |
| Financial fixed assets28 | €394 | €394 | €394 | €394 | €394 | = |
| Current assets29/58 | €114k | €126k | €90k | €123k | €92k | ▼ 25.3% |
| Stocks and contracts in progress3 | €44k | €55k | €44k | €29k | €29k | = |
| Stocks30/36 | €44k | €55k | €44k | €29k | €29k | = |
| Amounts receivable within one year40/41 | €42k | €48k | €32k | €40k | €28k | ▼ 30.6% |
| Trade receivables40 | €41k | €48k | €32k | €40k | €27k | ▼ 33.4% |
| Other amounts receivable41 | €240 | €5 | €1 | - | €1k | - |
| Cash at bank and in hand54/58 | €29k | €23k | €13k | €52k | €35k | ▼ 32.6% |
| Deferred charges and accrued income490/1 | €40 | €956 | €782 | €2k | €48 | ▼ 97.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €122k | €131k | €91k | €123k | €92k | ▼ 25.3% |
| Equity10/15 | €85k | €87k | €67k | €63k | €39k | ▼ 39.2% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Reserves13 | €66k | €68k | €48k | €44k | €19k | ▼ 56.8% |
| Non-distributable reserves130/1 | €2k | €2k | - | - | - | - |
| Reserves not available under the articles1311 | €2k | €2k | - | - | - | - |
| Distributable reserves133 | €64k | €66k | €48k | €44k | €19k | ▼ 56.8% |
| Profit (loss) carried forward14 | €791 | €415 | €594 | €752 | €923 | ▲ 22.8% |
| Amounts payable17/49 | €37k | €44k | €24k | €60k | €53k | ▼ 10.5% |
| Amounts payable within one year42/48 | €37k | €44k | €24k | €60k | €53k | ▼ 10.5% |
| Trade debts44 | €8k | €9k | €11k | €16k | €11k | ▼ 30.8% |
| Suppliers440/4 | €8k | €9k | €11k | €16k | €11k | ▼ 30.8% |
| Advances received on contracts in progress46 | €20k | €21k | €2k | €9k | €18k | ▲ 106% |
| Taxes, remuneration and social security45 | €4k | €9k | €10k | €16k | €21k | ▲ 27.4% |
| Taxes450/3 | €4k | €6k | €9k | €16k | €20k | ▲ 27.0% |
| Remuneration and social security454/9 | - | €3k | €2k | - | €60 | - |
| Other amounts payable47/48 | €5k | €5k | €940 | €18k | €3k | ▼ 81.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €9k | €9k | €-20k | €22k | €6k | ▼ 73.7% |
| + Depreciation and write-downs630 | €3k | €4k | €3k | €881 | - | - |
| Operating cash flow (approximation) | €12k | €13k | €-16k | €23k | €6k | ▼ 74.8% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | €-6k | €-10k | €39k | €-17k | ▼ 143% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
14-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Back to profitnet €22k
Net result €22k after one loss-making year.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Weakest financial yearnet €-20k
Net result drops to €-20k, the lowest in the series; recovery starts the following year.
17-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
27-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €36k
Net result €36k after one loss-making year.
29-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 60 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 29 days late
2018
13-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
17-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 17 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hélécine · 1 establishment unit since 2002
Ground area
2,449 m²
Building footprint
241 m²
Volume, LiDAR
1,636 m³
2 parcels, Wallonia · tallest building 9.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Rue Saint-Job, Neerh., 1357 Hélécine
since 20022.094.548.615
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25069A0696/00K000 | Wallonia | 1,333 m² | 1 · 132 m² | 8.9 m · 3 fl. |
| 25069A0795/00Z002indicative | Wallonia | 1,116 m² | 1 · 109 m² | 7.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 738 companies in sector 23700 we hold annual accounts for 490. 313 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded14-12-2001
Fiscal year end31-12
Activities, NACEBEL 2025
23700Cutting, shaping and finishing of stone
43990Other specialised construction activities
Scores and ratios are computed by Checked and are not a credit decision.