Rasschaert Andy
ActiveThe computed 12-month bankruptcy probability of Rasschaert Andy is 3.0% (moderate). The 2024 annual accounts show equity of €60k and a net result of €21k. Equity is growing by ~67.4% per year across the filed fiscal years. Its solvency ranks better than 92% of 6714 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
93
/ 100
Excellent▼ -7 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency100=
Growth78=
Stability94
Bankruptcy probability, 12 months
3.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 10.75 against 5.49 in 2023), and 11.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 19-06-2025, 42 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
42 d early
2023
35 d early
2022
52 d early
2021
37 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€60k▲ 52.5%
2023 · €39k
2021: €8k
2022: €17k
2023: €39k
2021 → 2024
Total assets
€67k▲ 40.9%
2023 · €48k
2021: €31k
2022: €23k
2023: €48k
2021 → 2024
Net result
€21k▼ 7.4%
2023 · €23k
2021: €8k
2022: €9k
2023: €23k
2021 → 2024
Working capital
€59k▲ 58.7%
2023 · €37k
2021: €5k
2022: €16k
2023: €37k
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Equity€8k-€17k▲ 106%€39k▲ 133%€60k▲ 52.5%
Operating result€9k-€13k▲ 41.4%€32k▲ 138%€31k▼ 2.8%
Net result€8k-€9k▲ 18.9%€23k▲ 144%€21k▼ 7.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 3% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €67k
Fixed assets
€2k▼ 0.4%
Current assets
€65k▲ 43.1%
Equity and liabilities €67k
Equity
€60k▲ 52.5%
Debt
€8k▼ 11.8%
The debt ratio falls from 18.1% to 11.4%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€31k▼
2023 · €32k
Cash flow
€22k▼
2023 · €23k
Solvency
88.6%▲
2023 · 81.9%
Current ratio
10.75▲
2023 · 5.49
Quick ratio
10.75▲
2023 · 5.49
Debt / equity
0.13▼
2023 · 0.22
ROE
35.8%▼
2023 · 59.1%
ROA
31.8%▼
2023 · 48.4%
Interest coverage
15.90▲
2023 · 13.49
Debt
€8k▼
2023 · €9k
Debt ≤ 1 year
€6k▼
2023 · €8k
Income taxes
€7k▲
2023 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€48k€67k▲
Fixed assets21/28€2k€2k▼
Tangible fixed assets22/27€2k€2k▼
Plant, machinery and equipment23-€291
Furniture and vehicles24€2k€2k▼
Current assets29/58€45k€65k▲
Amounts receivable within one year40/41€0€7k▲
Trade receivables40€0€7k▲
Other amounts receivable41€0-
Cash at bank and in hand54/58€30k€47k▲
Deferred charges and accrued income490/1€16k€11k▼
Equity and liabilities
Total equity and liabilities10/49€48k€67k▲
Equity10/15€39k€60k▲
Contributions10/11€1k€1k=
Profit (loss) carried forward14€38k€59k▲
Amounts payable17/49€9k€8k▼
Amounts payable within one year42/48€8k€6k▼
Trade debts44€2k€0▼
Suppliers440/4€2k€0▼
Taxes, remuneration and social security45€5k€5k▲
Taxes450/3€5k€5k▲
Other amounts payable47/48€1k€1k▼
Accrued charges and deferred income492/3€407€2k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€280€330▲
Other operating charges640/8€132€528▲
Non-recurring operating charges66A€0-
Gross operating margin9900€32k€32k▼
Operating profit (loss)9901€32k€31k▼
Financial income75/76B€0€3▲
Recurring financial income75€0€3▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€29k€29k▼
Income taxes67/77€6k€7k▲
Profit (loss) for the period9904€23k€21k▼
Profit (loss) for the period to be appropriated9905€23k€21k▼
Appropriation of the result
Profit (loss) to be appropriated9906€39k€60k▲
Profit (loss) brought forward from the previous period14P€16k€38k▲
Profit to be distributed694/7€800€833▲
Return on contributions (dividend)694€800€833▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
19-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2021net €23k ▲144%
Operating result €32k, net result €23k, both a record.
09-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity doublescurrent ratio 3.76
Current ratio from 1.53 to 3.76; short-term debt falls from €9k to €6k.
24-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lochristi · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zevestraat 109080 LochristiGround area
281 m²
Building footprint
123 m²
Volume, LiDAR
496 m³
Parcel 44008D0356/00G000, Flanders · tallest building 6.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Rasschaert Andy
since 20212.311.937.788
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44008D0356/00G000 | Flanders | 281 m² | 1 · 122 m² | 6.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ONNOCKX-TRANSPORT
BE 0787.651.480
Halle · Eq €60k
MAHO TRANS
BE 0656.540.441
Gent · Eq €60k
HB LOGISTICS
BE 0769.898.106
Courcelles · Eq €60k
Botton Denis & Fils
BE 0648.754.311
Onhaye · Eq €60k
Transports Raymackers
BE 0406.710.310
Crisnée · Eq €60k
Of 12,446 companies in sector 49410 we hold annual accounts for 8,085. 6,005 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-01-2021
Fiscal year end31-12
Activities, NACEBEL
49410Freight transport by road
43331Floor and wall tiling
43333Wallpapering and laying of floor and wall coverings in other materials
43341Painting of buildings
43422Screed work
53200Other postal and courier activities
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.