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RAT-INVEST

Active Risk: not assessed
Private limited companyfounded 2012active for 14 yearsGladiolenstraat 11, 8730 Beernem, BelgiumKBO/BCE: BE 0846.459.810
Summary

RAT-INVEST is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €348,165 and a net result of €2,289, of which €62,114 non-recurring income. Equity has been growing by about 8.6% per year since 2018. Its solvency ranks better than 35% of 9,754 sector peers (NACE 64, financial year 2025). The company has been active since 2012 and the Belgian Official Gazette contains no insolvency or warning signals.

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RAT-INVESTActive
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Overview

Official details

Source: KBO
Status
Active since 08-06-2012 Normal situation
Activity
Activities of holding companies NACE 64210and 4 others
Establishment units
2.210.263.180 8730 Beernem, since 08-06-2012
2.311.724.388 9308 Aalst, since 08-12-2020
Financial year end
31 December
Peppol
Reachable since 01-12-2025
Company details

Board and ownership

Board
  • De Mol StevenDirector · since 01-06-2012
  • De Mol PaulDirector · since 08-12-2020
  • Van Den Hauwe GhilenaDirector · since 08-12-2020
Shareholders
  • Joke De Bruyneannual accounts 2017
  • Steven De Molannual accounts 2017
Board & ownership

Financial position

Financial institution: outside the modelBankruptcy probability: sector outside the model
Annual accounts 2025
Profit
€2,289
▼ 97.3%
Equity
€348,165
▲ 0.7%
Total assets
€1.1m
▲ 33.5%
  • 2025 accounts filed 73 days after the deadline
Filed on 12-10-2026
Financials
Signalsraises risk2025 accounts filed 73 days lateShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months

The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.

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Signals

1 signal.
raises risk
raises risk · 2025 accounts filed 73 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-10-2026, 73 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
73 days late
2024
197 days late
2023
100 days late
2022
211 days late
2021
142 days late
2020
209 days late
2019
122 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 151 days after the deadline. In the sector (NACE 64), the median for financial year 2024 was 14 days before the deadline, and 28% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 20 December (5 of the last 5 accounts filed within 69 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Result fell in 2025from €85,643 to €2,289 ▼ 97.3% View
  • Merger with SEVKOmerger on 17-10-2025 2025 View
  • Positive: 5 profitable years in a rowprofit 2025: €2,289, mostly one-off 5 years View

Recent changes

  1. · Gazette deed Merger: RAT-INVEST takes over SEVKOAppointment: RUTTENS Ineke Els Jos (bijkomendeniet statutairbestuurder)
  2. · Gazette deed Merger proposal: RAT-INVEST takes over SEVKO
  3. · Gazette deed Registered office moved within BeernemResignation: DE BRUYNE Joke Frieda (director)
All 19 events

Comparable companies

These companies have the same main activity as RAT-INVEST: activities of holding companies (NACE 64210). They are comparable in size and age: total assets between €858,000 and €1.3m, founded between 2011 and 2013.

CompanyTotal assetsGross margin
RAT-INVEST Beernem€1.1m€0.08m
3s Watelle Beernem€1.2m€0.1m
AMO DIKKEBUS Ieper€1.2m€0.07m
SABIMAR Knokke-Heist€0.9m€0.08m
SOWI PROJECTS Knokke-Heist€1.3m€0.08m
LU-Tec Kortrijk€0.9m€0.08m
CAROLINE JUGNON Edegem€1.2m€0.08m
Full comparison

Key facts about RAT-INVEST
What is the company number of RAT-INVEST?
The company number of RAT-INVEST is 0846.459.810. The VAT number is the same number with BE in front: BE 0846.459.810.
Where is RAT-INVEST based?
The registered office is at Gladiolenstraat 11, 8730 Beernem.Company details
What does RAT-INVEST do?
According to the KBO register, the main activity is activities of holding companies (NACE 64210).
What is the legal form of RAT-INVEST?
The legal form of RAT-INVEST is Private limited company (BV).
When was RAT-INVEST founded?
RAT-INVEST was founded on 08-06-2012.
Is RAT-INVEST still active?
Yes, RAT-INVEST is an active enterprise in the KBO register.
What is the turnover of RAT-INVEST?
The turnover in financial year 2025 is ≈ €200,000. This figure is estimated from the gross margin of €82,416 and 39 comparable companies (NACE 64210). It probably lies between €120,000 and €230,000.Financials
Is RAT-INVEST profitable?
In financial year 2025, RAT-INVEST made a profit of €2,289.
Where can I find the annual accounts of RAT-INVEST?
RAT-INVEST filed 13 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of RAT-INVEST due?
RAT-INVEST must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check See which support similar companies received that this one did not.Subsidies See what changed in the latest annual accounts.What changed

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