OCVT
ActiveSummary
OCVT has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €306,081 and a net result of €11,839. Equity is growing by ~4.8% per year across the filed fiscal years. Its solvency ranks better than 95% of 4711 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability47▲+4
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €22,000 at 30 days acceptable
Liquidity ample (current ratio 18.6 against 19.27 in 2024; short-term debt: 5.4% and cash: 0% of total assets), and 5.4% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
94.6%
Return on assets
3.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
3 d early
2023
23 d late
2022
41 d early
2021
54 d early
2020
50 d early
2019
36 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 23 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 48% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 28 July (4 of the last 5 filed years within 38 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Equity
€306,081▲ 4.0%
2024 · €294,242
Total assets
€323,473▲ 4.2%
2024 · €310,344
Net result
€11,839▲ 63.0%
2024 · €7,264
Working capital
€306,081▲ 4.0%
2024 · €294,242
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 96, Personal service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€7,120▼ 200%€774€5,435▲ 602%€245▼ 95.5%-€245
Net result€14,100within the sector's middle half▼ 18.7%€15,223above the sector's middle half▲ 8.0%€9,359within the sector's middle half▼ 38.5%€7,264within the sector's middle half▼ 22.4%€11,839within the sector's middle half▲ 63.0%
Equity€262,396above the sector's middle half▲ 5.7%€277,619above the sector's middle half▲ 5.8%€286,978above the sector's middle half▲ 3.4%€294,242above the sector's middle half▲ 2.5%€306,081above the sector's middle half▲ 4.0%
Total assets€273,024above the sector's middle half▲ 3.4%€292,699above the sector's middle half▲ 7.2%€303,217above the sector's middle half▲ 3.6%€310,344above the sector's middle half▲ 2.4%€323,473above the sector's middle half▲ 4.2%
Debt€10,628▼ 32.5%€15,080▲ 41.9%€16,239▲ 7.7%€16,102▼ 0.8%€17,391▲ 8.0%
Working capital€262,296above the sector's middle half▲ 5.7%€277,519above the sector's middle half▲ 5.8%€286,878above the sector's middle half▲ 3.4%€294,242above the sector's middle half▲ 2.6%€306,081above the sector's middle half▲ 4.0%
Solvency96.1%above the sector's middle half▲ 2.1pp94.8%above the sector's middle half▼ 1.3pp94.6%above the sector's middle half▼ 0.2pp94.8%above the sector's middle half▲ 0.2pp94.6%above the sector's middle half▼ 0.2pp
Current ratio25.68above the sector's middle half▲ 8.9219.40above the sector's middle half▼ 6.2818.67above the sector's middle half▼ 0.7419.27above the sector's middle half▲ 0.6118.60above the sector's middle half▼ 0.67
Return on assets (ROA)5.2%within the sector's middle half▼ 1.4pp5.2%within the sector's middle half=3.1%within the sector's middle half▼ 2.1pp2.3%within the sector's middle half▼ 0.7pp3.7%within the sector's middle half▲ 1.3pp
above
within
below
the middle half (P25 to P75) of NACE 96, Personal service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €245 after €245 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €323,473
Equity
€306,081 ▲ 4.0%
Debt
€17,391 ▲ 8.0%
Debt's share of the balance-sheet total rises from 5.2% to 5.4%. Equity and debt are higher.
Key figures and ratios
Debt to equity
0.06▲
2024 · 0.05
ROE
3.9%▲
2024 · 2.5%
Debt ≤ 1 year
€17,391▲
2024 · €16,102
Income taxes
€4,310▲
2024 · €2,025
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 17,027 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 94% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit under 5% of the balance sheet
0.5%
went bankrupt
4.9%
stopped otherwise
94%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 17,027 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | €40,000 | €30,000 | €30,000 | €0 | - | - |
| Other operating charges640/8 | €672 | €606 | €673 | €700 | €1,147 | ▲ 64.0% |
| Non-recurring operating charges66A | €16,500 | €4,500 | €3,000 | €750 | €0 | ▼ 100% |
| Gross operating margin9900 | €50,053 | €35,880 | €39,108 | €1,695 | €902 | ▼ 46.8% |
| Operating profit (loss)9901 | -€7,120 | €774 | €5,435 | €245 | -€245 | ▼ 200% |
| Financial income75/76B | €25,272 | €18,758 | €7,598 | €9,412 | €16,755 | ▲ 78.0% |
| Recurring financial income75 | €25,272 | €18,758 | €7,598 | €9,412 | €16,755 | ▲ 78.0% |
| Financial charges65/66B | €237 | €206 | €267 | €369 | €361 | ▼ 1.9% |
| Recurring financial charges65 | €237 | €206 | €267 | €369 | €361 | ▼ 1.9% |
| Profit (loss) for the period before taxes9903 | €17,915 | €19,327 | €12,766 | €9,289 | €16,149 | ▲ 73.8% |
| Income taxes67/77 | €3,815 | €4,104 | €3,407 | €2,025 | €4,310 | ▲ 113% |
| Profit (loss) for the period9904 | €14,100 | €15,223 | €9,359 | €7,264 | €11,839 | ▲ 63.0% |
| Profit (loss) for the period to be appropriated9905 | €14,100 | €15,223 | €9,359 | €7,264 | €11,839 | ▲ 63.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €273,024 | €292,699 | €303,217 | €310,344 | €323,473 | ▲ 4.2% |
| Fixed assets21/28 | €100 | €100 | €100 | €0 | - | - |
| Financial fixed assets28 | €100 | €100 | €100 | €0 | - | - |
| Current assets29/58 | €272,924 | €292,599 | €303,117 | €310,344 | €323,473 | ▲ 4.2% |
| Amounts receivable after more than one year29 | - | - | €262,666 | €0 | - | - |
| Other amounts receivable291 | - | - | €262,666 | €0 | - | - |
| Amounts receivable within one year40/41 | €272,782 | €292,456 | €40,309 | €310,201 | €323,330 | ▲ 4.2% |
| Trade receivables40 | €5,407 | €10,224 | €7,496 | €5,279 | €4,032 | ▼ 23.6% |
| Other amounts receivable41 | €267,375 | €282,233 | €32,813 | €304,922 | €319,298 | ▲ 4.7% |
| Cash at bank and in hand54/58 | €142 | €142 | €142 | €142 | €142 | = |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €273,024 | €292,699 | €303,217 | €310,344 | €323,473 | ▲ 4.2% |
| Equity10/15 | €262,396 | €277,619 | €286,978 | €294,242 | €306,081 | ▲ 4.0% |
| Contributions10/11 | €18,655 | €18,655 | €18,655 | €18,655 | €18,655 | = |
| Reserves13 | €6,979 | €6,979 | €6,979 | €6,979 | €6,979 | = |
| Non-distributable reserves130/1 | €1,866 | €1,866 | €0 | - | - | - |
| Reserves not available under the articles1311 | €1,866 | €1,866 | €0 | - | - | - |
| Distributable reserves133 | €5,114 | €5,114 | €6,979 | €6,979 | €6,979 | = |
| Profit (loss) carried forward14 | €236,762 | €251,985 | €261,344 | €268,608 | €280,447 | ▲ 4.4% |
| Amounts payable17/49 | €10,628 | €15,080 | €16,239 | €16,102 | €17,391 | ▲ 8.0% |
| Amounts payable within one year42/48 | €10,628 | €15,080 | €16,239 | €16,102 | €17,391 | ▲ 8.0% |
| Financial debts43 | €595 | €4,750 | €2,449 | €2,274 | €288 | ▼ 87.3% |
| Credit institutions430/8 | €595 | €4,750 | €2,449 | €2,274 | €288 | ▼ 87.3% |
| Trade debts44 | €2,331 | €2,411 | €4,578 | €3,181 | €2,121 | ▼ 33.3% |
| Suppliers440/4 | €2,331 | €2,411 | €4,578 | €3,181 | €2,121 | ▼ 33.3% |
| Taxes, remuneration and social security45 | €7,702 | €7,919 | €7,511 | €5,465 | €6,335 | ▲ 15.9% |
| Taxes450/3 | €7,702 | €7,919 | €7,511 | €5,465 | €6,335 | ▲ 15.9% |
| Other amounts payable47/48 | - | - | €1,701 | €5,181 | €8,647 | ▲ 66.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €14,100 | €15,223 | €9,359 | €7,264 | €11,839 | ▲ 63.0% |
| Operating cash flow (approximation) | €14,100 | €15,223 | €9,359 | €7,264 | €11,839 | ▲ 63.0% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €100 | - | - |
| Change in cash | - | €0 | €0 | €0 | €0 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €7,264 ▼22.4%
Net result drops to €7,264, the lowest in the series; recovery starts the following year.
23-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 23 days late
2023
20-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
07-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
11-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
25-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Highest result since 2018net €17,879 ▲87.3%
Net result €17,879, the highest in the series.
31-12
Financial
Liquidity triplescurrent ratio 24.42
Current ratio from 8.16 to 24.42; short-term debt falls from €29,734 to €9,856.
05-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
26-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 57 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 9 acts read
About the unread acts
We know of 9 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2000
Ground area
698 m²
Building footprint
222 m²
Volume, LiDAR
2,771 m³
Parcel 11817F0587/00N000, Flanders · tallest building 15.2 m, ±4 floors. Linked by address, not a title deed.
6
companies at this address
See who is registered here
1 establishment unit
Ferdinand Verbieststraat 57, 2180 Antwerpen
since 20002.100.734.245
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11817F0587/00N000 | Flanders | 698 m² | 1 · 222 m² | 15.2 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DOKTERSPRAKTIJK JULIE NASSEN
BE 0649.425.391
Alken · Eq €304,690
Hominum Consult
BE 1009.515.820
Deinze · Eq €303,969
T-wins Events
BE 0666.446.220
Berlare · Eq €303,870
CONBE
BE 0892.979.624
Brugge · Eq €300,709
GROUPE GM BENELUX
BE 0417.066.346
Sint-Joost-ten-Node · Eq €312,101
Of 6,999 companies in sector 96999 we hold annual accounts for 603. 359 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded20-01-2000
Fiscal year end31-12
Activities, NACEBEL 2025
96999Other personal services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0469900662
Also
9925:BE0469900662
Registered
09-02-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.