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Complete company report
Generated 22-08-2026
Active BE 0404.453.970Public limited company

RATIO HOLDINGS

Louiza-Marialei 8 ·2018 Antwerpen, Belgium· 88 yrs active
Sector: Overige zakelijke dienstverlening, neg (82990)
Conclusion Checked

The computed 12-month bankruptcy probability of RATIO HOLDINGS is 0.1% (very low). The company has been active since 1938 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 88 yrs
Board 15
Locations 1
Publications 14
Bankruptcy probability (12 mo) Checked model v1 · free
0.1% Very low
0%0,5%1,5%4%10%≥25%
Long track record −Lower-failure-rate sector −Lower-risk legal form −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Long-established
Founded in 1938, 88 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financial overview10 NBB filings
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2025 (verkort). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2025 verkort 29-05-2026 2026-00129802
31-12-2024 verkort 28-04-2025 2025-00080126
31-12-2023 verkort 28-05-2024 2024-00109489
31-12-2022 verkort 23-05-2023 2023-00096700
31-12-2021 verkort 03-06-2022 2022-20047706
31-12-2020 verkort 18-05-2021 2021-14900094
31-12-2019 verkort 15-06-2020 2020-18600207
31-12-2018 verkort 21-05-2019 2019-14300266
31-12-2017 verkort 05-06-2018 2018-16900530
31-12-2016 verkort 18-05-2017 2017-12500502
Directors & mandates 30 directors
Current directors & mandates
  • Alexis LEBEDOFF
    Director
    State Gazette act 25305105 (20-01-2025)
    Current
    20-01-2025 → present
  • Ratio Holdings Luxembourg
    Director
    State Gazette act 25305105 (20-01-2025)
    Current
    20-01-2025 → present
  • A.P.E.
    Director
    State Gazette act 25305105 (20-01-2025)
    Current
    22-07-2022 → present
    3 events
    • 20-01-2025 Appointed· Director
    • 27-07-2023 Appointed· Director
    • 22-07-2022 Appointed· Director
  • Ratio Holdings Luxemburg
    Director
    State Gazette act 23096016 (27-07-2023)
    Current
    22-07-2022 → present
    2 events
    • 27-07-2023 Appointed· Director
    • 22-07-2022 Appointed· Director
  • TRAVANCOR
    Director
    State Gazette act 25305105 (20-01-2025)
    Current
    22-07-2022 → present
    3 events
    • 20-01-2025 Appointed· Director
    • 27-07-2023 Appointed· Director
    • 22-07-2022 Appointed· Director
  • n.v. A.P.E.
    Director
    State Gazette act 21070966 (15-06-2021)
    Current
    15-06-2021 → present
Show 9 more sitting directors
  • n.v. Travancor
    Director
    State Gazette act 21070966 (15-06-2021)
    Current
    15-06-2021 → present
  • sca Ratio Holdings Luxemburg
    Director
    State Gazette act 21070966 (15-06-2021)
    Current
    15-06-2021 → present
  • nv A.P.E.Legal entity
    Director
    State Gazette act 20126277 (26-10-2020)
    Current
    26-10-2020 → present
  • sca Ratio Holfings Luxemburg
    Director
    State Gazette act 20126277 (26-10-2020)
    Current
    26-10-2020 → present
  • Eric VAN DEN BROECK
    Director
    State Gazette act 25305105 (20-01-2025)
    Current
    14-06-2011 → present
    9 events
    • 20-01-2025 Appointed· Director
    • 27-07-2023 Appointed· Director
    • 22-07-2022 Appointed· Director
    • 15-06-2021 Appointed· Director
    • 26-10-2020 Appointed· Director
    • 31-05-2017 Appointed· Director
    • 30-05-2016 Appointed· Director
    • 22-05-2015 Appointed· Director
    • 14-06-2011 Appointed· Director
  • Jean-Jacques Westerlund
    Director
    State Gazette act 21070966 (15-06-2021)
    Current
    14-06-2011 → present
    6 events
    • 15-06-2021 Appointed· Director
    • 26-10-2020 Appointed· Director
    • 31-05-2017 Appointed· Director
    • 30-05-2016 Appointed· Director
    • 22-05-2015 Appointed· Director
    • 14-06-2011 Appointed· Director
  • Saäd Bouabid
    Director
    State Gazette act 20126277 (26-10-2020)
    Current
    14-06-2011 → present
    5 events
    • 26-10-2020 Appointed· Director
    • 31-05-2017 Appointed· Director
    • 30-05-2016 Appointed· Director
    • 22-05-2015 Appointed· Director
    • 14-06-2011 Appointed· Director
  • Serge VAN DE VELDE
    Director
    State Gazette act 25305105 (20-01-2025)
    Current
    14-06-2011 → present
    19 events
    • 20-01-2025 Appointed· Director
    • 20-01-2025 Appointed· Gedelegeerd bestuurder, voorzitter, dagelijks bestuurder
    • 27-07-2023 Appointed· Chair
    • 27-07-2023 Appointed· Managing director
    • 22-07-2022 Appointed· Chair
    • 22-07-2022 Appointed· Managing director
    • 15-06-2021 Appointed· Chair
    • 15-06-2021 Appointed· Managing director
    • 26-10-2020 Appointed· Chair
    • 26-10-2020 Appointed· Managing director
    • 04-06-2019 Appointed· Chair
    • 04-06-2019 Appointed· Managing director
    • 11-06-2018 Appointed· Chair
    • 11-06-2018 Appointed· Managing director
    • 18-07-2017 Appointed· Managing director
    • 31-05-2017 Appointed· Director
    • 30-05-2016 Appointed· Director
    • 22-05-2015 Appointed· Director
    • 14-06-2011 Appointed· Director
  • nv TravancorLegal entity
    Director
    State Gazette act 20126277 (26-10-2020)
    Current
    30-07-2009 → present
    2 events
    • 26-10-2020 Appointed· Director
    • 30-07-2009 Appointed· Director
Historic, not recently confirmed (13)
These mandates remain open in the register but have not been confirmed by a new act in over six years. They do not count as active directors.
  • Christian GRANGE
    Director
    State Gazette act 17076786 (31-05-2017)
    Not recently confirmed
    last confirmed in an act from 2017
    3 events
    • 31-05-2017 Appointed· Director
    • 30-05-2016 Appointed· Director
    • 22-05-2015 Appointed· Director
  • Eric VERBEECK
    Director
    State Gazette act 17076786 (31-05-2017)
    Not recently confirmed
    last confirmed in an act from 2017
    3 events
    • 31-05-2017 Appointed· Director
    • 30-05-2016 Appointed· Director
    • 22-05-2015 Appointed· Director
  • Jean-Jacques GAASCH
    Director
    State Gazette act 17076786 (31-05-2017)
    Not recently confirmed
    last confirmed in an act from 2017
    2 events
    • 31-05-2017 Appointed· Director
    • 22-05-2015 Appointed· Director
  • Willy VAN DE VELDE
    Chair
    State Gazette act 17076786 (31-05-2017)
    Not recently confirmed
    last confirmed in an act from 2017
    7 events
    • 18-07-2017 Resigned· Bestuurder gedelegeerd bestuurder
    • 31-05-2017 Appointed· Chair
    • 30-05-2016 Appointed· Chair
    • 30-05-2016 Appointed· Managing director
    • 22-05-2015 Appointed· Chair
    • 14-06-2011 Appointed· Chair
    • 14-06-2011 Appointed· Managing director
  • C. François
    Bestuurder (vertegenwoordiger sca ratio holdings luxembourg)
    State Gazette act 11087948 (14-06-2011)
    Not recently confirmed
    last confirmed in an act from 2011
  • C. GRANGE
    Bestuurder (vertegenwoordiger nv travancor)
    State Gazette act 11087948 (14-06-2011)
    Not recently confirmed
    last confirmed in an act from 2011
  • E. VERBEECK
    Bestuurder (vertegenwoordiger nv a.p.e.)
    State Gazette act 11087948 (14-06-2011)
    Not recently confirmed
    last confirmed in an act from 2011
    2 events
    • 14-06-2011 Appointed· Bestuurder (vertegenwoordiger nv a.p.e.)
    • 30-07-2009 Appointed· Director
  • J.J. WESTERLUND
    Bestuurder (vertegenwoordiger nv rhonesco)
    State Gazette act 11087948 (14-06-2011)
    Not recently confirmed
    last confirmed in an act from 2011
  • E. VAN DEN BROECK
    Director
    State Gazette act 09109038 (30-07-2009)
    Not recently confirmed
    last confirmed in an act from 2009
  • RATIO HOLDINGS, de nvLegal entity
    Director
    State Gazette act 09109038 (30-07-2009)
    Not recently confirmed
    last confirmed in an act from 2009
  • S. BOUABID
    Director
    State Gazette act 09109038 (30-07-2009)
    Not recently confirmed
    last confirmed in an act from 2009
  • S. VAN DE VELDE
    Director
    State Gazette act 09109038 (30-07-2009)
    Not recently confirmed
    last confirmed in an act from 2009
  • W. VAN DE VELDE
    Chair
    State Gazette act 09109038 (30-07-2009)
    Not recently confirmed
    last confirmed in an act from 2009
    2 events
    • 30-07-2009 Appointed· Chair
    • 30-07-2009 Appointed· Managing director
Permanent representatives (3)
These people represent a legal-person director (a management company, for instance). They hold no board mandate of their own and do not count as directors.
  • Christian GRANGÉ
    Vaste vertegenwoordiger van travancor
    State Gazette act 25305105 (20-01-2025)
    Permanent representative
    20-01-2025 → present
  • Eric VERBEECK
    Vaste vertegenwoordiger van a.p.e.
    State Gazette act 25305105 (20-01-2025)
    Permanent representative
    20-01-2025 → present
  • Willy VAN DE VELDE
    Vaste vertegenwoordiger van ratio holdings luxembourg
    State Gazette act 25305105 (20-01-2025)
    Permanent representative
    20-01-2025 → present
Former directors (2)
  • Saâd Bouabid
    Director
    State Gazette act 23096016 (27-07-2023)
    Former
    15-06-2021 → 20-01-2025
    4 events
    • 20-01-2025 Resigned· Director
    • 27-07-2023 Appointed· Director
    • 22-07-2022 Appointed· Director
    • 15-06-2021 Appointed· Director
  • nv RHONESCOLegal entity
    Director
    State Gazette act 09109038 (30-07-2009)
    Former
    30-07-2009 → 26-10-2020
    3 events
    • 26-10-2020 Resigned· Director
    • 16-03-2020 Resigned· Raad van bestuur
    • 30-07-2009 Appointed· Director
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Legal Structure
NACE primary Overige zakelijke dienstverlening, neg(82990)
Legal form Public limited company(014)
Incorporation01-06-1938
StatusActive
Postal code2018
Establishment units 1 location
Louiza-Marialei 8, 2018 Antwerpen
Ondersteunende activiteiten i.v.m. het verzekeringswezen en pensioenfondsen
since 19382.002.740.390
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11808H1206/00T006
ProtectedMonumentStadsparkSource ↗
 Flanders 392 m² 1 · 391 m² 22.0 m · 5 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Updates 24 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
29-05-2026
NBB filing Annual accounts filed
fiscal year 2025 · verkort
2025
28-04-2025
NBB filing Annual accounts filed
fiscal year 2024 · verkort
20-01-2025
State Gazette act Capital & shares
v3.2
2024
28-05-2024
NBB filing Annual accounts filed
fiscal year 2023 · verkort
2023
27-07-2023
State Gazette act Director changes
v3.2
23-05-2023
NBB filing Annual accounts filed
fiscal year 2022 · verkort
2022
22-07-2022
State Gazette act Director changes
v3.2
03-06-2022
NBB filing Annual accounts filed
fiscal year 2021 · verkort
2021
15-06-2021
State Gazette act Director changes
v3.2
18-05-2021
NBB filing Annual accounts filed
fiscal year 2020 · verkort
2020
26-10-2020
State Gazette act Director changes
v3.2
15-06-2020
NBB filing Annual accounts filed
fiscal year 2019 · verkort
16-03-2020
State Gazette act Director changes
v3.2
2019
04-06-2019
State Gazette act Director changes
v3.2
21-05-2019
NBB filing Annual accounts filed
fiscal year 2018 · verkort
2018
11-06-2018
State Gazette act Director changes
v3.2
05-06-2018
NBB filing Annual accounts filed
fiscal year 2017 · verkort
2017
18-07-2017
State Gazette act Director changes
v3.2
31-05-2017
State Gazette act Director changes
v3.2
18-05-2017
NBB filing Annual accounts filed
fiscal year 2016 · verkort
2016
30-05-2016
State Gazette act Director changes
v3.2
2015
22-05-2015
State Gazette act Director changes
v3.2
2011
14-06-2011
State Gazette act Director changes
v3.2
2009
30-07-2009
State Gazette act Director changes
v3.2
Belgian State Gazette reading coverage 0 of 21 acts read

We know of 21 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 14 acts
Capital history · 1
20-01-2025
v3.2
All acts · 14 updated 1 year ago
2025
20-01-2025 Transaction in capital or shares Capital & shares
Summary: v3.2
Technical details 
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  "subject_company": {
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    "name_full": "RATIO HOLDINGS"
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2023
27-07-2023 7 directors appointed Director changes
  • Serge Van de Velde, Voorzitter
  • Serge Van de Velde, Gedelegeerd bestuurder
  • Saâd Bouabid, Bestuurder
  • Eric Van den Broeck, Bestuurder
  • Ratio Holdings Luxemburg, Bestuurder
  • A.P.E., Bestuurder
  • Travancor, Bestuurder
Summary: v3.2
Technical details 
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    },
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      "kind": "director_in",
      "role": "Bestuurder",
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        "rrn": null,
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        "address": null,
        "birth_date": null
      }
    },
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      "kind": "director_in",
      "role": "Bestuurder",
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        "rrn": null,
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    },
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      "kind": "director_in",
      "role": "Bestuurder",
      "person": {
        "rrn": null,
        "name": "Travancor",
        "address": null,
        "birth_date": null
      }
    }
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2022
22-07-2022 7 directors appointed Director changes
  • Serge Van de Velde, Voorzitter
  • Serge Van de Velde, Gedelegeerd bestuurder
  • Saâd Bouabid, Bestuurder
  • Eric Van den Broeck, Bestuurder
  • Ratio Holdings Luxemburg, Bestuurder
  • A.P.E., Bestuurder
  • Travancor, Bestuurder
Summary: v3.2
Technical details 
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      "role": "Voorzitter",
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    },
    {
      "kind": "director_in",
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    },
    {
      "kind": "director_in",
      "role": "Bestuurder",
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        "rrn": null,
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        "address": null,
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    },
    {
      "kind": "director_in",
      "role": "Bestuurder",
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        "rrn": null,
        "name": "A.P.E.",
        "address": null,
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      }
    },
    {
      "kind": "director_in",
      "role": "Bestuurder",
      "person": {
        "rrn": null,
        "name": "Travancor",
        "address": null,
        "birth_date": null
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    }
  ],
  "schema": "v3.2",
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  "subject_company": {
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2021
15-06-2021 8 directors appointed Director changes
  • Serge Van de Velde, Voorzitter
  • Serge Van de Velde, Gedelegeerd bestuurder
  • Jean-Jacques Westerlund, Bestuurder
  • Saâd Bouabid, Bestuurder
  • Eric Van den Broeck, Bestuurder
  • sca Ratio Holdings Luxemburg, Bestuurder
  • n.v. A.P.E., Bestuurder
  • n.v. Travancor, Bestuurder
Summary: v3.2
Technical details 
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      "role": "Voorzitter",
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    },
    {
      "kind": "director_in",
      "role": "Bestuurder",
      "person": {
        "rrn": null,
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        "birth_date": null
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    },
    {
      "kind": "director_in",
      "role": "Bestuurder",
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        "rrn": null,
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        "address": null,
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      }
    },
    {
      "kind": "director_in",
      "role": "Bestuurder",
      "person": {
        "rrn": null,
        "name": "sca Ratio Holdings Luxemburg",
        "address": null,
        "birth_date": null
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    },
    {
      "kind": "director_in",
      "role": "Bestuurder",
      "person": {
        "rrn": null,
        "name": "n.v. A.P.E.",
        "address": null,
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    },
    {
      "kind": "director_in",
      "role": "Bestuurder",
      "person": {
        "rrn": null,
        "name": "n.v. Travancor",
        "address": null,
        "birth_date": null
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    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "subject_company": {
    "kbo": "0404.453.970",
    "name_full": "RATIO HOLDINGS"
  }
}
2020
26-10-2020 8 directors appointed, 1 resigning Director changes
  • Serge Van de Velde, Voorzitter
  • Serge Van de Velde, Gedelegeerd bestuurder
  • Jean-Jacques Westerlund, Bestuurder
  • Saäd Bouabid, Bestuurder
  • Eric Van den Broeck, Bestuurder
  • sca Ratio Holfings Luxemburg, Bestuurder
  • nv A.P.E., Bestuurder
  • nv Travancor, Bestuurder
Summary: v3.2
Technical details 
{
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      "role": "bestuurder",
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      "role": "Voorzitter",
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    },
    {
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    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Sa\u00E4d Bouabid",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Eric Van den Broeck",
        "address": null,
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      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "sca Ratio Holfings Luxemburg",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "nv A.P.E.",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "nv Travancor",
        "address": null,
        "birth_date": null
      }
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "subject_company": {
    "kbo": "0404.453.970",
    "name_full": "RATIO HOLDINGS"
  }
}
16-03-2020 nv Rhonesco resigns as raad van bestuur Director changes
  • nv Rhonesco, Raad van bestuur
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "raad van bestuur",
      "person": {
        "rrn": null,
        "name": "nv Rhonesco",
        "address": null,
        "birth_date": null
      }
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "subject_company": {
    "kbo": "0404.453.970",
    "name_full": "RATIO HOLDINGS"
  }
}
2019
04-06-2019 2 directors appointed Director changes
  • Serge VAN DE VELDE, Voorzitter
  • Serge VAN DE VELDE, Gedelegeerd bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "Voorzitter",
      "person": {
        "rrn": null,
        "name": "Serge VAN DE VELDE",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "Gedelegeerd Bestuurder",
      "person": {
        "rrn": null,
        "name": "Serge VAN DE VELDE",
        "address": null,
        "birth_date": null
      }
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "subject_company": {
    "kbo": "0404.453.970",
    "name_full": "RATIO HOLDINGS"
  }
}
2018
11-06-2018 2 directors appointed Director changes
  • Serge VAN DE VELDE, Voorzitter
  • Serge VAN DE VELDE, Gedelegeerd bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "Voorzitter",
      "person": {
        "rrn": null,
        "name": "Serge VAN DE VELDE",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "Gedelegeerd Bestuurder",
      "person": {
        "rrn": null,
        "name": "Serge VAN DE VELDE",
        "address": null,
        "birth_date": null
      }
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "subject_company": {
    "kbo": "0404.453.970",
    "name_full": "RATIO HOLDINGS"
  }
}
2017
18-07-2017 1 director appointed, 1 resigning Director changes
  • Serge VAN DE VELDE, Gedelegeerd bestuurder
  • Willy VAN DE VELDE, Bestuurder gedelegeerd bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder gedelegeerd bestuurder",
      "person": {
        "rrn": null,
        "name": "Willy VAN DE VELDE",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "gedelegeerd bestuurder",
      "person": {
        "rrn": null,
        "name": "Serge VAN DE VELDE",
        "address": null,
        "birth_date": null
      }
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "subject_company": {
    "kbo": "0404.453.970",
    "name_full": "RATIO HOLDINGS"
  }
}
31-05-2017 9 directors appointed Director changes
  • Willy VAN DE VELDE, Voorzitter
  • Jean-Jacques WESTERLUND, Bestuurder
  • Serge VAN DE VELDE, Bestuurder
  • Saäd BOUABID, Bestuurder
  • Eric VAN DEN BROECK, Bestuurder
  • Jean-Jacques WESTERLUND, Bestuurder
  • Jean-Jacques GAASCH, Bestuurder
  • Christian GRANGE, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "Voorzitter",
      "person": {
        "rrn": null,
        "name": "Willy VAN DE VELDE",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "Bestuurder",
      "person": {
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        "name": "Jean-Jacques WESTERLUND",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "Bestuurder",
      "person": {
        "rrn": null,
        "name": "Serge VAN DE VELDE",
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        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "Bestuurder",
      "person": {
        "rrn": null,
        "name": "Sa\u00E4d BOUABID",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "Bestuurder",
      "person": {
        "rrn": null,
        "name": "Eric VAN DEN BROECK",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "Bestuurder",
      "person": {
        "rrn": null,
        "name": "Jean-Jacques WESTERLUND",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "Bestuurder",
      "person": {
        "rrn": null,
        "name": "Jean-Jacques GAASCH",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "Bestuurder",
      "person": {
        "rrn": null,
        "name": "Christian GRANGE",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "Bestuurder",
      "person": {
        "rrn": null,
        "name": "Eric VERBEECK",
        "address": null,
        "birth_date": null
      }
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "subject_company": {
    "kbo": "0404.453.970",
    "name_full": "RATIO HOLDINGS"
  }
}
2016
30-05-2016 9 directors appointed Director changes
  • Willy VAN DE VELDE, Voorzitter
  • Willy VAN DE VELDE, Gedelegeerd bestuurder
  • Jean-Jacques WESTERLUND, Bestuurder
  • Serge VAN DE VELDE, Bestuurder
  • Saäd BOUABID, Bestuurder
  • Eric VAN DEN BROECK, Bestuurder
  • Jean-Jacques WESTERLUND, Bestuurder
  • Christian GRANGE, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "Voorzitter",
      "person": {
        "rrn": null,
        "name": "Willy VAN DE VELDE",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "Gedelegeerd Bestuurder",
      "person": {
        "rrn": null,
        "name": "Willy VAN DE VELDE",
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      }
    },
    {
      "kind": "director_in",
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        "name": "Jean-Jacques WESTERLUND",
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      }
    },
    {
      "kind": "director_in",
      "role": "Bestuurder",
      "person": {
        "rrn": null,
        "name": "Serge VAN DE VELDE",
        "address": null,
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      }
    },
    {
      "kind": "director_in",
      "role": "Bestuurder",
      "person": {
        "rrn": null,
        "name": "Sa\u00E4d BOUABID",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "Bestuurder",
      "person": {
        "rrn": null,
        "name": "Eric VAN DEN BROECK",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "Bestuurder",
      "person": {
        "rrn": null,
        "name": "Jean-Jacques WESTERLUND",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "Bestuurder",
      "person": {
        "rrn": null,
        "name": "Christian GRANGE",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "Bestuurder",
      "person": {
        "rrn": null,
        "name": "Eric VERBEECK",
        "address": null,
        "birth_date": null
      }
    }
  ],
  "schema": "v3.2",
  "act_meta": {
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  },
  "subject_company": {
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    "name_full": "RATIO HOLDINGS"
  }
}
2015
22-05-2015 9 directors appointed Director changes
  • Willy VAN DE VELDE, Voorzitter
  • Jean-Jacques WESTERLUND, Bestuurder
  • Serge VAN DE VELDE, Bestuurder
  • Saäd BOUABID, Bestuurder
  • Eric VAN DEN BROECK, Bestuurder
  • Jean-Jacques WESTERLUND, Bestuurder
  • Jean-Jacques GAASCH, Bestuurder
  • Christian GRANGE, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "Voorzitter",
      "person": {
        "rrn": null,
        "name": "Willy VAN DE VELDE",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "Bestuurder",
      "person": {
        "rrn": null,
        "name": "Jean-Jacques WESTERLUND",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "Bestuurder",
      "person": {
        "rrn": null,
        "name": "Serge VAN DE VELDE",
        "address": null,
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      }
    },
    {
      "kind": "director_in",
      "role": "Bestuurder",
      "person": {
        "rrn": null,
        "name": "Sa\u00E4d BOUABID",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "Bestuurder",
      "person": {
        "rrn": null,
        "name": "Eric VAN DEN BROECK",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "Bestuurder",
      "person": {
        "rrn": null,
        "name": "Jean-Jacques WESTERLUND",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "Bestuurder",
      "person": {
        "rrn": null,
        "name": "Jean-Jacques GAASCH",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "Bestuurder",
      "person": {
        "rrn": null,
        "name": "Christian GRANGE",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "Bestuurder",
      "person": {
        "rrn": null,
        "name": "Eric VERBEECK",
        "address": null,
        "birth_date": null
      }
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "subject_company": {
    "kbo": "0404.453.970",
    "name_full": "RATIO HOLDINGS"
  }
}
2011
14-06-2011 10 directors appointed Director changes
  • Willy VAN DE VELDE, Voorzitter
  • Willy VAN DE VELDE, Gedelegeerd bestuurder
  • Jean-Jacques WESTERLUND, Bestuurder
  • Serge VAN DE VELDE, Bestuurder
  • Saäd BOUABID, Bestuurder
  • Eric VAN DEN BROECK, Bestuurder
  • J.J. WESTERLUND, Bestuurder (vertegenwoordiger nv rhonesco)
  • C. François, Bestuurder (vertegenwoordiger sca ratio holdings luxembourg)
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "Voorzitter",
      "person": {
        "rrn": null,
        "name": "Willy VAN DE VELDE",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "Gedelegeerd Bestuurder",
      "person": {
        "rrn": null,
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        "address": null,
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      }
    },
    {
      "kind": "director_in",
      "role": "Bestuurder",
      "person": {
        "rrn": null,
        "name": "Jean-Jacques WESTERLUND",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "Bestuurder",
      "person": {
        "rrn": null,
        "name": "Serge VAN DE VELDE",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "Bestuurder",
      "person": {
        "rrn": null,
        "name": "Sa\u00E4d BOUABID",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "Bestuurder",
      "person": {
        "rrn": null,
        "name": "Eric VAN DEN BROECK",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "Bestuurder (vertegenwoordiger nv RHONESCO)",
      "person": {
        "rrn": null,
        "name": "J.J. WESTERLUND",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "Bestuurder (vertegenwoordiger sca RATIO HOLDINGS Luxembourg)",
      "person": {
        "rrn": null,
        "name": "C. Fran\u00E7ois",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "Bestuurder (vertegenwoordiger nv TRAVANCOR)",
      "person": {
        "rrn": null,
        "name": "C. GRANGE",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "Bestuurder (vertegenwoordiger nv A.P.E.)",
      "person": {
        "rrn": null,
        "name": "E. VERBEECK",
        "address": null,
        "birth_date": null
      }
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "subject_company": {
    "kbo": "0404.453.970",
    "name_full": "RATIO HOLDINGS"
  }
}
2009
30-07-2009 9 directors appointed Director changes
  • W. VAN DE VELDE, Voorzitter
  • W. VAN DE VELDE, Gedelegeerd bestuurder
  • S. BOUABID, Bestuurder
  • E. VERBEECK, Bestuurder
  • S. VAN DE VELDE, Bestuurder
  • E. VAN DEN BROECK, Bestuurder
  • RATIO HOLDINGS, de nv, Bestuurder
  • nv RHONESCO, Bestuurder
Summary: v3.2
Technical details 
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  "events": [
    {
      "kind": "director_in",
      "role": "Voorzitter",
      "person": {
        "rrn": null,
        "name": "W. VAN DE VELDE",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "Gedelegeerd Bestuurder",
      "person": {
        "rrn": null,
        "name": "W. VAN DE VELDE",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "Bestuurder",
      "person": {
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        "name": "S. BOUABID",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "Bestuurder",
      "person": {
        "rrn": null,
        "name": "E. VERBEECK",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "Bestuurder",
      "person": {
        "rrn": null,
        "name": "S. VAN DE VELDE",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "Bestuurder",
      "person": {
        "rrn": null,
        "name": "E. VAN DEN BROECK",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "Bestuurder",
      "person": {
        "rrn": null,
        "name": "RATIO HOLDINGS, de nv",
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      }
    },
    {
      "kind": "director_in",
      "role": "Bestuurder",
      "person": {
        "rrn": null,
        "name": "nv RHONESCO",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "Bestuurder",
      "person": {
        "rrn": null,
        "name": "nv TRAVANCOR",
        "address": null,
        "birth_date": null
      }
    }
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  "schema": "v3.2",
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  "subject_company": {
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Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Overige zakelijke dienstverlening, neg82990Holdings64200Activiteiten van holdings64210
Primary activity highlighted.
Names & trade names
Legal nameNL RATIO HOLDINGS
Registered office
Louiza-Marialei 8
2018 Antwerpen, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative