Active BE 0758.992.534Private limited company

RAW

· 5 yrs active

Sector: Retail trade (47527)

Conclusion Checked

The computed 12-month bankruptcy probability of RAW is 2.6% (moderate). The 2023 annual accounts show equity of €4k and a net result of €7k. Equity is growing by ~2.7% per year across the filed fiscal years. Its solvency ranks better than 95% of 5481 sector peers (fiscal year 2023). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 3 annual accounts.

Key figures

Equity	€4k
Net result	€7k
Better than sector	95%
Active	5 yrs

Snowflake analysis 5 axes · computed by Checked

93 / 100

Exceptional profile, strong across almost every axis.

Health 93

Profitability 100

Solvency 100

Growth 78

Stability 94

Bankruptcy probability (12 mo) Checked model v1 · free

2.6% Moderate

0%0,5%1,5%4%10%≥25%

Young company +Higher-failure-rate sector +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 3 signals

More than 3 years active

Founded in 2020, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.

Administratively compliant

No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags 0 events

No administrative flags

Health barometer FY 2023 · computed

93 / 100 Excellent

050100

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

See plans →

Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.

Financial overview3 NBB filings

Annual accounts filed on 18-03-2024 with the NBB · fiscal year 2023 · micro

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

growing Equity: growth of ~2.7%/year over 3 fiscal years, indicative, assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2023 · NACE 47, Retail trade · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	92.7%	20.1%	better than 95% of 5481 sector peers
Net result	€7k	€3k	better than 58% of 5461 sector peers
Equity	€4k	€15k	better than 34% of 5487 sector peers
Gross operating margin	€8k	€23k	better than 34% of 5436 sector peers
Total assets	€4k	€92k	better than 5% of 5481 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Net profit

€7k

+449.8% -43% vs sector

Total assets

€4k

-21.3% -92% vs sector

Equity

€4k

- -88% vs sector

Working capital

€4k

- ≈ vs sector

Debt

€328

-96.1% -99% vs sector

Debt ≤ 1y

€328

-96.1% -99% vs sector

Current ratio

13.66

+1935.4% far above sector median

Quick ratio

13.66

+1935.4% far above sector median

Solvency

92.7%

- +52% vs sector

Debt / equity

0.08

- -88% vs sector

ROE

167.1%

- +290% vs sector

ROA

154.9%

+598.5% far above sector median

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2023
Revenue	-
EBITDA	-
Net profit	€7k
Cash flow	-
Staff costs	-
Income taxes	-
Dividends	-
Total assets	€4k
Equity	€4k
Debt	€328
of which ≤ 1y	€328
of which > 1y	-
Working capital	€4k
Employees (FTE)	-

Ratios (computed)

	2023
Current ratio	13.66
Quick ratio	13.66
Working capital ratio	92.7%
Solvency	92.7%
Debt / equity	0.08
Long-term debt ratio	-
Interest coverage	-
Gross margin	-
Net margin	-
ROA	154.9%
ROE	167.1%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2023

Equity & liabilities

Equity €4k · 92.7% Debt €328 · 7.3%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2023
Balance sheet, Assets
TOTAL ASSETS	20/58	€4k
Current assets	29/58	€4k
Amounts receivable within one year	40/41	€481
Cash & bank	54/58	€4k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€4k
Equity	10/15	€4k
Contributions / capital	10/11	€10k
Accumulated profits (losses)	14	€-6k
Amounts payable	17/49	€328
Amounts payable within one year	42/48	€328
Trade debts payable within one year	44	€328
Income statement
Gross operating margin	9900	€8k
Operating result	9901	€7k
Financial income	75	€0
Financial charges	65	€69
Result before taxes	9903	€7k
Net result for the period	9904	€7k
Result to be appropriated	9905	€7k

You're seeing the latest fiscal year only. Unlock 2 prior years (figures + ratios) with a paid plan. See plans →

Ratios computed by Checked.

Legal Structure

NACE primary	Retail trade(47527)
Legal form	Private limited company(610)
Incorporation	02-12-2020
Status	Active
Postal code	-

Establishment units 1 location

RAW

Vervaardiging van buizen, pijpen, holle profielen en fittings daarvoor, van staal

since 20202.311.176.339

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
44034C1000/00M000	Flanders	3,359 m²	1 · 1,769 m²	13.1 m · 3 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 4 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2024

04-07-2024

State Gazette act Director changes

18-03-2024

NBB filing Annual accounts filed

fiscal year 2023 · micro

2023

31-08-2023

NBB filing Annual accounts filed

fiscal year 2022 · micro

2022

24-08-2022

NBB filing Annual accounts filed

fiscal year 2021 · micro

Belgisch Staatsblad, acts 1 acts

All acts · 1 updated 2 years ago

2024

04-07-2024 1 director appointed, 1 resigning Director changes

Braeckman Pascal, Bestuurder
Gys Raphaël, Bestuurder

Original publication ↗

Technical details

{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": "90.12.23-225.89",
        "name": "Gys Rapha\u00EBl",
        "address": "Kardinaalshoek 9, 9570 Sint-Maria-Lierde",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": "2024-02-03",
      "evidence_quote": "",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": "71.11.06-245.76",
        "name": "Braeckman Pascal",
        "address": "Schooldreef 23, 9230 Wetteren",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": "2024-02-03",
      "evidence_quote": "",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "decharge_granted",
      "role": "bestuurder",
      "person": {
        "rrn": "90.12.23-225.89",
        "name": "Gys Rapha\u00EBl",
        "address": "Kardinaalshoek 9, 9570 Sint-Maria-Lierde",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "",
      "decharge_status": "granted",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "decharge_granted",
      "role": "bestuurder",
      "person": {
        "rrn": "71.11.06-245.76",
        "name": "Braeckman Pascal",
        "address": "Schooldreef 23, 9230 Wetteren",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "",
      "decharge_status": "granted",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "substantive_delegation",
      "role": "dagelijks_bestuur",
      "person": {
        "rrn": null,
        "name": "Jan De Smet-Van Damme",
        "address": null,
        "birth_date": null,
        "profession": "zaakvoerder",
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": {
        "kbo": null,
        "name": "BV Fiscaal Consult",
        "address": "Astridlaan 140, 9500 Geraardsbergen",
        "country": "BE",
        "legal_form": "BV"
      },
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "Oudenaarde",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2024-07-04",
    "filing_date": null,
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "buitengewone_algemene_vergadering",
      "date": "2024-02-03",
      "unanimous": true
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0758.992.534",
    "name_full": "RAW",
    "legal_form": "BV",
    "_kbo_filled_from_list": true
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Jan De Smet-Van Damme",
    "org_rep_person_name": null,
    "person_role_at_subject": "Volmachthouder"
  },
  "co_filed_documents": [
    "Uittreksel notulen bijz. AV"
  ],
  "corrected_publication_numac": null
}

Credit advice verdict per customer and amount

AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon

AI-generated from Checked data; indicative, not legal or investment advice.

Company registry (CBE) Crossroads Bank

Activities

Detailhandel in sanitaire artikelen en sanitair installatiemateriaal in gespecialiseerde winkels47527Detailhandel in sanitaire artikelen en sanitair installatiemateriaal47527Groothandel in elektrische huishoudelijke apparaten en audio- en videoapparatuur46431Groothandel in elektrische huishoudelijke apparaten en audio- en videoapparatuur46431Groothandel in elektrisch materiaal, inclusief installatiemateriaal46643Groothandel in elektrisch materiaal, inclusief installatiemateriaal46693Detailhandel in elektrische huishoudapparaten in gespecialiseerde winkels47540Detailhandel in elektrische huishoudapparaten47540

Primary activity highlighted.

Names & trade names

Legal nameNL

RAW

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

Similar companies Same NACE

Aluconn BE 0781.525.139 · Sint-Truiden

FLUSH BE 0793.748.327 · Herentals

SANI.CV.BE BE 0505.806.993 · Sint-Niklaas

BRICO STERREBEEK BE 0801.240.586 · Zaventem

E.C.S. COMPANY BE 0794.665.273 · Charleroi