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B & G Cargo

Active
Private limited companyfounded 2020active for 6 years't Hof van Wingene 17, 8750 Wingene, BelgiumKBO/BCE: BE 0750.509.685
Summary

The computed 12-month bankruptcy probability of B & G Cargo is 3.4% (moderate). The 2025 annual accounts show equity of €83,754 and a net result of €15,900. Equity is growing by about 14% per year across the filed financial years. Its solvency ranks better than 50% of 5,675 sector peers (NACE 49, financial year 2025). The company has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Freight transport by road
NACE 49410
1 site
Size
€215,551total assets 2025
Equity
€83,754
Profit
€15,900
Turnover not published (micro format)
Financial health
50 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
3.4%
Structure
Accounts 1 day early0 of 2 deeds read
Why 50raises riskSector: Land transport and transport via pipelines (NACE 49)Founded in 2020Liquidity: current ratio 1.41, cash €84, halvedSize: total assets €215,551Show the evidence

Checked score

Score 2025
50 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 50% of its sector peers (NACE 49, micro)
Financial strength · tick = 2024
Average
Solvency 64+9
equity 38.9% of total assets
Liquidity 23-2
short-term debt 53.7% · cash 0.0%
Profitability 78-7
return on assets 7.4%
Bankruptcy probability, 12 months
3.4% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.9% (9,063 companies, NACE 49, micro)
Last 24 months 11-2024: 2.3%lowest value 12-2024: 2.6%▲ +0.3 percentage points vs 11-2024 01-2025: 2.7%▲ +0.1 percentage points vs 12-2024 02-2025: 3.4%▲ +0.7 percentage points vs 01-2025 03-2025: 3.4%● unchanged vs 02-2025 04-2025: 3.4%● unchanged vs 03-2025 05-2025: 3.4%● unchanged vs 04-2025 06-2025: 3.4%● unchanged vs 05-2025 07-2025: 3.4%● unchanged vs 06-2025 08-2025: 3.4%● unchanged vs 07-2025 09-2025: 3.4%● unchanged vs 08-2025 10-2025: 3.6%▲ +0.2 percentage points vs 09-2025 11-2025: 3.5%▼ -0.1 percentage points vs 10-2025 12-2025: 3.5%● unchanged vs 11-2025 01-2026: 3.7%▲ +0.2 percentage points vs 12-2025 02-2026: 4.1%▲ +0.4 percentage points vs 01-2026highest value 03-2026: 4.0%▼ -0.1 percentage points vs 02-2026 04-2026: 4.0%● unchanged vs 03-2026 05-2026: 4.0%● unchanged vs 04-2026 06-2026: 4.0%● unchanged vs 05-2026 07-2026: 4.0%● unchanged vs 06-2026 08-2026: 4.0%● unchanged vs 07-2026 09-2026: 4.0%● unchanged vs 08-2026 10-2026: 3.4%▼ -0.6 percentage points vs 09-2026
Credit of up to €4,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.41, compared with 1.18 in 2024; short-term debt: 53.7% and cash: 0% of total assets), and 61.1% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 49, micro): better than 51% on solvency, 20% on liquidity, 61% on profitability and 69% on growth.

The bankruptcy probability was computed on 08-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
+raises risk○neutral
raises risk · Sector: Land transport and transport via pipelines (NACE 49)
KBO
raises risk · Founded in 2020
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
raises risk · Liquidity: current ratio 1.41, cash €84, halved
NBB · annual accounts
raises risk · Size: total assets €215,551
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
1 day early
2024
on the day
2023
1 day late
2022
on the day
2021
3 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 1 day before the deadline; the sector median (NACE 49) for financial year 2024 is on the deadline day, and 49% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 31 January (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end09-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Weakest financial yearnet €15,900 ▼47.2%
  3. Annual accounts filedfinancial year 2024 · micro…

Key points

  • Positive: 5 profitable years in a rowprofit 2025: €15,900 5 years View
  • Total assets 20255 financial years filed €215,551 View
  • Active since 2020founded 10-07-2020 6 years View

By topic

Financials

Financial year
2025
Total assets
€215,551
Profit
€15,900
Solvency
38.9%
Total assets▼ 4.2%
Net result
20212025
Go to Financials

Timeline

Events
8
Since
2022
Next accounts
by 31-01-2027
  1. 01-02-2024Annual accounts filed
  2. 30-06-2023Highest result from 2021 to 2025
  3. 30-06-2023Equity above €100,000
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Freight transport by roadNACE 49410
Founded
10-07-2020
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

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