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Generated 12-08-2026
Active BE 0752.886.284Private limited company

Ramen Art

Driegaaienstraat 212 ·9100 Sint-Niklaas, Belgium· 5 yrs active
Sector: Schrijnwerk (43320)
Conclusion Checked

The computed 12-month bankruptcy probability of Ramen Art is 4.9% (elevated). The 2023 annual accounts show equity of €4k and a net result of €-23k. Its solvency ranks better than 11% of 9099 sector peers (fiscal year 2023). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €4k
Net result €-23k
Staff (FTE) 0.5
Better than sector 11%
Snowflake analysis 5 of 5 axes measured · computed by Checked
Health7Profitability0Solvency9Growth32Stability94
28 / 100

Fragile profile, watch profitability in particular.

All 5 axes are computed from data Checked has read.

Health 7
Profitability 0
Solvency 9
Growth 32
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free
4.9% Elevated
0%0,5%1,5%4%10%≥25%
Annual accounts: weaker financial profile +Young company +Higher-failure-rate sector +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
More than 3 years active
Founded in 2020, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags 0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2023 · computed
7 / 100 Critical
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

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Computed by Checked from the NBB filing for FY 2023. Indicative, not credit advice.
Financial overview3 NBB filings
Annual accounts filed on 31-01-2024 with the NBB · fiscal year 2023 · micro
€-40k€-20k€0€20kOperating result 2022: €22k€22kNet result 2022: €16k€16kOperating result 2023: €-20k€-20kNet result 2023: €-23k€-23k20222023
Operating resultNet result
Sector comparison
Fiscal year 2023 · NACE 43, Specialised construction · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 4.0% 38.7%
better than 11% of 9099 sector peers
Net result €-23k €12k
better than 5% of 9084 sector peers
Equity €4k €30k
better than 13% of 9105 sector peers
Gross operating margin €22k €33k
better than 38% of 9074 sector peers
Staff costs €20k €26k
higher than 46% of 3340 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€-14k
- 22-23
Net profit
€-23k
- 22-23
Cash flow
€-17k
- 22-23
Total assets
€88k
+43.5% 22-23
Equity
€4k
-86.6% 22-23
Working capital
€-19k
- 22-23
Employees (FTE)
1
- 22-23
Staff costs
€20k
- 22-23
Income taxes
€153
-97.2% 22-23
Debt
€85k
+140.4% 22-23
Debt ≤ 1y
€85k
+140.4% 22-23
Current ratio
0.77
-52.0% 22-23
Quick ratio
0.77
-52.0% 22-23
Solvency
4.0%
-90.6% 22-23
Debt / equity
23.98
+1687.6% 22-23
ROE
-643.6%
- 22-23
ROA
-25.8%
- 22-23
Interest coverage
-4.67
- 22-23
Figures by fiscal year
Fiscal year2023
Depositmicro
Revenue-
EBITDA€-14k
Net profit€-23k
Cash flow€-17k
Staff costs€20k
Income taxes€153
Dividends-
Total assets€88k
Equity€4k
Debt€85k
of which ≤ 1y€85k
of which > 1y-
Working capital€-19k
Employees (FTE)0.5
Ratios (computed)
2023
Current ratio0.77
Quick ratio0.77
Working capital ratio-21.9%
Solvency4.0%
Debt / equity23.98
Long-term debt ratio-
Interest coverage-4.67
Gross margin-
Net margin-
ROA-25.8%
ROE-643.6%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2023
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2023
Balance sheet, Assets
TOTAL ASSETS 20/58€88k
Fixed assets 21/28€23k
Tangible fixed assets 22/27€23k
Current assets 29/58€65k
Amounts receivable within one year 40/41€47k
Cash & bank 54/58€19k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€88k
Equity 10/15€4k
Contributions / capital 10/11€11k
Accumulated profits (losses) 14€-7k
Amounts payable 17/49€85k
Amounts payable within one year 42/48€85k
Trade debts payable within one year 44€21k
Income statement
Gross operating margin 9900€22k
Operating result 9901€-20k
Financial income 75€35
Financial charges 65€3k
Result before taxes 9903€-23k
Income taxes 67/77€153
Net result for the period 9904€-23k
Result to be appropriated 9905€-23k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary Schrijnwerk(43320)
Legal form Private limited company(610)
Incorporation24-08-2020
StatusActive
Postal code9100
Establishment units 1 location
Ramen Art
Driegaaienstraat 212, 9100 Sint-NiklaasBouwrijp maken van terreinen
since 20202.311.526.727
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
46444D0722/00Z002 Flanders 299 m² 1 · 75 m² 10.8 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 3 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2024
31-01-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
28-11-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
01-02-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Company registry (CBE) Crossroads Bank
Activities
Schrijnwerk43320Schrijnwerk43320Overige werkzaamheden in verband met de afwerking van gebouwen43350Overige werkzaamheden in verband met de afwerking van gebouwen43390Bouwrijp maken van terreinen43120Bouwrijp maken van terreinen43120Installatie van isolatie43230Isolatiewerkzaamheden43291Metselwerk43910Uitvoeren van metsel- en voegwerken43994
Primary activity highlighted.
Names & trade names
Legal nameNL Ramen Art
Registered office
Driegaaienstraat 212
9100 Sint-Niklaas, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative