Raveel
ActiveSummary
Raveel has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €45k and a net result of €43k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 29% of 3480 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability98▲+1
Solvency49▼-15
Growth78=
Track record94
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity tight (current ratio 1.29 against 1.6 in 2024; short-term debt: 75.6% and cash: 36.7% of total assets), and 75.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Sector 74
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
24.4%
Return on assets
23.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-05-2026, 63 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
63 d early
2024
69 d early
2023
40 d early
2022
45 d early
2021
53 d early
2020
52 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€45k▼ 36.5%
2024 · €71k
2020: €126
2021: €45k
2022: €96k
2023: €71k
2024: €71k
2020 → 2025
Total assets
€184k▲ 0.6%
2024 · €183k
2020: €2k
2021: €66k
2022: €192k
2023: €261k
2024: €183k
2020 → 2025
Net result
€43k▲ 2.1%
2024 · €42k
2020: €-2k
2021: €46k
2022: €52k
2023: €70k
2024: €42k
2020 → 2025
Working capital
€40k▼ 40.1%
2024 · €67k
2020: €126
2021: €33k
2022: €114k
2023: €64k
2024: €67k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€45k-€96k▲ 114%€71k▼ 26.7%€71k=€45k▼ 36.5%
Operating result€58k-€67k▲ 15.2%€90k▲ 34.9%€57k▼ 36.4%€58k▲ 0.8%
Net result€46k-€52k▲ 13.8%€70k▲ 35.0%€42k▼ 40.3%€43k▲ 2.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 1% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €184k
Fixed assets
€5k ▲ 25.0%
Current assets
€179k ▲ 0.1%
Equity and liabilities €184k
Equity
€45k ▼ 36.5%
Debt
€139k ▲ 24.0%
Debt's share of the balance-sheet total rises from 61.3% to 75.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€59k▼
2024 · €62k
Cash flow
€44k▼
2024 · €47k
Current ratio
1.29▼
2024 · 1.60
Debt to equity
3.10▲
2024 · 1.58
ROE
95.5%▲
2024 · 59.4%
ROA
23.3%▲
2024 · 23.0%
Interest coverage
450.94▲
2024 · 392.91
Debt ≤ 1 year
€139k▲
2024 · €112k
Income taxes
€16k▼
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet
Code20242025
Assets
Total assets20/58€183k€184k▲
Fixed assets21/28€4k€5k▲
Tangible fixed assets22/27€4k€5k▲
Land and buildings22€3k€3k▼
Plant, machinery and equipment23€1k€2k▲
Current assets29/58€179k€179k▲
Amounts receivable within one year40/41€85k€111k▲
Trade receivables40€2k€21k▲
Other amounts receivable41€83k€90k▲
Cash at bank and in hand54/58€94k€68k▼
Equity and liabilities
Total equity and liabilities10/49€183k€184k▲
Equity10/15€71k€45k▼
Contributions10/11€2k€2k=
Reserves13€69k€43k▼
Distributable reserves133€69k€43k▼
Amounts payable17/49€112k€139k▲
Amounts payable within one year42/48€112k€139k▲
Trade debts44€3k€8k▲
Suppliers440/4€3k€8k▲
Taxes, remuneration and social security45€9k€16k▲
Taxes450/3€9k€16k▲
Other amounts payable47/48€100k€115k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€1k▼
Other operating charges640/8€1k€1k▼
Non-recurring operating charges66A€72-
Gross operating margin9900€63k€60k▼
Operating profit (loss)9901€57k€58k▲
Financial income75/76B€826€873▲
Recurring financial income75€826€873▲
Financial charges65/66B€158€131▼
Recurring financial charges65€158€131▼
Profit (loss) for the period before taxes9903€58k€58k▲
Income taxes67/77€16k€16k▼
Profit (loss) for the period9904€42k€43k▲
Profit (loss) for the period to be appropriated9905€42k€43k▲
Appropriation of the result
Profit (loss) to be appropriated9906€42k€43k▲
Transfer from equity791/2-€69k
Transfer to equity691/2-€43k
To other reserves6921-€43k
Profit to be distributed694/7€42k€69k▲
Return on contributions (dividend)694€42k€69k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
23-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
21-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2020net €70k ▲35%
Operating result €90k, net result €70k, both a record.
16-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
08-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €46k
Net result €46k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 2.59
Current ratio from 1.06 to 2.59.
09-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tielt-Winge · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lindestraat 33390 Tielt-WingeGround area
912 m²
Building footprint
165 m²
Volume, LiDAR
1,047 m³
Parcel 24106F0462/00X007, Flanders · tallest building 10.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Raveel
since 20202.310.816.053
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24106F0462/00X007 | Flanders | 911 m² | 1 · 165 m² | 9.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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CROPTIC
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WEXX
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Of 4,567 companies in sector 74999 we hold annual accounts for 1,938. 1,506 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-12-2020
Fiscal year end31-12
Activities, NACEBEL 2025
74999Other professional, scientific and technical activities
41001General construction of residential buildings
41002Construction of residential and non-residential buildings
41003General construction of other non-residential buildings
68121Development of residential building projects
68122Development of non-residential building projects
43110Demolition
43120Site preparation
43211General electrical installation work
43221Plumbing work
43230Insulation installation
43310Plastering work
43320Joinery installation
43331Floor and wall tiling
43341Painting of buildings
43350Other building finishing work
43410Roofing work
43421Specialised construction activities
43990Other specialised construction activities
68110Buying and selling of own real estate
71121Engineering and related technical consultancy, excluding land surveyors
81220Other building cleaning and industrial cleaning
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.