RAMOCON
ActiveSummary
RAMOCON has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €224k and a net result of €45k. Equity is growing by ~9.4% per year across the filed fiscal years. Its solvency ranks better than 22% of 17090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability74▲+5
Solvency46▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity short (current ratio 0.09 against 0.14 in 2024; short-term debt: 38.4% and cash: 0% of total assets), and 78.7% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
21.3%
Return on assets
4.3%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 17090 sector peers (2025).
NBB · sector comparisonPosition among 17090 sector peers
Solvency
better than 22%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 d early
2024
18 d late
2023
37 d early
2022
32 d early
2021
158 d late
2020
24 d late
2019
3 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€224k▲ 25.0%
2024 · €179k
Total assets
€1.05M▲ 7.5%
2024 · €979k
Net result
€45k▲ 14.3%
2024 · €39k
Working capital
€-366k▼ 24.8%
2024 · €-293k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€23k▲ 42.5%€78k▲ 235%€43k▼ 44.4%€74k▲ 70.0%€82k▲ 11.4%
Net result€9k▲ 100%€47k▲ 418%€20k▼ 57.7%€39k▲ 95.8%€45k▲ 14.3%
Equity€125k▲ 7.9%€120k▼ 4.3%€140k▲ 16.7%€179k▲ 28.0%€224k▲ 25.0%
Total assets€561k▲ 57.6%€897k▲ 60.0%€902k▲ 0.5%€979k▲ 8.5%€1.05M▲ 7.5%
Debt€435k▲ 81.8%€777k▲ 78.6%€762k▼ 2.0%€799k▲ 4.9%€827k▲ 3.5%
Working capital€-1k€-99k▼ 8,007%€-216k▼ 117%€-293k▼ 36.0%€-366k▼ 24.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 11% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.05M
Fixed assets
€1.01M ▲ 8.9%
Current assets
€38k ▼ 20.4%
Equity and liabilities €1.05M
Equity
€224k ▲ 25.0%
Debt
€827k ▲ 3.5%
Debt's share of the balance-sheet total falls from 81.7% to 78.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€122k▲
2024 · €98k
Cash flow
€85k▲
2024 · €64k
Current ratio
0.09▼
2024 · 0.14
Debt to equity
3.69▼
2024 · 4.46
ROE
20.0%▼
2024 · 21.9%
ROA
4.3%▲
2024 · 4.0%
Interest coverage
6.63▲
2024 · 5.37
Debt ≤ 1 year
€404k▲
2024 · €341k
Debt > 1 year
€394k▼
2024 · €431k
Income taxes
€19k▲
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5k | €20k | €22k | €25k | €40k | ▲ 61.6% |
| Other operating charges640/8 | €1k | €1k | €1k | €14k | €5k | ▼ 67.9% |
| Gross operating margin9900 | €29k | €99k | €67k | €112k | €126k | ▲ 12.4% |
| Operating profit (loss)9901 | €23k | €78k | €43k | €74k | €82k | ▲ 11.4% |
| Financial income75/76B | - | - | €1 | - | - | - |
| Recurring financial income75 | - | - | €1 | - | - | - |
| Financial charges65/66B | €8k | €11k | €13k | €18k | €18k | ▲ 0.4% |
| Recurring financial charges65 | €8k | €11k | €13k | €18k | €18k | ▲ 0.4% |
| Profit (loss) for the period before taxes9903 | €15k | €67k | €30k | €55k | €64k | ▲ 15.0% |
| Income taxes67/77 | €6k | €20k | €10k | €16k | €19k | ▲ 16.8% |
| Profit (loss) for the period9904 | €9k | €47k | €20k | €39k | €45k | ▲ 14.3% |
| Profit (loss) for the period to be appropriated9905 | €9k | €47k | €20k | €39k | €45k | ▲ 14.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €561k | €897k | €902k | €979k | €1.05M | ▲ 7.5% |
| Fixed assets21/28 | €479k | €747k | €845k | €931k | €1.01M | ▲ 8.9% |
| Tangible fixed assets22/27 | €479k | €747k | €845k | €931k | €1.01M | ▲ 8.9% |
| Land and buildings22 | €246k | €746k | €844k | €911k | €998k | ▲ 9.5% |
| Plant, machinery and equipment23 | €1k | €796 | €266 | - | - | - |
| Furniture and vehicles24 | - | - | - | €19k | €15k | ▼ 19.8% |
| Assets under construction and advance payments27 | €231k | - | - | - | - | - |
| Current assets29/58 | €82k | €150k | €57k | €48k | €38k | ▼ 20.4% |
| Amounts receivable within one year40/41 | €22k | €38k | €26k | €45k | €38k | ▼ 16.2% |
| Trade receivables40 | €22k | €38k | €25k | €44k | €35k | ▼ 21.1% |
| Other amounts receivable41 | - | - | €1k | €1k | €3k | ▲ 150% |
| Cash at bank and in hand54/58 | €60k | €112k | €31k | €3k | €357 | ▼ 87.3% |
| Deferred charges and accrued income490/1 | €346 | €506 | - | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €561k | €897k | €902k | €979k | €1.05M | ▲ 7.5% |
| Equity10/15 | €125k | €120k | €140k | €179k | €224k | ▲ 25.0% |
| Contributions10/11 | €6k | €6k | €6k | €6k | €6k | = |
| Capital10 | €6k | €6k | €6k | - | - | - |
| Issued capital100 | €19k | €19k | €19k | - | - | - |
| Uncalled capital101 | €12k | €12k | €12k | - | - | - |
| Reserves13 | €119k | €114k | €134k | €173k | €218k | ▲ 25.9% |
| Non-distributable reserves130/1 | €2k | €2k | €2k | - | - | - |
| Legal reserve130 | €2k | €2k | €2k | - | - | - |
| Distributable reserves133 | €117k | €112k | €132k | €173k | €218k | ▲ 25.9% |
| Amounts payable17/49 | €435k | €777k | €762k | €799k | €827k | ▲ 3.5% |
| Amounts payable after more than one year17 | €350k | €504k | €468k | €431k | €394k | ▼ 8.6% |
| Financial debts170/4 | €350k | €504k | €468k | €431k | €394k | ▼ 8.6% |
| Amounts payable within one year42/48 | €83k | €250k | €273k | €341k | €404k | ▲ 18.4% |
| Current portion of amounts payable after more than one year42 | €11k | €36k | €36k | €37k | €46k | ▲ 24.4% |
| Trade debts44 | €2k | €1k | €14k | €32k | €20k | ▼ 35.9% |
| Suppliers440/4 | €2k | €1k | €14k | €32k | €20k | ▼ 35.9% |
| Taxes, remuneration and social security45 | €23k | €45k | €39k | €24k | €39k | ▲ 64.3% |
| Taxes450/3 | €23k | €45k | €39k | €24k | €39k | ▲ 64.3% |
| Other amounts payable47/48 | €47k | €168k | €183k | €249k | €299k | ▲ 20.1% |
| Accrued charges and deferred income492/3 | €2k | €23k | €21k | €27k | €29k | ▲ 9.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €9k | €47k | €20k | €39k | €45k | ▲ 14.3% |
| + Depreciation and write-downs630 | €5k | €20k | €22k | €25k | €40k | ▲ 61.6% |
| Operating cash flow (approximation) | €14k | €68k | €42k | €64k | €85k | ▲ 32.5% |
| Investment in fixed assets (approximation) | - | €-288k | €-120k | €-111k | €-123k | ▼ 10.6% |
| Change in cash | - | €52k | €-81k | €-28k | €-2k | ▲ 91.3% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €200kEq €224k ▲25%
8 profitable years in a row build equity to €224k.
18-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 18 days late
2024
31-12
Financial
Equity above €150kEq €179k ▲28%
7 profitable years in a row build equity to €179k.
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
05-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 158 days late
2022
31-12
Financial
Highest result since 2018net €47k ▲418%
Net result €47k, the highest in the series.
2021
24-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 24 days late
2020
31-12
Financial
Weakest financial yearnet €5k ▼50.6%
Net result drops to €5k, the lowest in the series; recovery starts the following year.
28-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
04-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
26-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
12-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maasmechelen · 1 establishment unit since 2012
Ground area
1,572 m²
Building footprint
211 m²
Volume, LiDAR
378 m³
Parcel 73048C1879/00R003, Flanders · tallest building 8.9 m. Linked by address, not a title deed.
1 establishment unit
RAMOCON
since 20122.206.577.477
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73048C1879/00R003 | Flanders | 1,572 m² | 1 · 211 m² | 8.9 m |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 30,002 companies in sector 62200 we hold annual accounts for 18,390. 14,419 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded27-12-2011
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
Scores and ratios are computed by Checked and are not a credit decision.