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WH-STONEAGE

Active
Private limited company (pre-2019)founded 20188 years activeBasilieklaan 319, 1081 Koekelberg, BelgiumKBO/BCE: BE 0702.811.322
Summary

The computed 12-month bankruptcy probability of WH-STONEAGE is 4.2% (elevated). The 2024 annual accounts show equity of €35,262 and a net result of €5,249. Equity is growing by ~15.1% per year across the filed fiscal years. Its solvency ranks better than 51% of 9,574 sector peers (NACE 43, fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

Activity
Floor and wall tiling
NACE 43331
1 site
Size
€89,449total assets 2024
Equity
€35,262
Profit
€5,249
Financial health
47 Fair Checked score 2024
Bankruptcy probabilitywithin 12 months
4.2%
Structure
Accounts 69 days overdue0 of 2 deeds read
Why 47- Figures for FY 2024 (filed 04-09-2025)- 1 financial year not filed after the legal deadline; latest accounts 31 days late; 3 of the last 3 late- Founded in 2018- Size: total assets €89,449Show the evidence

Checked score

Score 2024
47 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 31% of its sector peers (NACE 43, micro)
Financial strength · tick = 2023
Average
Solvency 64-5
equity 39.4% of total assets
Liquidity 31-12
short-term debt 60.6% · cash 10.2%
Profitability 52+13
return on assets 5.9%
Bankruptcy probability, 12 months
4.2% Elevated
0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,518 companies)
Last 24 months 11-2024: 4.6% 12-2024: 5.5%▲ +0.9 percentage points vs 11-2024 01-2025: 7.8%▲ +2.3 percentage points vs 12-2024highest value 02-2025: 5.6%▼ -2.2 percentage points vs 01-2025 03-2025: 5.6%● unchanged vs 02-2025 04-2025: 5.6%● unchanged vs 03-2025 05-2025: 5.5%▼ -0.1 percentage points vs 04-2025 06-2025: 5.3%▼ -0.2 percentage points vs 05-2025 07-2025: 5.0%▼ -0.3 percentage points vs 06-2025 08-2025: 5.9%▲ +0.9 percentage points vs 07-2025 09-2025: 6.0%▲ +0.1 percentage points vs 08-2025 10-2025: 2.2%▼ -3.8 percentage points vs 09-2025 11-2025: 2.2%● unchanged vs 10-2025 12-2025: 2.2%● unchanged vs 11-2025 01-2026: 2.2%● unchanged vs 12-2025 02-2026: 2.2%● unchanged vs 01-2026 03-2026: 2.2%● unchanged vs 02-2026 04-2026: 2.2%● unchanged vs 03-2026 05-2026: 2.1%▼ -0.1 percentage points vs 04-2026 06-2026: 1.9%▼ -0.2 percentage points vs 05-2026 07-2026: 1.9%● unchanged vs 06-2026lowest value 08-2026: 2.7%▲ +0.8 percentage points vs 07-2026 09-2026: 2.8%▲ +0.1 percentage points vs 08-2026 10-2026: 4.2%▲ +1.4 percentage points vs 09-2026
Credit up to €1,500 at 30 days only on tighter terms
Liquidity ample (current ratio 1.64 against 1.73 in 2023; short-term debt: 60.6% and cash: 10.2% of total assets), but 60.6% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 42% on solvency, 20% on liquidity, 25% on profitability and 37% on growth.

The bankruptcy probability was computed on 07-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
+raises risk○neutral
raises risk · Figures for FY 2024 (filed 04-09-2025)
NBB · annual accounts
raises risk · 1 financial year not filed after the legal deadline; latest accounts 31 days late; 3 of the last 3 late
NBB · filings
raises risk · Founded in 2018
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
raises risk · Size: total assets €89,449
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-08-2025, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filings
Deviation from the deadline
2025
not confirmed
2024
31 days late
2023
153 days late
2022
31 days late
2021
31 days late
2020
61 days late
2019
35 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 57 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 43% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2024 · micro…
  2. Annual accounts filedfiscal year 2023 · micro…
  3. Annual accounts filedfiscal year 2022 · micro…

Key points

  • Caution: Among the weakest 18% on equitysector median €256,396 · 9,576 companies €36,712 View
  • Caution: Accounts not fileddeadline was 31-07-2026 69 days late View
  • Total assets 20246 fiscal years filed €89,449 View

By topic

Financials

Fiscal year
2024
Total assets
€89,449
Profit
€5,249
Solvency
39.4%
Total assets▲ 12.9%
Net result
20192024
Go to Financials

Timeline

Events
8
Since
2020
  1. 31-08-2022Annual accounts filed
  2. 31-12-2021Back to profit
  3. 30-09-2021Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
Floor and wall tilingNACE 43331
Founded
05-09-2018
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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