Result
€2,289 ▼ 97.3%
The result fell in 2025 from €85,643 to €2,289.
RAT-INVEST
Lifetime
13 annual accounts with figures on one time axispeak €191,725 (2017)
€82,416▲ €111,459
lowest -€4,661 (2020)
€2,289▼ 97.3%
peak €348,165 (2025)
€348,165▲ 0.7%
€703,834▲ 61.0%
Board5 names since 2012
3 directorsDE MOL Steven and 2 others
Documentsfilings and deeds
12-10-202673 days late
Key points
from the 2025 annual accountsDebts
€703,834 ▲ 61.0%
Debts rose by €266,687 in 2025.
Investments
€582,869 9.1 × depreciation
Green is investment, beige is depreciation. Land and buildings stand 30.0% higher than in 2024.
Liquidity
6.51 was 0.77 in 2024
Short-term debts fell from €98,427 to €56,690.
Filings
13 annual accounts 73 days
Latest accounts filed late: after the legal deadline.
Restructuring
2025
Merger with SEVKO. Merger on 17-10-2025.
Financial institution: outside the modelBankruptcy probability: sector outside the model
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
1 signal.
raises risk
raises risk · 2025 accounts filed 73 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-10-2026, 73 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
73 days late
2024
197 days late
2023
100 days late
2022
211 days late
2021
142 days late
2020
209 days late
2019
122 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 151 days after the deadline. In the sector (NACE 64), the median for financial year 2024 was 14 days before the deadline, and 28% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 20 December (5 of the last 5 accounts filed within 69 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
06-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- Joke De Bruyneannual accounts 2017
- Steven De Molannual accounts 2017
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0846459810
Merger: RAT-INVEST takes over SEVKO
Appointment: RUTTENS Ineke Els Jos (director) · General meeting of 25-02-2025 · Gazette deed
Merger proposal: RAT-INVEST takes over SEVKO
Gazette deed
Registered office moved within Beernem
New registered office: Gladiolenstraat 11, 8730 Beernem · Previous registered office: Hugo Verrieststraat 8, 8730 Beernem · Resignation: DE BRUYNE Joke Frieda (director) · Board meeting of 27-02-2024 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| RAT-INVEST Beernem | €1.1m | €82,416 | 32.6% | - |
| 3s Watelle Beernem | €1.2m | €99,833 | 8.9% | - |
| AMO DIKKEBUS Ypres | €1.2m | €73,481 | 68.3% | - |
| SABIMAR Knokke-Heist | €0.9m | €83,826 | 60.8% | - |
| SOWI PROJECTS Knokke-Heist | €1.3m | €81,167 | 21.2% | - |
| LU-Tec Kortrijk | €0.9m | €76,801 | 10.6% | - |
| CAROLINE JUGNON Edegem | €1.2m | €76,414 | 67.9% | - |
These companies have the same main activity as RAT-INVEST: activities of holding companies (NACE 64210). They are comparable in size and age: total assets between €858,000 and €1.3m, founded between 2011 and 2013.
Official details
Source: KBO- Status
- Active since 08-06-2012Normal situation
- Activity
- Activities of holding companiesNACE 64210and 4 others
- Establishment units
- 2.210.263.1808730 Beernem, since 08-06-2012
- 2.311.724.3889308 Aalst, since 08-12-2020
- Financial year end
- 31 December
- Peppol
- Reachable since 01-12-2025
Insights on RAT-INVEST
RAT-INVEST files the micro format. That format states no turnover. The gross margin rose from €30,616 in 2013 to €82,416 in 2025.
The balance sheet grew most from 2023 to 2025 through fixed assets, financed with long-term debt.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about RAT-INVEST
- What is the company number of RAT-INVEST?
- The company number of RAT-INVEST is 0846.459.810. The VAT number is the same number with BE in front: BE 0846.459.810.
- Where is RAT-INVEST based?
- The registered office is at Gladiolenstraat 11, 8730 Beernem.Company details
- What does RAT-INVEST do?
- According to the KBO register, the main activity is activities of holding companies (NACE 64210).
- What is the legal form of RAT-INVEST?
- RAT-INVEST is a private limited company (BV).
- When was RAT-INVEST founded?
- RAT-INVEST was founded on 08-06-2012.
- Is RAT-INVEST still active?
- Yes, RAT-INVEST is an active enterprise in the KBO register.
- What is the turnover of RAT-INVEST?
- The turnover in financial year 2025 is ≈ €200,000. This figure is estimated from the gross margin of €82,416 and 40 comparable companies (NACE 64210). It probably lies between €120,000 and €230,000.Financials
- Is RAT-INVEST profitable?
- In financial year 2025, RAT-INVEST made a profit of €2,289.
- Where can I find the annual accounts of RAT-INVEST?
- RAT-INVEST filed 13 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of RAT-INVEST due?
- RAT-INVEST must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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