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Generated 11-08-2026
Active BE 1030.883.039Private limited company

RAPHAEL HOTEL MANAGEMENT SERVICES

Herrmann-Debrouxlaan 48 ·1160 Oudergem, Belgium· 0 yrs active
Sector: Accommodation (55100)
Conclusion Checked

RAPHAEL HOTEL MANAGEMENT SERVICES is younger than twelve months; there is no public track record yet to compute a bankruptcy probability from. The 2025 annual accounts show equity of €16k and a net result of €-4k. Its solvency ranks better than 92% of 157 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €16k
Net result €-4k
Better than sector 92%
Active 0 yrs
Snowflake analysis 4 of 5 axes measured · computed by Checked
Health65Profitability0Solvency100Growth-Stability50
54 / 100

Mixed profile: strong on solvency, weaker on profitability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 65
Profitability 0
Solvency 100
Growth -
Stability 50
Bankruptcy probability (12 mo) Checked model v1 · free

This company is younger than 12 months. There is no public track record yet to base a reliable estimate on, so we'd rather not show a number.

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Young company
Founded in 2025, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags 0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2025 · computed
65 / 100 Healthy
050100
Computed from 3 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

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Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview1 NBB filings
Annual accounts filed on 07-04-2026 with the NBB · fiscal year 2025 · volledig
Sector comparison
Fiscal year 2025 · NACE 55, Accommodation · compared across all schema types (micro, abbreviated and full combined)
Metric This company Sector median Position in the sector
Solvency 78.7% 13.9%
better than 92% of 157 sector peers
Net result €-4k €-1k
better than 43% of 157 sector peers
Equity €16k €37k
better than 42% of 157 sector peers
Gross operating margin €-4k €36k
better than 10% of 154 sector peers
Total assets €20k €443k
better than 5% of 157 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2025
Depositvolledig
Revenue-
EBITDA-
Net profit€-4k
Cash flow-
Staff costs-
Income taxes-
Dividends-
Total assets€20k
Equity€16k
Debt€4k
of which ≤ 1y€4k
of which > 1y-
Working capital€16k
Employees (FTE)-
Ratios (computed)
2025
Current ratio4.68
Quick ratio4.68
Working capital ratio78.7%
Solvency78.7%
Debt / equity0.27
Long-term debt ratio-
Interest coverage-
Gross margin-
Net margin-
ROA-21.8%
ROE-27.7%
EBITDA margin-
Days sales outstanding-
Days payable outstanding365d
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€20k
Current assets 29/58€20k
Cash & bank 54/58€20k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€20k
Equity 10/15€16k
Contributions / capital 10/11€20k
Accumulated profits (losses) 14€-4k
Amounts payable 17/49€4k
Amounts payable within one year 42/48€4k
Trade debts payable within one year 44€4k
Income statement
Gross operating margin 9900€-4k
Operating result 9901€-4k
Financial charges 65€91
Result before taxes 9903€-4k
Net result for the period 9904€-4k
Result to be appropriated 9905€-4k
Ratios computed by Checked.
Directors & mandates 1 directors
Current directors & mandates
  • Philippe Murs
    Daily management
    State Gazette act 26018741 (06-02-2026)
    Current
    22-01-2026 → present
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Legal Structure
NACE primary Accommodation(55100)
Legal form Private limited company(610)
Incorporation27-11-2025
StatusActive
Postal code1160
Establishment units 2 locations
Raphael Hotel Management Services
Auguste Reyerslaan 136, 1030 SchaarbeekHotels en dergelijke accommodatie
since 20252.382.163.612
Raphael Hotel Management Services
Eendrachtsstraat 59, 1000 BrusselHotels en dergelijke accommodatie
since 20262.391.327.340
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 3 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21332B0424/00C008 Brussels 2,746 m² 1 · 824 m² 25.1 m · 7 fl.
21911C0140/00T011 Brussels 2,418 m² 1 · 491 m² 26.5 m · 8 fl.
21807G0014/00N000 Brussels 390 m² 1 · 145 m² 19.8 m · 6 fl.
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 3 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
07-04-2026
NBB filing Annual accounts filed
fiscal year 2025 · volledig
06-02-2026
State Gazette act Director changes
v3.2
2025
01-12-2025
State Gazette act Incorporation
oprichting
Belgisch Staatsblad, acts 2 acts
All acts · 2 updated 6 months ago
2026
06-02-2026 Philippe Murs appointed as daily management Director changes
  • Philippe Murs, Dagelijks bestuur
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "dagelijks_bestuur",
      "person": {
        "rrn": null,
        "name": "Philippe Murs",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2026-01-22",
      "evidence_quote": "L\u0027organe d\u0027administration d\u00E9cide de la nomination de Philippe Murs, demeurant \u00E0 1170 Bruxelles, Avenue Herrmann-Debroux 48, comme d\u00E9l\u00E9gu\u00E9 \u00E0 la gestion journali\u00E8re, et ce \u00E0 compter du 22/01/2026."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "1030.883.039",
    "name_full": "RAPHAEL HOTEL MANAGEMENT SERVICES",
    "legal_form": "SRL"
  }
}
2025
01-12-2025 Incorporation of a new SRL Incorporation
Summary: oprichting
Technical details 
{
  "kind": "oprichting",
  "seat": "Avenue Herrmann-Debroux 48, 1160 Auderghem",
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "founders": [
    {
      "org": {
        "kbo": null,
        "name": "Diversified Assets Finance S.\u00E0r.l."
      },
      "kind": "rechtspersoon",
      "person": null,
      "share_class": "actions",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": "Diversified Assets Finance S.\u00E0r.l.",
      "contribution_type": "cash",
      "amount_paid_in_eur": 20000,
      "holder_person_name": null,
      "is_subscriber_only": true,
      "n_shares_subscribed": 20000,
      "amount_subscribed_eur": 20000,
      "is_anonymous_silent_partner": false
    }
  ],
  "capital_eur": 20000,
  "subject_company": {
    "kbo": "1030.883.039",
    "name_full": "RAPHAEL HOTEL MANAGEMENT SERVICES",
    "legal_form": "SRL"
  },
  "initial_directors": [],
  "incorporation_date": "2025-11-27",
  "post_incorporation_mandates": []
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Company registry (CBE) Crossroads Bank
Activities
Hotels en dergelijke accommodatie55100Catering van evenementen56210Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen68201Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200
Primary activity highlighted.
Names & trade names
Legal nameFR RAPHAEL HOTEL MANAGEMENT SERVICES
Registered office
Herrmann-Debrouxlaan 48
1160 Oudergem, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative