RAMOCON
ActiveSummary
RAMOCON has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €224k and a net result of €45k. Equity is growing by ~9.4% per year across the filed fiscal years. Its solvency ranks better than 22% of 17090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability74▲+5
Solvency46▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity short (current ratio 0.09 against 0.14 in 2024; short-term debt: 38.4% and cash: 0% of total assets), and 78.7% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
21.3%
Return on assets
4.3%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 17090 sector peers (2025).
NBB · sector comparisonPosition among 17090 sector peers
Solvency
better than 22%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 d early
2024
18 d late
2023
37 d early
2022
32 d early
2021
158 d late
2020
24 d late
2019
3 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Accepting this client? The AML file with identity, beneficial owners and sanctions lists.AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed Roughly what is this company worth?Value indication
Financials · fiscal year 2025, micro schema
Equity
€224k▲ 25.0%
2024 · €179k
Total assets
€1.05M▲ 7.5%
2024 · €979k
Net result
€45k▲ 14.3%
2024 · €39k
Working capital
€-366k▼ 24.8%
2024 · €-293k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€23k▲ 42.5%€78k▲ 235%€43k▼ 44.4%€74k▲ 70.0%€82k▲ 11.4%
Net result€9k▲ 100%€47k▲ 418%€20k▼ 57.7%€39k▲ 95.8%€45k▲ 14.3%
Equity€125k▲ 7.9%€120k▼ 4.3%€140k▲ 16.7%€179k▲ 28.0%€224k▲ 25.0%
Total assets€561k▲ 57.6%€897k▲ 60.0%€902k▲ 0.5%€979k▲ 8.5%€1.05M▲ 7.5%
Debt€435k▲ 81.8%€777k▲ 78.6%€762k▼ 2.0%€799k▲ 4.9%€827k▲ 3.5%
Working capital€-1k€-99k▼ 8,007%€-216k▼ 117%€-293k▼ 36.0%€-366k▼ 24.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 11% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.05M
Fixed assets
€1.01M ▲ 8.9%
Current assets
€38k ▼ 20.4%
Equity and liabilities €1.05M
Equity
€224k ▲ 25.0%
Debt
€827k ▲ 3.5%
Debt's share of the balance-sheet total falls from 81.7% to 78.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€122k▲
2024 · €98k
Cash flow
€85k▲
2024 · €64k
Current ratio
0.09▼
2024 · 0.14
Debt to equity
3.69▼
2024 · 4.46
ROE
20.0%▼
2024 · 21.9%
ROA
4.3%▲
2024 · 4.0%
Interest coverage
6.63▲
2024 · 5.37
Debt ≤ 1 year
€404k▲
2024 · €341k
Debt > 1 year
€394k▼
2024 · €431k
Income taxes
€19k▲
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5k | €20k | €22k | €25k | €40k | ▲ 61.6% |
| Other operating charges640/8 | €1k | €1k | €1k | €14k | €5k | ▼ 67.9% |
| Gross operating margin9900 | €29k | €99k | €67k | €112k | €126k | ▲ 12.4% |
| Operating profit (loss)9901 | €23k | €78k | €43k | €74k | €82k | ▲ 11.4% |
| Financial income75/76B | - | - | €1 | - | - | - |
| Recurring financial income75 | - | - | €1 | - | - | - |
| Financial charges65/66B | €8k | €11k | €13k | €18k | €18k | ▲ 0.4% |
| Recurring financial charges65 | €8k | €11k | €13k | €18k | €18k | ▲ 0.4% |
| Profit (loss) for the period before taxes9903 | €15k | €67k | €30k | €55k | €64k | ▲ 15.0% |
| Income taxes67/77 | €6k | €20k | €10k | €16k | €19k | ▲ 16.8% |
| Profit (loss) for the period9904 | €9k | €47k | €20k | €39k | €45k | ▲ 14.3% |
| Profit (loss) for the period to be appropriated9905 | €9k | €47k | €20k | €39k | €45k | ▲ 14.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €561k | €897k | €902k | €979k | €1.05M | ▲ 7.5% |
| Fixed assets21/28 | €479k | €747k | €845k | €931k | €1.01M | ▲ 8.9% |
| Tangible fixed assets22/27 | €479k | €747k | €845k | €931k | €1.01M | ▲ 8.9% |
| Land and buildings22 | €246k | €746k | €844k | €911k | €998k | ▲ 9.5% |
| Plant, machinery and equipment23 | €1k | €796 | €266 | - | - | - |
| Furniture and vehicles24 | - | - | - | €19k | €15k | ▼ 19.8% |
| Assets under construction and advance payments27 | €231k | - | - | - | - | - |
| Current assets29/58 | €82k | €150k | €57k | €48k | €38k | ▼ 20.4% |
| Amounts receivable within one year40/41 | €22k | €38k | €26k | €45k | €38k | ▼ 16.2% |
| Trade receivables40 | €22k | €38k | €25k | €44k | €35k | ▼ 21.1% |
| Other amounts receivable41 | - | - | €1k | €1k | €3k | ▲ 150% |
| Cash at bank and in hand54/58 | €60k | €112k | €31k | €3k | €357 | ▼ 87.3% |
| Deferred charges and accrued income490/1 | €346 | €506 | - | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €561k | €897k | €902k | €979k | €1.05M | ▲ 7.5% |
| Equity10/15 | €125k | €120k | €140k | €179k | €224k | ▲ 25.0% |
| Contributions10/11 | €6k | €6k | €6k | €6k | €6k | = |
| Capital10 | €6k | €6k | €6k | - | - | - |
| Issued capital100 | €19k | €19k | €19k | - | - | - |
| Uncalled capital101 | €12k | €12k | €12k | - | - | - |
| Reserves13 | €119k | €114k | €134k | €173k | €218k | ▲ 25.9% |
| Non-distributable reserves130/1 | €2k | €2k | €2k | - | - | - |
| Legal reserve130 | €2k | €2k | €2k | - | - | - |
| Distributable reserves133 | €117k | €112k | €132k | €173k | €218k | ▲ 25.9% |
| Amounts payable17/49 | €435k | €777k | €762k | €799k | €827k | ▲ 3.5% |
| Amounts payable after more than one year17 | €350k | €504k | €468k | €431k | €394k | ▼ 8.6% |
| Financial debts170/4 | €350k | €504k | €468k | €431k | €394k | ▼ 8.6% |
| Amounts payable within one year42/48 | €83k | €250k | €273k | €341k | €404k | ▲ 18.4% |
| Current portion of amounts payable after more than one year42 | €11k | €36k | €36k | €37k | €46k | ▲ 24.4% |
| Trade debts44 | €2k | €1k | €14k | €32k | €20k | ▼ 35.9% |
| Suppliers440/4 | €2k | €1k | €14k | €32k | €20k | ▼ 35.9% |
| Taxes, remuneration and social security45 | €23k | €45k | €39k | €24k | €39k | ▲ 64.3% |
| Taxes450/3 | €23k | €45k | €39k | €24k | €39k | ▲ 64.3% |
| Other amounts payable47/48 | €47k | €168k | €183k | €249k | €299k | ▲ 20.1% |
| Accrued charges and deferred income492/3 | €2k | €23k | €21k | €27k | €29k | ▲ 9.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €9k | €47k | €20k | €39k | €45k | ▲ 14.3% |
| + Depreciation and write-downs630 | €5k | €20k | €22k | €25k | €40k | ▲ 61.6% |
| Operating cash flow (approximation) | €14k | €68k | €42k | €64k | €85k | ▲ 32.5% |
| Investment in fixed assets (approximation) | - | €-288k | €-120k | €-111k | €-123k | ▼ 10.6% |
| Change in cash | - | €52k | €-81k | €-28k | €-2k | ▲ 91.3% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €200kEq €224k ▲25%
8 profitable years in a row build equity to €224k.
18-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 18 days late
2024
31-12
Financial
Equity above €150kEq €179k ▲28%
7 profitable years in a row build equity to €179k.
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
05-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 158 days late
2022
31-12
Financial
Highest result since 2018net €47k ▲418%
Net result €47k, the highest in the series.
2021
24-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 24 days late
2020
31-12
Financial
Weakest financial yearnet €5k ▼50.6%
Net result drops to €5k, the lowest in the series; recovery starts the following year.
28-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
04-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
26-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
12-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maasmechelen · 1 establishment unit since 2012
Ground area
1,572 m²
Building footprint
211 m²
Volume, LiDAR
378 m³
Parcel 73048C1879/00R003, Flanders · tallest building 8.9 m. Linked by address, not a title deed.
1 establishment unit
RAMOCON
since 20122.206.577.477
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73048C1879/00R003 | Flanders | 1,572 m² | 1 · 211 m² | 8.9 m |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 30,002 companies in sector 62200 we hold annual accounts for 18,394. 14,421 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded27-12-2011
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
Scores and ratios are computed by Checked and are not a credit decision.