SOWI PROJECTS
ActiveSOWI PROJECTS is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €275k and a net result of €51k. Equity is growing by ~19.8% per year across the filed fiscal years. Its solvency ranks better than 25% of 7911 sector peers (fiscal year 2025). The company has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
3 d early
2023
16 d early
2022
27 d early
2021
6 d early
2020
44 d early
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
09-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€275k▲ 22.6%
2024 · €225k
2018: €85k
2019: €60k
2020: €51k
2021: €61k
2022: €182k
2023: €196k
2024: €225k
2018 → 2025
Net result
€51k▲ 75.1%
2024 · €29k
2018: €-33k
2019: €-24k
2020: €-14k
2021: €23k
2022: €121k
2023: €14k
2024: €29k
2018 → 2025
Total assets
€1.30M▲ 14.9%
2024 · €1.13M
2018: €958k
2019: €954k
2020: €954k
2021: €791k
2022: €891k
2023: €646k
2024: €1.13M
2018 → 2025
Solvency
21.2%▲ 1.3pp
2024 · 19.9%
2018: 8.8%
2019: 6.3%
2020: 5.4%
2021: 7.7%
2022: 20.4%
2023: 30.3%
2024: 19.9%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€61k-€182k▲ 200%€196k▲ 7.7%€225k▲ 14.8%€275k▲ 22.6%
Operating result€21k-€153k▲ 624%€35k▼ 77.4%€48k▲ 38.8%€61k▲ 28.1%
Net result€23k-€121k▲ 415%€14k▼ 88.5%€29k▲ 108%€51k▲ 75.1%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 28% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.30M
Fixed assets
€1.17M▲ 23.4%
Current assets
€134k▼ 28.1%
Equity and liabilities €1.30M
Equity
€275k▲ 22.6%
Debt
€1.02M▲ 13.0%
The debt ratio falls from 80.1% to 78.8%: equity grows faster than debt.
Key figures and ratios
Solvency
21.2%▲
2024 · 19.9%
ROE
18.5%▲
2024 · 12.9%
ROA
3.9%▲
2024 · 2.6%
Debt
€1.02M▲
2024 · €906k
Debt ≤ 1 year
€1.02M▲
2024 · €906k
Income taxes
€17k▲
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.13M€1.30M▲
Fixed assets21/28€945k€1.17M▲
Tangible fixed assets22/27€917k€1.14M▲
Land and buildings22€515k€501k▼
Furniture and vehicles24€4k€3k▼
Other tangible fixed assets26€12k€8k▼
Assets under construction and advance payments27€387k€626k▲
Financial fixed assets28€28k€28k=
Current assets29/58€186k€134k▼
Amounts receivable within one year40/41€25k€18k▼
Trade receivables40€25k€18k▼
Current investments50/53€80k€80k=
Cash at bank and in hand54/58€81k€35k▼
Deferred charges and accrued income490/1€365€365=
Equity and liabilities
Total equity and liabilities10/49€1.13M€1.30M▲
Equity10/15€225k€275k▲
Contributions10/11€74k€74k=
Reserves13€151k€202k▲
Distributable reserves133€151k€202k▲
Amounts payable17/49€906k€1.02M▲
Amounts payable within one year42/48€906k€1.02M▲
Current portion of amounts payable after more than one year42€666k€666k=
Trade debts44€9k€17k▲
Suppliers440/4€9k€17k▲
Taxes, remuneration and social security45€12k€5k▼
Taxes450/3€12k€5k▼
Other amounts payable47/48€218k€335k▲
Accrued charges and deferred income492/3€309€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€30k€19k▼
Other operating charges640/8€2k€794▼
Gross operating margin9900€80k€81k▲
Operating profit (loss)9901€48k€61k▲
Financial income75/76B€1k€16k▲
Recurring financial income75€1k€16k▲
Financial charges65/66B€8k€10k▲
Recurring financial charges65€8k€10k▲
Profit (loss) for the period before taxes9903€41k€68k▲
Income taxes67/77€12k€17k▲
Profit (loss) for the period9904€29k€51k▲
Profit (loss) for the period to be appropriated9905€29k€51k▲
Appropriation of the result
Profit (loss) to be appropriated9906€29k€51k▲
Transfer to equity691/2€29k€51k▲
To the legal reserve6920€29k-
To other reserves6921-€51k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Equity above €200kEq €225k ▲14.8%
4 profitable years in a row build equity to €225k.
15-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
04-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Highest result since 2018net €121k ▲415%
Operating result €153k, net result €121k, both a record.
31-12
Financial
Equity above €150kEq €182k ▲200%
2 profitable years in a row build equity to €182k.
25-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Back to profitnet €23k
Net result €23k after 3 loss-making years.
17-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
16-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Knokke-Heist · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Morgensterpad 48300 Knokke-HeistGround area
1,260 m²
Building footprint
315 m²
Volume, LiDAR
1,804 m³
Parcel 31013C0029/00F002, Flanders · tallest building 10.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Sowi Projects
since 20112.199.089.275
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31013C0029/00F002 | Flanders | 1,260 m² | 1 · 315 m² | 10.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BIKO
BE 0893.259.835
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ARTHELO
BE 0899.350.544
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Mapinc
BE 0647.659.201
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MID-MSI
BE 0890.793.461
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PASTHIAL
BE 0849.972.693
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Of 24,642 companies in sector 64210 we hold annual accounts for 19,692. 13,664 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-04-2011
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 08-09-2026. Scores and ratios are computed by Checked and are not a credit decision.