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LIFETREE DEVELOPMENT

Active
Private limited companyfounded 20206 yrs activeClem. Vanophemstraat 58, 3090 Overijse, BelgiumKBO/BCE: BE 0745.969.986

LIFETREE DEVELOPMENT has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €4k and a net result of €43k. Equity is growing by ~11.4% per year across the filed fiscal years. Its solvency ranks better than 11% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2025
68 / 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+92
Solvency28▼-56
Growth58▲+6
Track record100
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 6 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
3.2%
Return on assets
39.1%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 31662 sector peers (2025).
NBB · sector comparison
Position among 31662 sector peers
Solvency
better than 11%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-08-2026, 10 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filings
Deviation from the deadline
2025
10 d late
2024
on the day
2023
5 d early
2022
15 d late
2021
90 d early
2020
109 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€4k▼ 89.1%
2024 · €32k
2020: €12k 2021: €14k 2022: €31k 2023: €37k 2024: €32k
2020 → 2025
Total assets
€109k▲ 101%
2024 · €54k
2020: €48k 2021: €50k 2022: €60k 2023: €82k 2024: €54k
2020 → 2025
Net result
€43k
2024 · €-5k
2020: €8k 2021: €3k 2022: €17k 2023: €6k 2024: €-5k
2020 → 2025
Working capital
€-9k
2024 · €24k
2020: €13k 2021: €17k 2022: €19k 2023: €30k 2024: €24k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€14k-€31k▲ 116%€37k▲ 18.0%€32k▼ 13.0%€4k▼ 89.1%
Operating result€5k-€23k▲ 331%€11k▼ 52.9%€-3k€55k
Net result€3k-€17k▲ 541%€6k▼ 66.5%€-5k€43k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-20k€0€20k€40k€60kOperating result 2021: €5k€5kNet result 2021: €3k€3kOperating result 2022: €23k€23kNet result 2022: €17k€17kOperating result 2023: €11k€11kNet result 2023: €6k€6kOperating result 2024: €-3k€-3kNet result 2024: €-5k€-5kOperating result 2025: €55k€55kNet result 2025: €43k€43k20212022202320242025
The operating result returns to profit in 2025: €55k after a loss of €3k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €109k
Fixed assets €12k▲ 63.9%
Current assets €97k▲ 107%
Equity and liabilities €109k
Equity €4k▼ 89.1%
Debt €105k▲ 377%
The debt ratio rises from 40.8% to 96.8%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€60k
2024 · €56
Cash flow
€47k
2024 · €-2k
Solvency
3.2%
2024 · 59.2%
Current ratio
0.92
2024 · 2.11
Quick ratio
0.92
2024 · 2.11
Debt / equity
30.12
2024 · 0.69
ROA
39.1%
2024 · -8.9%
Interest coverage
29.77
2024 · 0.02
Debt
€105k
2024 · €22k
Debt ≤ 1 year
€105k
2024 · €22k
Income taxes
€12k
2024 · €205
A ratio outside any meaningful range has been withheld (balance sheet total €109k, equity €4k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€54k€109k
Fixed assets21/28€8k€12k
Intangible fixed assets21€0-
Tangible fixed assets22/27€8k€12k
Furniture and vehicles24€3k€9k
Other tangible fixed assets26€5k€4k
Current assets29/58€47k€97k
Amounts receivable within one year40/41€26k€57k
Trade receivables40€4k€20k
Other amounts receivable41€23k€37k
Cash at bank and in hand54/58€20k€39k
Deferred charges and accrued income490/1€223€756
Equity and liabilities
Total equity and liabilities10/49€54k€109k
Equity10/15€32k€4k
Contributions10/11€4k€4k=
Reserves13€29k€0
Distributable reserves133€29k€0
Profit (loss) carried forward14-€0
Amounts payable17/49€22k€105k
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€22k€105k
Current portion of amounts payable after more than one year42€3k€0
Financial debts43€7k€9k
Credit institutions430/8€7k€9k
Trade debts44€8k€15k
Suppliers440/4€8k€15k
Taxes, remuneration and social security45€4k€10k
Taxes450/3€4k€10k
Remuneration and social security454/9€0-
Other amounts payable47/48-€71k
Accrued charges and deferred income492/3€0€30
Income statement Code20242025
Non-recurring operating income76A-€759
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€4k
Other operating charges640/8€433€948
Non-recurring operating charges66A€0-
Gross operating margin9900€489€61k
Operating profit (loss)9901€-3k€55k
Financial income75/76B€511€1k
Recurring financial income75€511€1k
Financial charges65/66B€2k€2k
Recurring financial charges65€2k€2k
Profit (loss) for the period before taxes9903€-5k€55k
Income taxes67/77€205€12k
Profit (loss) for the period9904€-5k€43k
Profit (loss) for the period to be appropriated9905€-5k€43k
Appropriation of the result
Profit (loss) to be appropriated9906€-5k€43k
Transfer from equity791/2€5k€29k
Transfer to equity691/2€0-
To other reserves6921€0-
Profit to be distributed694/7-€71k
Return on contributions (dividend)694-€71k

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
10-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 10 days late
2025
31-12
Financial Back to profitnet €43k
Net result €43k after one loss-making year.
31-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Weakest financial yearnet €-5k ▼186%
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
26-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
15-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 15 days late
2022
02-05
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
13-04
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Overijse · 1 establishment unit since 2020
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Clem. Vanophemstraat 583090 Overijse
Ground area
362 m²
Building footprint
78 m²
Volume, LiDAR
415 m³
Parcel 23544D0332/00X004, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
LIFETREE DEVELOPMENT
Clem. Vanophemstraat 58, 3090 OverijseBusiness consulting
since 20202.301.490.690
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23544D0332/00X004 Flanders 362 m² 1 · 78 m² 8.5 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,569 companies in sector 70200 we hold annual accounts for 52,577. 12,428 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded14-04-2020
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
82990Other business support services
85592Vocational training
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers

Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.