Equity
€34,824 ▲ 7.6%
RAMOS CONSTRUCT has made a profit without a break since 2022.
RAMOS CONSTRUCT
Overview
Lifetime
9 annual accounts with figures on one time axispeak €11,161 (2019)
€4,855▲ 10.6%
lowest -€16,310 (2021)
€2,474▲ 13.3%
peak €37,009 (2020)
€34,824▲ 7.6%
€25,185▼ 10.6%
Board1 name since 2024
1 director
Documentsfilings and deeds
12-07-202619 days before the deadline
2025micro format
Cash from €2,166 to €1,302
Key points
from the 2025 annual accountsChecked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 10,902 companies had the same profile as RAMOS CONSTRUCT has now. Each dot stands for 28 companies, two years later.
95.2%
were still trading
4.0%
stopped another way
0.7%
went bankrupt
Test of the method
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 10,902 companies, not a prediction for RAMOS CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Recent changes
Registered office moved within Brussels
New registered office: Avenue Henri Jaspar 114 bte 7, 1060 Bruxelles · Previous registered office: Chaussée d'Alsemberg, 842 à 1180 Bruxelles · General meeting of 29-05-2026 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0563856347
Amendment of the articles · Legal-form change · Resignations & appointments
Director in office: · Gazette deed
Registered office moved from Saint-Gilles to Brussels
New registered office: chaussée d'Alsemberg, 842 à 1180 Bruxelles · Previous registered office: rue de Belgrade, 108 à 1060 Saint-Gilles · General meeting of 29-05-2020 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| RAMOS CONSTRUCT Sint-Gillis (bij-Brussel) | €60,009 | €4,855 | 58.0% | - |
| MT CONCEPT CARRELAGES Châtelet | €66,231 | €4,971 | 47.4% | - |
| BAUTERS TEGELBEDRIJF Eeklo | €63,864 | €5,956 | 73.5% | - |
| J.P.W. CONSTRUCT Wemmel | €72,569 | €6,729 | 49.6% | - |
| VDM VLOERBEKLEDINGEN Rotselaar | €49,067 | €6,900 | 15.9% | - |
| WH-STONEAGE Koekelberg | €81,935 | €4,306 | 44.8% | - |
| TOM ECO CONSTRUCT Ganshoren | €39,916 | €7,597 | 84.9% | - |
These companies have the same main activity as RAMOS CONSTRUCT: floor and wall tiling (NACE 43331). They are comparable in size and age: total assets between €39,900 and €81,900, founded between 2011 and 2018.
Official details
Source: KBO- Status
- Active since 09-10-2014Normal situation
- Registered office
- 12 active companies are registered at this addressSource: KBO register, as of 12 November 2026.
- Activity
- Floor and wall tilingNACE 43331
- Establishment unit
- 2.238.982.8031060 Sint-Gillis (bij-Brussel), since 01-01-2015
- Financial year end
- 31 December
- Peppol
- Reachable since 27-12-2025
Annual accounts 2025
- €4,855▲ 10.6%
- €2,474▲ 13.3%
- €34,824▲ 7.6%
- €60,009▼ 0.8%
- Filing
- Filed on 12-07-2026, 19 days before the end of the filing period
Insights on RAMOS CONSTRUCT
RAMOS CONSTRUCT files the micro format. That format states no turnover. The gross margin rose from €186 in 2016 to €4,855 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 12-07-2026, 19 days before the deadline€4,855
▲ 10.6%
€3,862
▲ 18.6%
€2,474
▲ 13.3%
€34,668
▲ 9.5%
58.0%
▲ 4.6 percentage points
2.38
▲ 0.25
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €49,000. Estimated: probably between €28,000 and €100,000.
Balance sheet
balance sheet total €60,009 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
58.0%
Higher than 62% of 37,177 companies in 2025.
2.38
Higher than 62% of 36,472 companies in 2025.
4.1%
Higher than 41% of 36,707 companies in 2025.
RAMOS CONSTRUCT
Middle half of the sector
80% of the sector
Micro accounts in specialised construction (NACE 43)
Net result: middle half · Equity: middle half · Balance sheet total: bottom quarter · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Balance sheet: assets | ||||||||||
20/58 |
60,009 | 60,515 | 55,694 | 52,936 | 57,735 | 65,288 | 69,591 | 37,482 | 55,352 | |
21/28 |
156 | 685 | 1,290 | 1,895 | 156 | 156 | 156 | 156 | 156 | |
22/27 |
- | 529 | 1,134 | 1,739 | - | - | - | - | - | |
24 |
- | 529 | 1,134 | 1,739 | - | - | - | - | - | |
28 |
156 | 156 | 156 | 156 | 156 | 156 | 156 | 156 | 156 | |
29/58 |
59,853 | 59,830 | 54,404 | 51,041 | 57,579 | 65,132 | 69,435 | 37,326 | 55,196 | |
40/41 |
58,551 | 57,319 | 48,644 | 44,038 | 57,005 | 61,899 | 64,703 | 34,674 | 52,016 | |
40 |
57,915 | 54,521 | 44,029 | 43,189 | 55,454 | 61,468 | 63,035 | 34,295 | 50,477 | |
41 |
637 | 2,798 | 4,616 | 849 | 1,551 | 431 | 1,668 | 380 | 1,539 | |
50/53 |
- | - | - | - | - | - | - | 0 | - | |
54/58 |
1,302 | 2,166 | 5,760 | 7,003 | 574 | 3,233 | 4,732 | 2,652 | 3,181 | |
490/1 |
- | 345 | - | - | - | - | - | - | - | |
| Balance sheet: equity and liabilities | ||||||||||
10/49 |
60,009 | 60,515 | 55,694 | 52,936 | 57,735 | 65,288 | 69,591 | 37,482 | 55,352 | |
10/15 |
34,824 | 32,350 | 30,166 | 28,605 | 20,698 | 37,009 | 34,020 | 16,092 | 23,183 | |
10/11 |
8,200 | 8,200 | 8,200 | 8,200 | 8,200 | 8,200 | 8,200 | 8,200 | 8,200 | |
10 |
- | - | - | 8,200 | 8,200 | - | - | - | - | |
100 |
- | - | - | 20,600 | 20,600 | 20,600 | 20,600 | 20,600 | 20,600 | |
101 |
- | - | - | 12,400 | 12,400 | 12,400 | 12,400 | 12,400 | 12,400 | |
13 |
1,620 | 1,620 | 1,620 | 1,620 | 1,620 | 1,620 | 1,620 | 1,000 | 1,000 | |
130/1 |
- | 1,620 | 1,620 | 1,620 | 1,620 | 1,620 | 1,620 | - | - | |
130 |
- | - | - | 1,620 | 1,620 | 1,620 | 1,620 | 1,000 | 1,000 | |
1319 |
- | 1,620 | 1,620 | - | - | - | - | - | - | |
133 |
1,620 | - | - | - | - | - | - | - | - | |
14 |
25,004 | 22,530 | 20,346 | 18,785 | 10,878 | 27,189 | 24,200 | 6,892 | 13,983 | |
17/49 |
25,185 | 28,165 | 25,528 | 24,331 | 37,036 | 28,279 | 35,571 | 21,391 | 32,170 | |
42/48 |
25,185 | 28,165 | 25,528 | 24,331 | 37,036 | 28,279 | 35,571 | 21,391 | 32,170 | |
44 |
6,205 | 8,604 | 5,043 | 3,319 | 18,306 | 5,988 | 11,783 | 9,210 | 6,301 | |
440/4 |
6,205 | 8,604 | 5,043 | 3,319 | 18,306 | 5,988 | 11,783 | 9,210 | 6,301 | |
45 |
1,823 | 2,171 | 2,276 | 2,988 | 3,366 | 6,928 | 23,788 | 12,180 | 25,869 | |
450/3 |
1,503 | 1,691 | 1,091 | 227 | - | 3,182 | 1,930 | 4,180 | 20,615 | |
454/9 |
320 | 480 | 1,185 | 2,761 | 3,366 | 3,746 | 21,858 | 8,000 | 5,254 | |
47/48 |
17,158 | 17,390 | 18,210 | 18,024 | 15,364 | 15,364 | - | - | - | |
| Income statement | ||||||||||
9900 |
4,855 | 4,391 | 2,786 | 9,674 | -15,638 | 5,704 | 11,161 | -8,774 | 186 | |
630 |
529 | 605 | 605 | 76 | - | - | - | - | - | |
640/8 |
464 | 530 | 462 | 1,397 | 363 | 1,162 | 348 | 548 | 589 | |
9901 |
3,862 | 3,256 | 1,720 | 8,201 | -16,001 | 4,542 | 10,813 | -9,321 | -404 | |
75/76B |
7 | - | - | 42 | - | - | - | 0 | 65 | |
75 |
7 | - | - | 42 | - | - | - | 0 | 65 | |
65/66B |
493 | 472 | 158 | 336 | 197 | 301 | 251 | 185 | 1,041 | |
65 |
493 | 472 | 158 | 336 | 197 | 301 | 251 | 185 | 1,041 | |
9903 |
3,377 | 2,784 | 1,561 | 7,906 | -16,198 | 4,241 | 10,562 | -9,506 | -1,380 | |
67/77 |
903 | 600 | - | - | 112 | 1,252 | 2,827 | -2,415 | - | |
9904 |
2,474 | 2,184 | 1,561 | 7,906 | -16,310 | 2,989 | 7,735 | -7,091 | -1,380 | |
9905 |
2,474 | 2,184 | 1,561 | 7,906 | -16,310 | 2,989 | 7,735 | -7,091 | -1,380 | |
| Appropriation of the result | ||||||||||
9906 |
25,004 | 22,530 | 20,346 | 18,785 | 10,878 | 27,189 | 24,200 | 6,892 | 13,983 | |
14P |
22,530 | 20,346 | 18,785 | 10,878 | 27,189 | - | - | - | - | |
| Document | ||||||||||
The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 12-07-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 12-07-2026 | 2026-00282516 | |
| 31-12-2024 | micro format | 30-06-2025 | 2025-00205292 | |
| 31-12-2023 | micro format | 28-06-2024 | 2024-00213476 | |
| 31-12-2022 | micro format | 28-06-2023 | 2023-00193041 | |
| 31-12-2021 | micro format | 01-07-2022 | 2022-20118924 | |
| 31-12-2020 | micro format | 30-08-2021 | 2021-65000397 | |
| 31-12-2019 | micro format | 09-03-2021 | 2021-07200160 | |
| 31-12-2017 | micro format | 26-09-2018 | 2018-64700574 | |
| 31-12-2016 | micro format | 07-06-2018 | 2018-16500060 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| 4,391 | 3,861 | 2,324 | 8,277 | - | - | - | - | - | ||
| 3,003 | 2,789 | 2,166 | 7,982 | - | - | - | - | - | ||
| 0 | 0 | 0 | 1,815 | - | - | - | - | 156 | ||
| -864 | -3,594 | -1,243 | 6,429 | -2,659 | -1,499 | - | -529 | - | ||
| 34,668 | 31,665 | 28,876 | 26,710 | 20,542 | 36,853 | 33,864 | 15,936 | 23,027 | ||
| 58.0% | 53.5% | 54.2% | 54.0% | 35.9% | 56.7% | 48.9% | 42.9% | 41.9% | ||
| 2.38 | 2.12 | 2.13 | 2.10 | 1.55 | 2.30 | 1.95 | 1.74 | 1.72 | ||
| 0.72 | 0.87 | 0.85 | 0.85 | 1.79 | 0.76 | 1.05 | 1.33 | 1.39 | ||
| 7.1% | 6.8% | 5.2% | 27.6% | -78.8% | 8.1% | 22.7% | -44.1% | -6.0% | ||
| 4.1% | 3.6% | 2.8% | 14.9% | -28.3% | 4.6% | 11.1% | -18.9% | -2.5% | ||
| 8.91 | 8.19 | 14.67 | 24.61 | - | - | - | - | - |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Tangible fixed assets | - | - | - | €1,815 | - |
| €529 | €605 | €605 | €76 | - |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
Insights on RAMOS CONSTRUCT
The operating result for 2025 is 19% higher than in 2024 and the highest since 2022. It is the second rise in a row, after the fall in 2023.
Debt's share of the balance-sheet total falls from 46.5% to 42.0%. Equity is higher and debt is lower.
Board & ownership
Board
1 director, last change in 2024- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alonedeed of 21-02-2024
Mandates through the years
1 name, the dashed line is todayDirector
Boardmandate already running before its first mention
Mandates as a list
-
- Director, since before 21-02-2024
Control
Capital
- Contribution
- €8,200
- Source
- 2025 annual accounts
Articles of association
deed of 21-02-2024 (in French)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
- “Refus d'agrément d'une cession entre vifs, parties à cession peuvent s'opposer devant Président du Tribunal des Entreprises du siège…”
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- First Friday of June at 18:00
Network & group
No group
RAMOS CONSTRUCT has no parent and no holdings in its annual accounts. is the only director. RAMOS CONSTRUCT shares no director with another company.
At the same address
Henri Jasparlaan 114, 1060 Saint-Gilles · 11 other companies| Pediater E. Seghesio
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registered office since 23-05-1995 · founded in 1995 |
total assets €272,917 (2025) 0455.344.724 |
| LEGION LOGISTIC
registered office since 05-11-2007 · founded in 2007 |
total assets €204,265 (2025) 0893.263.496 |
| OBJECTIF and Co
registered office since 01-10-2004 · founded in 2004 |
total assets €47,241 (2025) 0867.208.407 |
| RART.Brussels
establishment since 05-02-2021 · founded in 2021 |
total assets €46,830 (2025) 0762.994.377 |
| WORLD OF MEDICAL TECHNOLOGY
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total assets €41,190 (2025) 0897.755.091 |
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establishment since 27-05-2025 |
founded in 2025 1023.763.833 |
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registered office since 06-05-2024 |
founded in 2024 1009.107.925 |
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establishment since 01-04-2018 |
founded in 2018 0692.791.915 |
Timeline
Timeline
18 events since 2014Board
Filings
Financial
Establishments
Address
2014201620182020202220242026
Deadline for the 2026 accounts: 31-07-2027
2026
Registered office moved within BrusselsNew registered office: Avenue Henri Jaspar 114 bte 7, 1060 Bruxelles · Previous registered office: Chaussée d'Alsemberg, 842 à 1180 Bruxelles · General meeting of 29-05-20262 points ▸
- General meeting, 29-05-2026
- Registered-office move, Avenue Henri Jaspar 114 bte 7, 1060 Bruxelles
Annual accounts 2025 filed NBBmicro format · 19 days before the deadline
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:0563856347
Annual accounts 2024 filed PDFmicro format · 31 days before the deadline
2024
Annual accounts 2023 filed PDFmicro format · 33 days before the deadline
Amendment of the articles · Legal-form change · Resignations & appointmentsDirector in office: 1 point ▸
- 300 shares
- The deed holds 4 more points.
2023
Annual accounts 2022 filed PDFmicro format · 33 days before the deadline
2022
Back to profit net €7,906 The net result is €7,906, after one loss-making year.
Annual accounts 2021 filed PDFmicro format · 30 days before the deadline
2021
Weakest financial year net -€16,310 The net result drops to -€16,310, the lowest from 2016 to 2025. It recovers the following year.
Annual accounts 2020 filed PDFmicro format · 30 days late
Annual accounts 2019 filed PDFmicro format · 221 days late
2020
Registered office moved from Saint-Gilles to BrusselsNew registered office: chaussée d'Alsemberg, 842 à 1180 Bruxelles · Previous registered office: rue de Belgrade, 108 à 1060 Saint-Gilles · General meeting of 29-05-20202 points ▸
- General meeting, 29-05-2020
- Registered-office move, chaussée d'Alsemberg, 842 à 1180 Bruxelles
2019
Back to profit net €7,735 The net result is €7,735, after 2 loss-making years.
2018
Annual accounts 2017 filed PDFmicro format · 57 days late
Annual accounts 2016 filed PDFmicro format · 311 days late
2015
First establishment Belgradostraat 108, Sint-Gillis (bij-Brussel)
2014
Incorporation PDFpublished on 13-10-2014
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Identity
- Enterprise number
- 0563.856.347
- VAT number
- BE 0563.856.347
- Peppol ID
- 0208:0563856347
- Other Peppol ID
- 9925:BE0563856347
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 09-10-2014
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- First Friday of June at 18:00deed of 21-02-2024 (in French)
- Peppol
- Reachable since 27-12-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- RAMOS CONSTRUCT in French
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 21-02-2024 (in French)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Région de Bruxelles-Capitale”deed of 21-02-2024 (in French)
Activities
NACEBEL 202543331
Floor and wall tiling main activity
Codes under NACEBEL 2008
43331
Floor and wall tiling main activity
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Rénovation:travaux d’intérieur,restauration; Installation électrique,force motrice,téléphonique; Fabrication et garnissage de meubles non…”deed of 21-02-2024 (in French)
22 activities
- Rénovation:travaux d’intérieur,restauration
- Installation électrique,force motrice,téléphonique
- Fabrication et garnissage de meubles non métalliques
- Travaux agricoles et horticoles divers,plaines de jeux et sports,de par cet jardins
- Échafaudages,rejointoiements de façades,placement de clôtures
- Installations de cloisons acoustiques et thermiques,déménagements,placement de cloisons préfabriquées et faux-plafonds
- Travaux d’égouts
- Installation de cuisines équipées
- Construction de bâtiments(gros œuvre et mise sous toit)
- Travaux de carrelage et mosaïques et tout autre revêtement de murs et sols
- Travaux de plafonnage,cimentage et de tout autre enduit
- Taille de pierre,façonnage,polissage et pose de marbrerie du bâtiment,cheminées ornementales,parquets et tout autre revêtement en bois des murs et des sols
- Travaux de maçonnerie,charpenterie,menuiserie du bâtiment,couverture de construction
- Travaux de vitrerie,de pose de glaces,miroiterie,vitraux et mise en œuvre de tous matériaux translucides et transparents
- Peinture et décoration
- Chauffage central à eau chaude,sanitaire,chauffage au gaz et tout autre procédé de chauffage,plomberie-zinguerie
- Étanchéité et revêtement de construction pas asphaltage et bitumage,assèchement de construction autres que bitume et asphaltage
- Dépannage à domicile d’appareils et machines
- Vente de matériaux de construction,de décoration et la vente de mobilier
- Gestion d’immeubles
- Aménagements urbains et services publiques
- Le nettoyage intérieur et extérieur de bâtiments de tous types,y compris bureaux,les usines,les ateliers,les locaux d’institutions et autres locaux à usage commercial ou professionnel ainsi que les immeubles à appartements,les activités de désinfection et de destruction des parasites dans les bâtiments,les navires,les trains,le nettoyage des vitres
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Henri Jasparlaan 114 registered office 1060 Sint-Gillis (bij-Brussel) | ||
| Belgradostraat 108 1060 Sint-Gillis (bij-Brussel) | 01-01-2015 | 2.238.982.803 |
1 former office
- rue de Belgrade, 108, 1060 Saint-Gilles until 29-05-2020 · deed of 16-09-2020
Buildings and parcels at the addresses
- Ground area
- 959 m²
- Buildings
- 815 m²
- Volume, LiDAR
- 15,612 m³
- Tallest building
- 34.9 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 21013B0118/00T002 | 752 m² | 1 · 705 m² | 34.9 m · 10 |
| 21562A0444/00G003 | 207 m² | 1 · 110 m² | 11.7 m · 4 |
Contact
E-mail
rogerio.luis.ramos@gmail.com establishment in Sint-Gillis (bij-Brussel)
Phone
+32 474 82 89 46 establishment in Sint-Gillis (bij-Brussel)
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0563.856.347