Raspberry Consulting
ActiveRaspberry Consulting has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €49k and a net result of €-786. Equity is growing by ~8.1% per year across the filed fiscal years. Its solvency ranks better than 37% of 31642 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
54
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability28▲+28
Solvency64▲+6
Growth68=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity tight (current ratio 1.33 against 1.16 in 2024; short-term debt: 60.5% and cash: 2.5% of total assets), and 60.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
39.5%
Return on assets
-0.6%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
202122232425
2020 to 2025 · latest year €-786
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
30 d late
2024
29 d late
2023
30 d late
2022
29 d late
2021
31 d late
2020
23 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€349k▲ 31.5%
2023 · €266k
2020: €157k
2021: €178k
2022: €242k
2023: €266k
2020 → 2024
EBIT margin
-8.6%▼ 21.5pp
2023 · 12.9%
2020: 21.5%
2021: 14.3%
2022: 12.2%
2023: 12.9%
2020 → 2024
Net result
€-786▲ 97.9%
2024 · €-38k
2020: €24k
2021: €17k
2022: €20k
2023: €22k
2024: €-38k
2020 → 2025
Working capital
€25k▲ 56.5%
2024 · €16k
2020: €8k
2021: €19k
2022: €38k
2023: €60k
2024: €16k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€178k-€242k▲ 35.9%€266k▲ 9.9%€349k▲ 31.5%
Equity€46k-€66k▲ 42.2%€88k▲ 33.7%€50k▼ 42.9%€49k▼ 1.6%
Operating result€25k-€29k▲ 16.2%€34k▲ 15.9%€-30k€15k
Net result€17k-€20k▲ 14.2%€22k▲ 13.5%€-38k€-786▲ 97.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €15k after a loss of €30k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €125k
Fixed assets
€24k▼ 28.8%
Current assets
€101k▼ 14.7%
Equity and liabilities €125k
Equity
€49k▼ 1.6%
Debt
€76k▼ 25.9%
The debt ratio falls from 67.0% to 60.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
€26k▲
2024 · €-18k
Cash flow
€10k▲
2024 · €-25k
Solvency
39.5%▲
2024 · 33.0%
Current ratio
1.33▲
2024 · 1.16
Quick ratio
1.33▲
2024 · 1.11
Debt / equity
1.53▼
2024 · 2.03
ROE
-1.6%▲
2024 · -75.2%
ROA
-0.6%▲
2024 · -24.8%
Interest coverage
1.18▲
2024 · -1.58
Debt
€76k▼
2024 · €102k
Debt ≤ 1 year
€76k▼
2024 · €102k
Income taxes
€-1k▼
2024 · €2k
Staff costs
€29k▼
2024 · €48k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€153k€125k▼
Fixed assets21/28€34k€24k▼
Tangible fixed assets22/27€32k€24k▼
Land and buildings22€2k€2k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€23k€17k▼
Other tangible fixed assets26€4k€3k▼
Financial fixed assets28€2k€50▼
Current assets29/58€118k€101k▼
Stocks and contracts in progress3€4k-
Stocks30/36€4k-
Amounts receivable within one year40/41€105k€93k▼
Trade receivables40€13k€7k▼
Other amounts receivable41€92k€85k▼
Cash at bank and in hand54/58€3k€3k▼
Deferred charges and accrued income490/1€5k€5k▼
Equity and liabilities
Total equity and liabilities10/49€153k€125k▼
Equity10/15€50k€49k▼
Contributions10/11€5k€5k=
Reserves13€83k€83k=
Distributable reserves133€83k€83k=
Profit (loss) carried forward14€-38k€-39k▼
Amounts payable17/49€102k€76k▼
Amounts payable within one year42/48€102k€76k▼
Current portion of amounts payable after more than one year42€42k€20k▼
Financial debts43€3k€2k▼
Credit institutions430/8€3k€2k▼
Trade debts44€34k€29k▼
Suppliers440/4€34k€29k▼
Taxes, remuneration and social security45€23k€24k▲
Taxes450/3€15k€24k▲
Remuneration and social security454/9€8k-
Other amounts payable47/48€1-
Income statement
Code20242025
Turnover70€349k-
Goods, raw materials, services and sundry goods60/61€332k-
Remuneration, social security and pensions62€48k€29k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€11k▼
Other operating charges640/8€902€2k▲
Gross operating margin9900€31k€57k▲
Operating profit (loss)9901€-30k€15k▲
Financial income75/76B€5k€5k▼
Recurring financial income75€5k€5k▼
Financial charges65/66B€11k€22k▲
Recurring financial charges65€11k€22k▲
Profit (loss) for the period before taxes9903€-36k€-2k▲
Income taxes67/77€2k€-1k▼
Profit (loss) for the period9904€-38k€-786▲
Profit (loss) for the period to be appropriated9905€-38k€-786▲
Appropriation of the result
Profit (loss) to be appropriated9906€-38k€-39k▼
Profit (loss) brought forward from the previous period14P-€-38k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Weakest financial yearnet €-38k ▼270%
Net result drops to €-38k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
23-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bever · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Akrenbos 791547 BeverGround area
878 m²
Building footprint
79 m²
Volume, LiDAR
530 m³
Parcel 23009E1341/00M000, Flanders · tallest building 9.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ADFIN Consulting
since 20202.301.467.629
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23009E1341/00M000 | Flanders | 878 m² | 1 · 79 m² | 9.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,573. 38,150 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-04-2020
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
49320Non-scheduled passenger transport by road
49390Land transport and transport via pipelines
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
56301Cafés and bars
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.