RIZI
ActiveThe computed 12-month bankruptcy probability of RIZI is 2.7% (moderate). The 2024 annual accounts show equity of €37k and a net result of €-10k. Equity is growing by ~10% per year across the filed fiscal years. Its solvency ranks better than 94% of 6717 sector peers (fiscal year 2024). The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
61
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0▼-61
Solvency100=
Growth57=
Track record100
Bankruptcy probability, 12 months
2.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 7.7 against 5.69 in 2023; short-term debt: 7.7% and cash: 53.1% of total assets), and 7.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
92.3%
Return on assets
-23.7%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-07-2025, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
1 d early
2023
29 d late
2022
8 d late
2021
18 d late
2020
30 d late
2019
294 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€76k▲ 128%
2022 · €33k
2019: €52k
2020: €33k
2021: €47k
2022: €33k
2019 → 2023
EBIT margin
1.2%▲ 5.0pp
2022 · -3.8%
2019: 9.7%
2020: 13.9%
2021: 53.0%
2022: -3.8%
2019 → 2023
Net result
€-10k
2023 · €535
2018: €2k
2019: €3k
2020: €4k
2021: €23k
2022: €-2k
2023: €535
2018 → 2024
Working capital
€21k▼ 46.1%
2023 · €39k
2018: €13k
2019: €19k
2020: €24k
2021: €47k
2022: €35k
2023: €39k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€33k-€47k▲ 43.0%€33k▼ 28.4%€76k▲ 128%
Equity€25k-€48k▲ 91.5%€46k▼ 3.4%€47k▲ 1.2%€37k▼ 20.4%
Operating result€5k-€25k▲ 445%€-1k€895€-9k
Net result€4k-€23k▲ 453%€-2k€535€-10k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €9k after €895 in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €40k
Fixed assets
€16k▲ 104%
Current assets
€24k▼ 49.0%
Equity and liabilities €40k
Equity
€37k▼ 20.4%
Debt
€3k▼ 62.3%
The debt ratio falls from 15.0% to 7.7%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-4k▼
2023 · €5k
Cash flow
€-4k▼
2023 · €4k
Solvency
92.3%▲
2023 · 85.0%
Current ratio
7.70▲
2023 · 5.69
Quick ratio
7.70▲
2023 · 5.69
Debt / equity
0.08▼
2023 · 0.18
ROE
-25.6%▼
2023 · 1.1%
ROA
-23.7%▼
2023 · 1.0%
Interest coverage
-25.69▼
2023 · 29.62
Debt
€3k▼
2023 · €8k
Debt ≤ 1 year
€3k▼
2023 · €8k
Income taxes
€296▲
2023 · €203
Staff costs
€24k▼
2023 · €30k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€55k€40k▼
Fixed assets21/28€8k€16k▲
Tangible fixed assets22/27€8k€16k▲
Plant, machinery and equipment23€875€700▼
Furniture and vehicles24€7k€16k▲
Current assets29/58€47k€24k▼
Amounts receivable within one year40/41€2k€3k▲
Other amounts receivable41€2k€3k▲
Cash at bank and in hand54/58€45k€21k▼
Equity and liabilities
Total equity and liabilities10/49€55k€40k▼
Equity10/15€47k€37k▼
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€39k€29k▼
Amounts payable17/49€8k€3k▼
Amounts payable within one year42/48€8k€3k▼
Trade debts44€147€639▲
Suppliers440/4€147€639▲
Taxes, remuneration and social security45€8k€2k▼
Taxes450/3€2k€1k▼
Remuneration and social security454/9€7k€1k▼
Income statement
Code20232024
Turnover70€76k-
Goods, raw materials, services and sundry goods60/61€38k-
Remuneration, social security and pensions62€30k€24k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€5k▲
Other operating charges640/8€3k€1k▼
Gross operating margin9900€38k€21k▼
Operating profit (loss)9901€895€-9k▼
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€157€154▼
Recurring financial charges65€157€154▼
Profit (loss) for the period before taxes9903€739€-9k▼
Income taxes67/77€203€296▲
Profit (loss) for the period9904€535€-10k▼
Profit (loss) for the period to be appropriated9905€535€-10k▼
Appropriation of the result
Profit (loss) to be appropriated9906€39k€29k▼
Profit (loss) brought forward from the previous period14P€38k€39k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-10k ▼1884%
Net result drops to €-10k, the lowest in the series.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial
Back to profitnet €535
Net result €535 after one loss-making year.
08-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 8 days late
2022
18-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 18 days late
2021
31-12
Financial
Highest result since 2018net €23k ▲453%
Operating result €25k, net result €23k, both a record.
31-12
Financial
Liquidity quadruplescurrent ratio 121.11
Current ratio from 28.34 to 121.11; short-term debt falls from €870 to €388.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
21-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 294 days late
2020
31-12
Financial
Liquidity doublescurrent ratio 28.34
Current ratio from 14.06 to 28.34; short-term debt falls from €1k to €870.
2019
31-12
Financial
Liquidity quadruplescurrent ratio 14.06
Current ratio from 4.00 to 14.06; short-term debt falls from €4k to €1k.
29-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 121 days late
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 59 days late
30-04
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 273 days late
2016
26-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 26 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lindestraat 221030 SchaarbeekGround area
227 m²
Building footprint
89 m²
Volume, LiDAR
732 m³
Parcel 21015A0153/00D002, Brussels · tallest building 11.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
RIZI
since 20092.174.804.435
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21015A0153/00D002 | Brussels | 227 m² | 1 · 89 m² | 11.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ZAIOTAXI
BE 0453.689.091
Sint-Pieters-Leeuw · Eq €37k
DIANA
BE 0455.540.704
Brussel · Eq €37k
HABITAX
BE 0457.642.436
Anderlecht · Eq €37k
TAXI SUTER
BE 0444.526.155
Denderleeuw · Eq €37k
IA CONSULT
BE 0765.428.285
Halle · Eq €37k
Of 7,001 companies in sector 49320 we hold annual accounts for 2,716. 2,190 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded20-11-2008
Fiscal year end31-12
Activities, NACEBEL
49320Non-scheduled passenger transport by road
49330On-demand passenger transport by chauffeured vehicle
49390Land transport and transport via pipelines
49500Land transport and transport via pipelines
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.