Ramen Verboven
ActiveThe computed 12-month bankruptcy probability of Ramen Verboven is 1.6% (moderate). The 2025 annual accounts show equity of €968k and a net result of €152k. Equity remains stable across the filed fiscal years (±1.6% per year). Its solvency ranks better than 58% of 1027 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▲+71
Solvency78▲+2
Growth78▲+46
Track record94
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €60k at 30 days acceptable
Liquidity tight (current ratio 1.2 against 0.88 in 2024; short-term debt: 29.2% and cash: 12.4% of total assets), and 46.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 25
Relative position
BE, all sectors
reference
Sector 25
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
53.2%
Return on assets
8.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
1 d early
2024
29 d late
2023
6 d early
2022
65 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€968k▲ 18.7%
2024 · €816k
2022: €891k
2023: €958k
2024: €816k
2022 → 2025
Total assets
€1.82M▲ 13.9%
2024 · €1.60M
2022: €1.62M
2023: €1.83M
2024: €1.60M
2022 → 2025
Net result
€152k
2024 · €-143k
2022: €51k
2023: €67k
2024: €-143k
2022 → 2025
Working capital
€109k
2024 · €-51k
2022: €-39k
2023: €11k
2024: €-51k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€891k-€958k▲ 7.5%€816k▼ 14.9%€968k▲ 18.7%
Operating result€80k-€113k▲ 41.5%€-130k€187k
Net result€51k-€67k▲ 31.4%€-143k€152k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €187k after a loss of €130k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.82M
Fixed assets
€1.18M▼ 3.2%
Current assets
€640k▲ 68.7%
Equity and liabilities €1.82M
Equity
€968k▲ 18.7%
Debt
€850k▲ 8.9%
The debt ratio falls from 48.9% to 46.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€293k▲
2024 · €-32k
Cash flow
€258k▲
2024 · €-45k
Solvency
53.2%▲
2024 · 51.1%
Current ratio
1.20▲
2024 · 0.88
Quick ratio
0.97▲
2024 · 0.56
Debt / equity
0.88▼
2024 · 0.96
ROE
15.7%▲
2024 · -17.5%
ROA
8.4%▲
2024 · -8.9%
Interest coverage
11.61▲
2024 · -1.46
Debt
€850k▲
2024 · €781k
Debt ≤ 1 year
€532k▲
2024 · €430k
Debt > 1 year
€319k▼
2024 · €348k
Income taxes
€20k▲
2024 · €1k
Staff costs
€469k▲
2024 · €433k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.60M€1.82M▲
Fixed assets21/28€1.22M€1.18M▼
Intangible fixed assets21€22k€19k▼
Tangible fixed assets22/27€1.20M€1.16M▼
Land and buildings22€997k€961k▼
Plant, machinery and equipment23€153k€114k▼
Furniture and vehicles24€44k€85k▲
Current assets29/58€380k€640k▲
Stocks and contracts in progress3€139k€123k▼
Stocks30/36€122k€123k▲
Contracts in progress37€17k€0▼
Amounts receivable within one year40/41€220k€291k▲
Trade receivables40€150k€218k▲
Other amounts receivable41€70k€74k▲
Cash at bank and in hand54/58€20k€226k▲
Deferred charges and accrued income490/1€116€113▼
Equity and liabilities
Total equity and liabilities10/49€1.60M€1.82M▲
Equity10/15€816k€968k▲
Contributions10/11€840k€840k=
Reserves13€118k€174k▲
Distributable reserves133€118k€174k▲
Profit (loss) carried forward14€-143k€-46k▲
Amounts payable17/49€781k€850k▲
Amounts payable after more than one year17€348k€319k▼
Financial debts170/4€348k€319k▼
Amounts payable within one year42/48€430k€532k▲
Current portion of amounts payable after more than one year42€106k€107k▲
Financial debts43€200k€200k=
Other loans439€200k€200k=
Trade debts44€62k€123k▲
Suppliers440/4€62k€123k▲
Taxes, remuneration and social security45€63k€102k▲
Taxes450/3€19k€53k▲
Remuneration and social security454/9€44k€48k▲
Other amounts payable47/48€40€60▲
Accrued charges and deferred income492/3€3k€0▼
Income statement
Code20242025
Non-recurring operating income76A€0-
Remuneration, social security and pensions62€433k€469k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€98k€106k▲
Other operating charges640/8€7k€7k▲
Non-recurring operating charges66A-€4k
Gross operating margin9900€408k€773k▲
Operating profit (loss)9901€-130k€187k▲
Financial income75/76B€11k€10k▼
Recurring financial income75€11k€10k▼
Financial charges65/66B€22k€25k▲
Recurring financial charges65€22k€25k▲
Profit (loss) for the period before taxes9903€-142k€172k▲
Income taxes67/77€1k€20k▲
Profit (loss) for the period9904€-143k€152k▲
Profit (loss) for the period to be appropriated9905€-143k€152k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-143k€10k▲
Profit (loss) brought forward from the previous period14P-€-143k
Transfer to equity691/2€0€55k▲
To other reserves6921€0€55k▲
Social balance
Average headcount (FTE)90876.97.3▲
The notes to these accounts (25 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Back to profitnet €152k
Net result €152k after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 29 days late
2024
31-12
Financial
Weakest financial yearnet €-143k ▼312%
Net result drops to €-143k, the lowest in the series; recovery starts the following year.
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
04-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 65 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rijkevorsel · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vroente 42310 RijkevorselGround area
2,504 m²
Building footprint
1,063 m²
Volume, LiDAR
8 m³
Parcel 13502E0638/00A000, Flanders · tallest building 0.9 m. Linked by address, not a title deed.
1 establishment unit
Vroente 4, 2310 Rijkevorsel
since 20222.333.167.625
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13502E0638/00A000 | Flanders | 2,504 m² | 1 · 1,063 m² | 0.8 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 5 entries · 15,020 EUR awarded · 15,020 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 4,319 EUR | 4,319 EUR |
| 2024 | 2 | 9,717 EUR | 9,717 EUR |
| 2023 | 1 | 984 EUR | 984 EUR |
Schemes
Individueel Maatwerk
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 908 companies in sector 25120 we hold annual accounts for 677. 489 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-07-2022
Fiscal year end31-12
Activities, NACEBEL
25120Manufacture of fabricated metal products, except machinery and equipment
25530Machining of metals
43320Joinery installation
43343Specialised construction activities
43910Bricklaying and masonry work
43994Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.