RAPID LUNCH
ActiveThe computed 12-month bankruptcy probability of RAPID LUNCH is 3.0% (moderate). The 2024 annual accounts show equity of €11k and a net result of €-4k. Equity is shrinking by ~4% per year across the filed fiscal years. Its solvency ranks better than 29% of 6718 sector peers (fiscal year 2024). The company has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
48
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability61▼-22
Solvency42▼-7
Growth58▼-20
Track record100
Bankruptcy probability, 12 months
3.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.7 against 0.93 in 2023; short-term debt: 83.2% and cash: 28.5% of total assets), and 83.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
16.8%
Return on assets
-6%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 05-08-2025, 5 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
5 d late
2023
3 d late
2022
4 d early
2021
7 d early
2020
31 d late
2019
59 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-4k
2023 · €7k
2018: €-7k
2019: €-3k
2020: €-907
2021: €-26k
2022: €16k
2023: €7k
2018 → 2024
Working capital
€-16k▼ 390%
2023 · €-3k
2018: €13k
2019: €9k
2020: €4k
2021: €-23k
2022: €-8k
2023: €-3k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€9k-€-17k€8k€14k▲ 88.3%€11k▼ 26.1%
Operating result€766-€-26k€17k€7k▼ 57.0%€-3k
Net result€-907-€-26k▼ 2,788%€16k€7k▼ 57.2%€-4k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €3k after €7k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €63k
Fixed assets
€26k▲ 41.2%
Current assets
€37k▼ 9.1%
Equity and liabilities €63k
Equity
€11k▼ 26.1%
Debt
€52k▲ 17.2%
The debt ratio rises from 75.7% to 83.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€8k▼
2023 · €15k
Cash flow
€7k▼
2023 · €15k
Solvency
16.8%▼
2023 · 24.3%
Current ratio
0.70▼
2023 · 0.93
Quick ratio
0.70▼
2023 · 0.93
Debt / equity
4.95▲
2023 · 3.12
ROE
-35.4%▼
2023 · 46.9%
ROA
-6.0%▼
2023 · 11.4%
Interest coverage
32.45▼
2023 · 64.85
Debt
€52k▲
2023 · €45k
Debt ≤ 1 year
€52k▲
2023 · €44k
Income taxes
€294▼
2023 · €344
Staff costs
€86k▲
2023 · €44k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€59k€63k▲
Fixed assets21/28€19k€26k▲
Tangible fixed assets22/27€16k€24k▲
Plant, machinery and equipment23€875€398▼
Furniture and vehicles24€12k€21k▲
Other tangible fixed assets26€3k€2k▼
Financial fixed assets28€3k€3k=
Current assets29/58€41k€37k▼
Amounts receivable within one year40/41€20k€17k▼
Trade receivables40€4k€16k▲
Other amounts receivable41€16k€2k▼
Cash at bank and in hand54/58€17k€18k▲
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€59k€63k▲
Equity10/15€14k€11k▼
Contributions10/11€19k€19k=
Reserves13€144€144=
Non-distributable reserves130/1€144€144=
Reserves not available under the articles1311€144€144=
Profit (loss) carried forward14€-4k€-8k▼
Amounts payable17/49€45k€52k▲
Amounts payable within one year42/48€44k€52k▲
Trade debts44€33k€29k▼
Suppliers440/4€33k€29k▼
Taxes, remuneration and social security45€10k€23k▲
Remuneration and social security454/9€10k€23k▲
Accrued charges and deferred income492/3€1k-
Income statement
Code20232024
Goods, raw materials, services and sundry goods60/61€106k€148k▲
Remuneration, social security and pensions62€44k€86k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€11k▲
Other operating charges640/8€6k€15k▲
Gross operating margin9900€65k€109k▲
Operating profit (loss)9901€7k€-3k▼
Financial income75/76B€182-
Recurring financial income75€182-
Non-recurring financial income76B€182-
Financial charges65/66B€238€239▲
Recurring financial charges65€238€239▲
Profit (loss) for the period before taxes9903€7k€-3k▼
Income taxes67/77€344€294▼
Profit (loss) for the period9904€7k€-4k▼
Profit (loss) for the period to be appropriated9905€7k€-4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-4k€-8k▼
Profit (loss) brought forward from the previous period14P€-11k€-4k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
05-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 5 days late
2024
03-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 3 days late
2023
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €16k
Net result €16k after 4 loss-making years.
24-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-26k
Net result drops to €-26k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
28-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 59 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 30 days late
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
06-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
27-07
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vorst · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bollinckxstraat 2671190 VorstGround area
5,376 m²
Building footprint
1,717 m²
Volume, LiDAR
12,369 m³
2 parcels, Brussels · tallest building 20.2 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
CHEZ COUSIN
since 20092.177.749.770
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21384D0001/00W004 | Brussels | 5,264 m² | 1 · 1,608 m² | 10.7 m · 2 fl. |
| 21007A0020/00H003 | Brussels | 112 m² | 1 · 109 m² | 20.2 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteVorst2.177.749.770
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Of 6,686 companies in sector 49330 we hold annual accounts for 2,295. 1,956 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded17-04-2009
Fiscal year end31-12
Activities, NACEBEL
49320Non-scheduled passenger transport by road
49330On-demand passenger transport by chauffeured vehicle
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
49390Land transport and transport via pipelines
49410Freight transport by road
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.