Active BE 0474.786.987Private limited companyOpen bankruptcy

RAMDESIGN

Groenstraat 106 ·3001 Leuven, Belgium· 25 yrs active

Sector: Computer programming & consultancy (62900)

Conclusion Checked

A bankruptcy procedure is open for RAMDESIGN according to publications in the Belgian State Gazette. The 2024 annual accounts show negative equity (€-72k) and a net result of €7k.

Based on the State Gazette, CBE and 6 annual accounts.

Key figures

Equity	€-72k
Net result	€7k
Staff (FTE)	1
Better than sector	5%

Snowflake analysis 5 axes · computed by Checked

18 / 100

Fragile profile — watch health in particular.

Health 0

Profitability 0

Solvency 33

Growth 58

Stability 0

Bankruptcy probability (12 mo) Checked model v1 · free

Bankruptcy opened

A bankruptcy procedure is already open — a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.

Risk Assessment rule-based

50 / 100

High risk

Components

· Open bankruptcy (+50)

Trust signals 1 signals

Open bankruptcy

Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.

Administrative Flags 0 events

No administrative flags

Health barometer FY 2024 · computed

0 / 100 Critical

050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative — not credit advice.

Financial overview10 NBB filings

Annual accounts filed on 31-08-2025 with the NBB · fiscal year 2024 · micro

Operating resultNet result

Sector comparison

Fiscal year 2024 · NACE 62 — Computer programming & consultancy · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	-147.8%	67.9%	better than 5% of 1468 sector peers
Net result	€7k	€34k	better than 22% of 1466 sector peers
Equity	€-72k	€68k	better than 5% of 1469 sector peers
Gross operating margin	€75k	€56k	better than 66% of 1463 sector peers
Staff costs	€45k	€17k	higher than 71% of 226 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

EBITDA

€22k

+255.4% 18–24

Net profit

€7k

+354.1% 18–24

Cash flow

€10k

+254.6% 18–24

Total assets

€49k

+15.9% 18–24

Equity

€-72k

+12.0% 18–24

Working capital

€-64k

-9.7% 18–24

Employees (FTE)

1

0.0% 18–24

Staff costs

€45k

-38.3% 18–24

Debt

€121k

-2.5% 18–24

Debt ≤ 1y

€104k

+10.6% 18–24

Debt > 1y

€17k

-44.4% 18–24

Current ratio

0.38

+1.4% 18–24

Quick ratio

0.22

+1.9% 18–24

Solvency

-147.8%

+24.0% 18–24

Debt / equity

-1.68

-10.7% 18–24

ROE

-9.1%

-416.0% 18–24

ROA

13.5%

+292.0% 18–24

Interest coverage

1.78

-1.2% 18–24

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2024
Revenue	—
EBITDA	€22k
Net profit	€7k
Cash flow	€10k
Staff costs	€45k
Income taxes	—
Dividends	—
Total assets	€49k
Equity	€-72k
Debt	€121k
of which ≤ 1y	€104k
of which > 1y	€17k
Working capital	€-64k
Employees (FTE)	1.0

Ratios (computed)

	2024
Current ratio	0.38
Quick ratio	0.22
Working capital ratio	-131.8%
Solvency	-147.8%
Debt / equity	-1.68
Long-term debt ratio	-0.23
Interest coverage	1.78
Gross margin	—
Net margin	—
ROA	13.5%
ROE	-9.1%
EBITDA margin	—
Days sales outstanding	—
Days payable outstanding	—
Inventory turnover	—
Days inventory (DSI)	—

Balance-sheet composition 2024

Assets

Fixed assets €9k · 17.9% Current assets €40k · 82.1%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet — Assets
TOTAL ASSETS	20/58	€49k
Fixed assets	21/28	€9k
Tangible fixed assets	22/27	€5k
Financial fixed assets	28	€3k
Current assets	29/58	€40k
Stocks & contracts in progress	3	€17k
Amounts receivable within one year	40/41	€23k
Cash & bank	54/58	€116
Balance sheet — Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€49k
Equity	10/15	€-72k
Contributions / capital	10/11	€50k
Accumulated profits (losses)	14	€-122k
Amounts payable	17/49	€121k
Amounts payable after one year	17	€17k
Amounts payable within one year	42/48	€104k
Trade debts payable within one year	44	€14k
Income statement
Gross operating margin	9900	€75k
Operating result	9901	€19k
Financial income	75	€128
Financial charges	65	€13k
Result before taxes	9903	€7k
Net result for the period	9904	€7k
Result to be appropriated	9905	€7k

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Ratios computed by Checked.

Directors & mandates3 persons

Role	Name	Tenure	Source
Curator	CHRISTOPHE CELIS GRASBOS 35, 3294 MOLENSTEDE-	07-05-2026 → present	Belgian State Gazette
Curator	CHARLOTTE GUELINCKX BONDGENOTEN- LAAN 167, 3000 LEUVEN ↔ Also on 30 other cases	07-05-2026 → present	Belgian State Gazette
Curator	MARTIN DION BONDGENOTENLAAN 167, 3000 LEUVEN-	07-05-2026 → present	Belgian State Gazette

Legal Structure

NACE primary	Computer programming & consultancy(62900)
Legal form	Private limited company(610)
Incorporation	10-05-2001
Status	Active
Postal code	3001
First BS signal	13-05-2026
Latest BS signal	13-05-2026

Company structure — linked entities3 linked entities

Mandates

↔ 1 of these mandate-holders are active on other cases — click any red card to open that KBO.

Establishment units 1 location

Milk And Magic

Groenstraat 106, 3001 LeuvenVervaardiging van verpakkingsmateriaal van kunststof

since 20012.093.249.013

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates — not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
24434F0076/00C002	Flanders	1,907 m²	1 · 1,429 m²	15.2 m · 3 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data — this is not proof of ownership.

Updates 12 events

A single timeline of everything that happened to this company — publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026

13-05-2026

Bankruptcy Opening

Ondernemingsrechtbank Leuven · RAMDESIGN BV GROEN- STRAAT 106/301, 3001 HEVERLEE · event 07-05-2026

2025

31-08-2025

NBB filing Annual accounts filed

fiscal year 2024 · micro

2023

31-08-2023

NBB filing Annual accounts filed

fiscal year 2022 · micro

07-04-2023

State Gazette act Director changes

Alexis Brusselmans

2022

31-08-2022

NBB filing Annual accounts filed

fiscal year 2021 · micro

2021

31-08-2021

NBB filing Annual accounts filed

fiscal year 2020 · micro

2020

08-10-2020

NBB filing Annual accounts filed

fiscal year 2019 · micro

2019

30-08-2019

NBB filing Annual accounts filed

fiscal year 2018 · micro

2018

15-01-2018

NBB filing Annual accounts filed

fiscal year 2017 · micro

2016

12-12-2016

NBB filing Annual accounts filed

fiscal year 2016 · verkort

2015

14-12-2015

NBB filing Annual accounts filed

fiscal year 2015 · verkort

2014

16-12-2014

NBB filing Annual accounts filed

fiscal year 2014 · verkort

Lifecycle & Insolvency Signals 1 events

13-05-2026

Bankruptcy Opening

Date: 07-05-2026 · Ondernemingsrechtbank Leuven · RAMDESIGN BV GROEN- STRAAT 106/301, 3001 HEVERLEE · Publications in State Gazette ↗

Time machine — BS events + macro context 2021 — 2026

Macro context

2020-Q2/Q3 COVID lockdown

2022 energy crisis

2023–2024 ECB rate hikes

Legend

Bankruptcy

Interim / reorg

KBO event

Belgisch Staatsblad — acts 1 acts

All acts · 1 updated 3 years ago

2023

07-04-2023 VAN GRINDERBEEK Hans appointed as director Director changes·Alexis Brusselmans

VAN GRINDERBEEK Hans — Bestuurder

Notary: Alexis Brusselmans · Leuven

Original publication ↗

Technical details

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Company registry (CBE) Crossroads Bank

Activities

Prepress- en premediadiensten18130Prepress- en premediadiensten18130Hulpactiviteiten in verband met drukkerijen22250Overige diensten op het gebied van informatietechnologie en computer62090Overige diensten op het gebied van informatietechnologie en computer62900Overige activiteiten in verband met computers72600Prepress- en premediadiensten18130Prepress- en premediadiensten18130Hulpactiviteiten in verband met drukkerijen22250Overige niet-gespecialiseerde detailhandel47120Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen niet overheersen (verkoopoppervlakte < 2500 m²)47191Detailhandel in ICT-apparatuur47400Detailhandel in computers, randapparatuur en software in gespecialiseerde winkels47410Detailhandel via postorderbedrijven of via internet47910Gespecialiseerde detailhandel in kantoormachines en -meubelen, computers en standaardprogrammatuur en telecommunicatieapparatuur52487Catering56210Catering van evenementen56210Computerconsultancy-activiteiten62020Activiteiten op het gebied van computerconsultancy en beheer van computerfaciliteiten62200Computeradviesbureaus72100Overig speur- en ontwikkelingswerk op natuurwetenschappelijk gebied72109Overig speur- en ontwikkelingswerk op natuurwetenschappelijk gebied72190Overige vormen van onderwijs85599Overige vormen van onderwijs85599Overige recreatie- en ontspanningsactiviteiten, n.e.g.93299Overige recreatie- en ontspanningsactiviteiten, neg93299

Primary activity highlighted.

Names & trade names

Legal nameNL

RAMDESIGN

Registered office

Groenstraat 106 bus 301

3001 Leuven, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

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