RAVELIJNEN
ActiveSummary
RAVELIJNEN has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €102k and a net result of €-11k. Equity is growing by ~19.6% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
38
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability36▲+10
Solvency32▼-1
Growth52=
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days only on tighter terms
Liquidity short (current ratio 0.78 against 0.78 in 2024; short-term debt: 93% and cash: 0.1% of total assets), and 93% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-11k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
2 d early
2023
6 d late
2022
26 d early
2021
31 d late
2020
31 d late
2019
24 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€102k▼ 9.6%
2024 · €113k
2018: €6k
2019: €5k
2020: €58k
2021: €94k
2022: €78k
2023: €124k
2024: €113k
2018 → 2025
Total assets
€1.46M▲ 2.3%
2024 · €1.43M
2018: €2.21M
2019: €2.73M
2020: €2.35M
2021: €1.56M
2022: €1.51M
2023: €1.46M
2024: €1.43M
2018 → 2025
Net result
€-11k▲ 3.2%
2024 · €-11k
2018: €332k
2019: €-1k
2020: €54k
2021: €36k
2022: €-16k
2023: €46k
2024: €-11k
2018 → 2025
Working capital
€-298k▼ 3.8%
2024 · €-287k
2018: €11k
2019: €5k
2020: €-379k
2021: €-333k
2022: €-340k
2023: €-285k
2024: €-287k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€94k-€78k▼ 17.3%€124k▲ 59.1%€113k▼ 9.0%€102k▼ 9.6%
Operating result€98k-€-5k€96k€26k▼ 72.5%€-9k
Net result€36k-€-16k€46k€-11k€-11k▲ 3.2%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €9k after €26k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.46M
Fixed assets
€399k =
Current assets
€1.06M ▲ 3.2%
Equity and liabilities €1.46M
Equity
€102k ▼ 9.6%
Debt
€1.36M ▲ 3.3%
Debt's share of the balance-sheet total rises from 92.1% to 93.0%. Equity is lower and debt is higher.
Key figures and ratios
Current ratio
0.78▼
2024 · 0.78
Quick ratio
0.16▼
2024 · 0.16
Debt to equity
13.33▲
2024 · 11.66
ROE
-10.6%▼
2024 · -9.9%
ROA
-0.7%▲
2024 · -0.8%
Debt ≤ 1 year
€1.36M▲
2024 · €1.32M
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 35 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.43M€1.46M▲
Fixed assets21/28€399k€399k=
Tangible fixed assets22/27€399k€399k=
Land and buildings22€399k€399k=
Current assets29/58€1.03M€1.06M▲
Stocks and contracts in progress3€819k€849k▲
Stocks30/36€819k€849k▲
Amounts receivable within one year40/41€210k€210k=
Other amounts receivable41€210k€210k=
Cash at bank and in hand54/58€18€2k▲
Deferred charges and accrued income490/1-€698
Equity and liabilities
Total equity and liabilities10/49€1.43M€1.46M▲
Equity10/15€113k€102k▼
Contributions10/11€6k€6k=
Reserves13€118k€118k=
Distributable reserves133€118k€118k=
Profit (loss) carried forward14€-11k€-22k▼
Amounts payable17/49€1.32M€1.36M▲
Amounts payable within one year42/48€1.32M€1.36M▲
Financial debts43€658k€575k▼
Credit institutions430/8€658k€575k▼
Trade debts44€130k€146k▲
Suppliers440/4€130k€146k▲
Other amounts payable47/48€526k€638k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k-
Other operating charges640/8€14k€3k▼
Gross operating margin9900€50k€-6k▼
Operating profit (loss)9901€26k€-9k▼
Financial charges65/66B€38k€2k▼
Recurring financial charges65€38k€2k▼
Profit (loss) for the period before taxes9903€-11k€-11k▲
Profit (loss) for the period9904€-11k€-11k▲
Profit (loss) for the period to be appropriated9905€-11k€-11k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-11k€-22k▼
Profit (loss) brought forward from the previous period14P-€-11k
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
06-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 6 days late
2023
31-12
Financial
Back to profitnet €46k
Net result €46k after one loss-making year.
31-12
Financial
Equity above €100kEq €124k ▲59.1%
Equity rises from €78k to €124k.
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Weakest financial yearnet €-16k ▼145%
Net result drops to €-16k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Back to profitnet €54k
Net result €54k after one loss-making year.
24-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 24 days late
2019
26-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lubbeek · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Aardebrug(LUB) 283210 LubbeekGround area
7,602 m²
Building footprint
322 m²
Volume, LiDAR
1,520 m³
Parcel 24066D0054/00M000, Flanders · tallest building 7.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Ravelijnen
since 20142.239.091.481
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24066D0054/00M000 | Flanders | 7,602 m² | 1 · 322 m² | 7.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-11-2014
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.