RAUM
ActiveSummary
The annual accounts of RAUM for fiscal year 2024 show a net loss of 77% of the equity at the start of that year. The 2024 annual accounts show equity of €17,847 and a net result of -€58,838. Equity is shrinking by ~15.1% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2027. Its solvency ranks better than 34% of 6160 sector peers (fiscal year 2024). The company has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability3▼-8
Solvency29▼-11
Growth32=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.14 against 0.63 in 2023; short-term debt: 34.9% and cash: 2.6% of total assets), and 96.2% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
3.8%
Return on assets
-12.7%
Age of the figures
21 mo
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year -€58,838
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 05-04-2025, 117 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
117 d early
2023
154 d early
2022
165 d early
2021
76 d early
2020
50 d early
2019
56 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 103 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 48% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€17,847▼ 76.7%
2023 · €76,685
Total assets
€463,849▼ 6.4%
2023 · €495,656
Net result
-€58,838▼ 35.9%
2023 · -€43,299
Working capital
-€138,719▼ 813%
2023 · -€15,193
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 96, Personal service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€14,833▼ 56.1%€39,162▲ 164%-€53,358-€27,470▲ 48.5%-€47,889▼ 74.3%
Net result€3,008within the sector's middle half▼ 86.3%€15,944within the sector's middle half▲ 430%-€66,134below the sector's middle half-€43,299below the sector's middle half▲ 34.5%-€58,838below the sector's middle half▼ 35.9%
Equity€170,173above the sector's middle half▼ 7.0%€186,117above the sector's middle half▲ 9.4%€119,984above the sector's middle half▼ 35.5%€76,685above the sector's middle half▼ 36.1%€17,847within the sector's middle half▼ 76.7%
Total assets€631,009above the sector's middle half▲ 2.4%€605,234above the sector's middle half▼ 4.1%€524,241above the sector's middle half▼ 13.4%€495,656above the sector's middle half▼ 5.5%€463,849above the sector's middle half▼ 6.4%
Debt€460,835▲ 6.4%€419,117▼ 9.1%€404,257▼ 3.5%€418,971▲ 3.6%€446,002▲ 6.5%
Working capital€13,050within the sector's middle half▼ 37.9%€55,260above the sector's middle half▲ 323%-€15,139within the sector's middle half-€15,193within the sector's middle half▼ 0.4%-€138,719below the sector's middle half▼ 813%
Solvency27.0%within the sector's middle half▼ 2.7pp30.8%within the sector's middle half▲ 3.8pp22.9%within the sector's middle half▼ 7.9pp15.5%within the sector's middle half▼ 7.4pp3.8%within the sector's middle half▼ 11.6pp
Current ratio1.19within the sector's middle half▼ 0.012.50above the sector's middle half▲ 1.310.57within the sector's middle half▼ 1.930.63within the sector's middle half▲ 0.060.14below the sector's middle half▼ 0.49
Return on assets (ROA)0.5%within the sector's middle half▼ 3.1pp2.6%within the sector's middle half▲ 2.2pp-12.6%below the sector's middle half▼ 15.2pp-8.7%below the sector's middle half▲ 3.9pp-12.7%below the sector's middle half▼ 3.9pp
above
within
below
the middle half (P25 to P75) of NACE 96, Personal service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €47,889 in 2024 against €27,470 in 2023; the loss grows.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €463,849
Fixed assets
€440,595 ▼ 6.2%
Current assets
€23,254 ▼ 9.7%
Equity and liabilities €463,849
Equity
€17,847 ▼ 76.7%
Debt
€446,002 ▲ 6.5%
Debt's share of the balance-sheet total rises from 84.5% to 96.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
-€17,609▼
2023 · €6,696
Cash flow
-€28,558▼
2023 · -€9,133
Debt to equity
24.99▲
2023 · 5.46
ROE
-329.7%▼
2023 · -56.5%
Interest coverage
-1.65▼
2023 · 0.43
Debt ≤ 1 year
€161,973▲
2023 · €40,944
Debt > 1 year
€284,029▼
2023 · €378,027
Income taxes
€252▲
2023 · €246
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 175 companies that looked in July 2024 the way this one looks now, 5.7% went bankrupt within 24 months and 85% are still going.
- Small
- 20 years or older
- solvency under 10%
- a loss of 10% of the balance sheet or more
5.7%
went bankrupt
8.6%
stopped otherwise
85%
still going
A further 1.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 1.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 175 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €9,935 | €5,553 | €0 | €4,700 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €38,213 | €35,010 | €39,662 | €34,166 | €30,280 | ▼ 11.4% |
| Other operating charges640/8 | - | €6,585 | €7,925 | €7,856 | €8,050 | ▲ 2.5% |
| Non-recurring operating charges66A | - | - | - | €5,553 | €672 | ▼ 87.9% |
| Gross operating margin9900 | €60,952 | €80,757 | -€5,770 | €20,104 | -€8,887 | ▼ 144% |
| Operating profit (loss)9901 | €14,833 | €39,162 | -€53,358 | -€27,470 | -€47,889 | ▼ 74.3% |
| Financial income75/76B | - | €1 | €1 | €0 | - | - |
| Recurring financial income75 | - | €1 | €1 | €0 | - | - |
| Financial charges65/66B | - | €12,704 | €12,541 | €15,583 | €10,697 | ▼ 31.4% |
| Recurring financial charges65 | €10,667 | €12,704 | €12,541 | €15,583 | €10,697 | ▼ 31.4% |
| Profit (loss) for the period before taxes9903 | €4,166 | €26,459 | -€65,898 | -€43,053 | -€58,586 | ▼ 36.1% |
| Income taxes67/77 | €1,158 | €10,515 | €235 | €246 | €252 | ▲ 2.3% |
| Profit (loss) for the period9904 | €3,008 | €15,944 | -€66,134 | -€43,299 | -€58,838 | ▼ 35.9% |
| Transfer from tax-exempt reserves789 | - | €15,200 | - | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €3,008 | €31,144 | -€66,134 | -€43,299 | -€58,838 | ▼ 35.9% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €631,009 | €605,234 | €524,241 | €495,656 | €463,849 | ▼ 6.4% |
| Fixed assets21/28 | €548,350 | €513,083 | €504,071 | €469,905 | €440,595 | ▼ 6.2% |
| Intangible fixed assets21 | €299 | €4,868 | €2,814 | €760 | €18 | ▼ 97.7% |
| Tangible fixed assets22/27 | €548,051 | €508,216 | €501,257 | €469,145 | €440,578 | ▼ 6.1% |
| Land and buildings22 | - | €492,347 | €471,543 | €448,754 | €427,029 | ▼ 4.8% |
| Plant, machinery and equipment23 | - | €6,038 | €1,115 | €578 | €1,616 | ▲ 180% |
| Furniture and vehicles24 | - | €8,343 | €27,112 | €18,325 | €10,446 | ▼ 43.0% |
| Other tangible fixed assets26 | - | €1,488 | €1,488 | €1,488 | €1,488 | = |
| Current assets29/58 | €82,659 | €92,151 | €20,170 | €25,751 | €23,254 | ▼ 9.7% |
| Amounts receivable within one year40/41 | €16,145 | €26,919 | €6,814 | €13,875 | €5,701 | ▼ 58.9% |
| Trade receivables40 | - | €4,696 | €6,750 | €13,758 | €4,700 | ▼ 65.8% |
| Other amounts receivable41 | - | €22,223 | €63 | €117 | €1,001 | ▲ 756% |
| Cash at bank and in hand54/58 | €66,192 | €64,722 | €10,755 | €9,007 | €12,086 | ▲ 34.2% |
| Deferred charges and accrued income490/1 | - | €510 | €2,602 | €2,868 | €5,467 | ▲ 90.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €631,009 | €605,234 | €524,241 | €495,656 | €463,849 | ▼ 6.4% |
| Equity10/15 | €170,173 | €186,117 | €119,984 | €76,685 | €17,847 | ▼ 76.7% |
| Contributions10/11 | - | €12,400 | €12,400 | €12,400 | €12,400 | = |
| Reserves13 | €157,773 | €173,717 | €107,584 | €91,421 | €91,421 | = |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Tax-exempt reserves132 | - | €270 | €270 | €270 | €270 | = |
| Distributable reserves133 | - | €171,587 | €105,454 | €89,291 | €89,291 | = |
| Profit (loss) carried forward14 | - | - | - | -€27,136 | -€85,974 | ▼ 217% |
| Amounts payable17/49 | €460,835 | €419,117 | €404,257 | €418,971 | €446,002 | ▲ 6.5% |
| Amounts payable after more than one year17 | €390,121 | €382,226 | €368,948 | €378,027 | €284,029 | ▼ 24.9% |
| Financial debts170/4 | - | €335,332 | €306,677 | €277,772 | €148,614 | ▼ 46.5% |
| Other amounts payable178/9 | - | €46,893 | €62,272 | €100,255 | €135,415 | ▲ 35.1% |
| Amounts payable within one year42/48 | €69,609 | €36,891 | €35,309 | €40,944 | €161,973 | ▲ 296% |
| Current portion of amounts payable after more than one year42 | - | €29,534 | €28,656 | €28,904 | €154,158 | ▲ 433% |
| Trade debts44 | €1,327 | €2,160 | €1,274 | €1,707 | €2,563 | ▲ 50.2% |
| Suppliers440/4 | - | €2,160 | €1,274 | €1,707 | €2,563 | ▲ 50.2% |
| Taxes, remuneration and social security45 | - | €5,197 | €5,379 | €3,272 | €1,752 | ▼ 46.5% |
| Taxes450/3 | - | €5,197 | €5,379 | €3,272 | €1,752 | ▼ 46.5% |
| Other amounts payable47/48 | - | - | - | €7,061 | €3,500 | ▼ 50.4% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €3,008 | €15,944 | -€66,134 | -€43,299 | -€58,838 | ▼ 35.9% |
| + Depreciation and write-downs630 | €38,213 | €35,010 | €39,662 | €34,166 | €30,280 | ▼ 11.4% |
| Operating cash flow (approximation) | €41,221 | €50,954 | -€26,471 | -€9,133 | -€28,558 | ▼ 213% |
| Investment in fixed assets (approximation) | - | €257 | -€30,650 | €0 | -€971 | - |
| Change in cash | - | -€1,470 | -€53,967 | -€1,747 | €3,078 | ▲ 276% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
05-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
16-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet -€66,134
Net result drops to -€66,134, the lowest in the series; recovery starts the following year.
16-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity doublescurrent ratio 2.50
Current ratio from 1.19 to 2.50; short-term debt falls from €69,609 to €36,891.
11-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
05-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Highest result since 2018net €21,957 ▲776%
Net result €21,957, the highest in the series.
05-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
21-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
02-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
17-05
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jette · 1 establishment unit since 2020
Ground area
2,738 m²
Building footprint
245 m²
Volume, LiDAR
2,317 m³
Parcel 21464D0091/00M000, Brussels · tallest building 11.8 m, ±3 floors. Linked by address, not a title deed.
33
companies at this address
See who is registered here
1 establishment unit
RAUM
since 20202.303.037.346
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21464D0091/00M000 | Brussels | 2,738 m² | 1 · 245 m² | 11.8 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 6,998 companies in sector 96999 we hold annual accounts for 603. 397 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded09-10-2001
Fiscal year end31-12
Activities, NACEBEL 2025
96999Other personal services
18130Pre-press and pre-media services
86999Other human health activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0475811625
Registered
22-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.