PROMALU

Active

Private limited companyfounded 20196 yrs activeWestlaan 13, 8560 Wevelgem, BelgiumKBO/BCE: BE 0737.923.045

The computed 12-month bankruptcy probability of PROMALU is 1.8% (moderate). The 2025 annual accounts show negative equity (€-52k) and a net result of €13k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 7% of 68 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

31 / 100

Weak▲ +4 vs 2024

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability0▼-100

Solvency46▼-1

Growth32=

Stability100

Bankruptcy probability, 12 months

1.8% Moderate

0%0.5%1.5%4%10%≥ 25%

No credit on open account

Liquidity tight (current ratio 1.07 against 1.12 in 2024), and equity is negative.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 24

Relative position

BE, all sectors

reference

Sector 24

higher

← fewer bankruptcies more bankruptcies →

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 7% of 68 sector peers (2025).

NBB · sector comparison

Position among 68 sector peers

Solvency

better than 7%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-05-2026, 65 days ahead of the deadline.

NBB · 6 filings

Deviation from the deadline

2025

65 d early

2024

15 d early

2023

12 d early

2022

11 d early

2021

16 d early

2020

33 d early

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

13-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity

€-52k▲ 19.5%

2024 · €-65k

2020: €99k 2021: €151k 2022: €264k 2023: €237k 2024: €-65k

2020 → 2025

Total assets

€826k▼ 4.4%

2024 · €863k

2020: €625k 2021: €988k 2022: €1.18M 2023: €1.25M 2024: €863k

2020 → 2025

Net result

€13k

2024 · €-301k

2020: €64k 2021: €52k 2022: €113k 2023: €-27k 2024: €-301k

2020 → 2025

Working capital

€56k▼ 39.8%

2024 · €92k

2020: €79k 2021: €115k 2022: €242k 2023: €404k 2024: €92k

2020 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022202320242025Trend

Equity€151k-€264k▲ 74.7%€237k▼ 10.4%€-65k€-52k▲ 19.5%

Operating result€85k-€169k▲ 98.3%€-6k€-283k▼ 4,408%€27k

Net result€52k-€113k▲ 118%€-27k€-301k▼ 998%€13k

Turnover and EBIT margin not published: the abbreviated schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result returns to profit in 2025: €27k after a loss of €283k in 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €826k

97.6%

Fixed assets €20k▼ 3.2%

Current assets €806k▼ 4.4%

Key figures and ratios

2025 value · change against 2024

EBITDA

€37k▲

2024 · €-271k

Cash flow

€22k▲

2024 · €-290k

Solvency

-6.3%▲

2024 · -7.5%

Current ratio

1.07▼

2024 · 1.12

Quick ratio

0.64▼

2024 · 0.72

Debt / equity

-15.64▼

2024 · -13.37

ROE

-24.2%▼

2024 · 467.0%

ROA

1.5%▲

2024 · -34.9%

Interest coverage

1.71▲

2024 · -11.85

Debt

€812k▼

2024 · €863k

Debt ≤ 1 year

€750k=

2024 · €750k

Debt > 1 year

€62k▼

2024 · €112k

Income taxes

€522▼

2024 · €564

Staff costs

€512k▲

2024 · €456k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€863k€826k▼

Fixed assets21/28€21k€20k▼

Intangible fixed assets21€1k€292▼

Tangible fixed assets22/27€19k€20k▲

Plant, machinery and equipment23€7k€8k▲

Furniture and vehicles24€5k€4k▼

Other tangible fixed assets26€8k€7k▼

Current assets29/58€842k€806k▼

Stocks and contracts in progress3€303k€325k▲

Stocks30/36€184k€303k▲

Contracts in progress37€119k€21k▼

Amounts receivable within one year40/41€521k€474k▼

Trade receivables40€236k€211k▼

Other amounts receivable41€285k€262k▼

Cash at bank and in hand54/58€16k€1k▼

Deferred charges and accrued income490/1€2k€6k▲

Equity and liabilities

Total equity and liabilities10/49€863k€826k▼

Equity10/15€-65k€-52k▲

Contributions10/11€35k€35k=

Profit (loss) carried forward14€-100k€-87k▲

Provisions and deferred taxes16€65k€65k=

Provisions for liabilities and charges160/5€65k€65k=

Other liabilities and charges164/5€65k€65k=

Amounts payable17/49€863k€812k▼

Amounts payable after more than one year17€112k€62k▼

Financial debts170/4€112k€62k▼

Amounts payable within one year42/48€750k€750k=

Current portion of amounts payable after more than one year42€50k€50k▼

Financial debts43€150k€150k=

Credit institutions430/8€150k€150k=

Trade debts44€405k€338k▼

Suppliers440/4€405k€338k▼

Taxes, remuneration and social security45€145k€161k▲

Taxes450/3€47k€61k▲

Remuneration and social security454/9€98k€100k▲

Other amounts payable47/48€85€51k▲

Income statement Code20242025

Remuneration, social security and pensions62€456k€512k▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€9k▼

Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€69k

Provisions for liabilities and charges: additions (uses and reversals)635/8€0-

Other operating charges640/8€3k€4k▲

Non-recurring operating charges66A€52k€5k▼

Gross operating margin9900€240k€627k▲

Operating profit (loss)9901€-283k€27k▲

Financial income75/76B€5k€7k▲

Recurring financial income75€5k€7k▲

Financial charges65/66B€23k€21k▼

Recurring financial charges65€23k€21k▼

Profit (loss) for the period before taxes9903€-301k€13k▲

Income taxes67/77€564€522▼

Profit (loss) for the period9904€-301k€13k▲

Profit (loss) for the period to be appropriated9905€-301k€13k▲

Appropriation of the result

Profit (loss) to be appropriated9906€-100k€-87k▲

Profit (loss) brought forward from the previous period14P€202k€-100k▼

Social balance

Average headcount (FTE)90878.17.9▼

The notes to these accounts (21 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 11Financial 5Filings 6

Next filing, fiscal year 2026, expected by 31-07-2027

2026

27-05

NBB filing Annual accounts filed

fiscal year 2025 · abbreviated schema

2025

31-12

Financial Back to profitnet €13k

Net result €13k after 2 loss-making years.

16-07

NBB filing Annual accounts filed

fiscal year 2024 · abbreviated schema

2024

31-12

Financial Weakest financial yearnet €-301k

Net result drops to €-301k, the lowest in the series; recovery starts the following year.

19-07

NBB filing Annual accounts filed

fiscal year 2023 · abbreviated schema

2023

20-07

NBB filing Annual accounts filed

fiscal year 2022 · abbreviated schema

2022

31-12

Financial Highest result since 2020net €113k ▲118%

Operating result €169k, net result €113k, both a record.

31-12

Financial Equity above €200kEq €264k ▲74.7%

3 profitable years in a row build equity to €264k.

15-07

NBB filing Annual accounts filed

fiscal year 2021 · abbreviated schema

2021

31-12

Financial Equity above €150kEq €151k ▲52.2%

2 profitable years in a row build equity to €151k.

28-06

NBB filing Annual accounts filed

fiscal year 2020 · abbreviated schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

no sitting director, no change since 2020

We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.

02-01-2020 Resigned as Director

Location & real-estate footprint

Registered office, Wevelgem · 1 establishment unit since 2019

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Westlaan 138560 Wevelgem

Ground area

7,643 m²

Building footprint

3,145 m²

Parcel 34029B0517/00B002, Flanders. Linked by address, not a title deed.