RAMDESIGN
Open bankruptcySummary
A bankruptcy procedure is open for RAMDESIGN according to publications in the Belgian State Gazette. The 2024 annual accounts show negative equity (-€71,989) and a net result of €6,573.
Are you a creditor?
Open bankruptcy
Source: Belgian Official Gazette
If this company owes you money, you are not paid automatically: you file your claim yourself, within the deadline the judgment sets.
The procedure
- Court
- Enterprise Court of Leuven
- Declared bankrupt
- 7 May 2026
- Supervising judge
- Luc Nelissen
- Official Gazette
- 13-05-2026 (pdf) ↗search the document for 2026/120878
Deadlines
- Provisional date payments stopped
- 7 May 2026A later judgment can change the date.art. XX.105 CEL
- Appeal or third-party opposition until
- passed on 28 May 2026Fifteen days after the publication in the Official Gazette.art. XX.108 CEL
- File the claim in RegSol until
- passed on 6 June 2026art. XX.104 and XX.155 CEL
- First verification report
- passed on 16 June 2026Goods that belong to you, such as those delivered under retention of title, are reclaimed before this day.art. XX.104 and XX.194 CEL
- Late claim until
- 7 May 2027Late, you share only in what has not been paid out yet, and the costs are yours.art. XX.165 CEL
Curators
- Christophe CelisGrasbos 35, 3294 Molenstedediest@advonet.be
- Charlotte GuelinckxBondgenoten- Laan 167, 3000 Leuvencharlotte.guelinckx@dion-guelinckx.be
- Martin DionBondgenotenlaan 167, 3000 Leuvenmartin.dion@dion-guelinckx.be
What to do now
- Do not deliver on credit any more without an agreement with the curator.
- Gather your documents: invoices, purchase orders, contract, delivery notes and reminders.
- File your proof of claim in RegSol (regsol.be), yourself with eID or itsme, or through your lawyer. State principal, interest and costs separately, and any preferential right you hold.
- Delivered under retention of title? Reclaim your goods before the first report on the verification of claims.
- Ask your accountant about the VAT on the unpaid invoices: in a bankruptcy it can be recovered under conditions.
- Follow the file in RegSol: the verification report (admitted or disputed) and the curator's reports appear there.
The deadlines above come from the publication of the judgment. Check them in RegSol before you file anything; a passed deadline no longer applies.
File a claim in RegSol ↗
Watch
Follow this bankruptcy: you are alerted when it is closed or reversed.
General information, not legal advice. If in doubt, the curator, your lawyer or your accountant can help.Creditor guide for this company
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Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 20782 sector peers (2024).
NBB · sector comparisonPosition among 20782 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-08-2025, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
31 d late
2022
31 d late
2021
31 d late
2020
31 d late
2019
69 d late
2018
30 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 37 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
Who ran this company, and where was it based, on a date before the end?Company as of a date Is the registered address a letterbox address or a business centre?Addresses Are there other customers at risk in your own list?List enrichment How is the Other information technology and computer services sector doing?Sector figures
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2024, micro schema
Equity
-€71,989▲ 12.0%
2022 · -€81,798
Total assets
€48,720▲ 15.9%
2022 · €42,051
Net result
€6,573▲ 354%
2022 · €1,447
Working capital
-€64,195▼ 9.7%
2022 · -€58,511
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20192020202120222024
Operating result-€30,217▲ 28.4%€8,279€20,649▲ 149%€4,939▼ 76.1%€19,002-
Net result-€33,064▲ 28.7%€3,601within the sector's middle half€16,606within the sector's middle half▲ 361%€1,447below the sector's middle half▼ 91.3%€6,573within the sector's middle half-
Equity-€103,452▼ 47.0%-€99,851below the sector's middle half▲ 3.5%-€83,245below the sector's middle half▲ 16.6%-€81,798below the sector's middle half▲ 1.7%-€71,989below the sector's middle half-
Total assets€32,231▼ 6.9%€13,807below the sector's middle half▼ 57.2%€33,634below the sector's middle half▲ 144%€42,051below the sector's middle half▲ 25.0%€48,720below the sector's middle half-
Debt€135,682▲ 29.2%€113,658▼ 16.2%€116,879▲ 2.8%€123,849▲ 6.0%€120,709-
Working capital-€69,670▼ 0.3%-€67,111below the sector's middle half▲ 3.7%-€53,261below the sector's middle half▲ 20.6%-€58,511below the sector's middle half▼ 9.9%-€64,195below the sector's middle half-
Solvency-321.0%▼ 117.6pp-723.2%below the sector's middle half▼ 402.2pp-247.5%below the sector's middle half▲ 475.7pp-194.5%below the sector's middle half▲ 53.0pp-147.8%below the sector's middle half-
Current ratio0.24▼ 0.010.09below the sector's middle half▼ 0.150.34below the sector's middle half▲ 0.250.38below the sector's middle half▲ 0.040.38below the sector's middle half-
Return on assets (ROA)-102.6%▲ 31.4pp26.1%within the sector's middle half▲ 128.7pp49.4%above the sector's middle half▲ 23.3pp3.4%within the sector's middle half▼ 45.9pp13.5%within the sector's middle half-
Staff (FTE)1=1within the sector's middle half=1=1=1-
above
within
below
the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result is €19,002 in 2024, compared with €4,939 in 2022. Comparable figures for the intervening years are unavailable.
Balance-sheet composition
2024 in colour, 2022 as the grey bar beneath
Assets €48,720
Fixed assets
€8,718 ▲ 36.4%
Current assets
€40,002 ▲ 12.2%
Key figures and ratios
EBITDA
€22,346▲
2022 · €6,288
Cash flow
€9,917▲
2022 · €2,797
Quick ratio
0.22▲
2022 · 0.22
Debt to equity
-1.68▼
2022 · -1.51
Interest coverage
1.78▼
2022 · 1.80
Debt ≤ 1 year
€104,196▲
2022 · €94,171
Debt > 1 year
€16,512▼
2022 · €29,678
Staff costs
€45,083▼
2022 · €73,105
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2019 | 2020 | 2021 | 2022 | 2024 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | €59,871 | €73,105 | €45,083 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €8,081 | €3,316 | €1,073 | €1,349 | €3,344 | - |
| Other operating charges640/8 | - | - | €734 | €1,468 | €7,213 | - |
| Gross operating margin9900 | €39,721 | €62,304 | €82,328 | €80,861 | €74,642 | - |
| Operating profit (loss)9901 | -€30,217 | €8,279 | €20,649 | €4,939 | €19,002 | - |
| Financial income75/76B | - | - | €5 | €0 | €128 | - |
| Recurring financial income75 | €339 | €7 | €5 | €0 | €128 | - |
| Financial charges65/66B | - | - | €4,049 | €3,491 | €12,557 | - |
| Recurring financial charges65 | €3,186 | €4,685 | €4,049 | €3,491 | €12,557 | - |
| Profit (loss) for the period before taxes9903 | -€33,064 | €3,601 | €16,606 | €1,447 | €6,573 | - |
| Profit (loss) for the period9904 | -€33,064 | €3,601 | €16,606 | €1,447 | €6,573 | - |
| Profit (loss) for the period to be appropriated9905 | -€33,064 | €3,601 | €16,606 | €1,447 | €6,573 | - |
| Line | 2019 | 2020 | 2021 | 2022 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €32,231 | €13,807 | €33,634 | €42,051 | €48,720 | - |
| Fixed assets21/28 | €10,598 | €7,282 | €6,209 | €6,391 | €8,718 | - |
| Tangible fixed assets22/27 | €7,144 | €3,828 | €2,755 | €2,937 | €5,264 | - |
| Plant, machinery and equipment23 | - | - | €1,418 | €2,291 | €4,990 | - |
| Furniture and vehicles24 | - | - | €1,337 | €646 | €274 | - |
| Financial fixed assets28 | €3,454 | €3,454 | €3,454 | €3,454 | €3,454 | - |
| Current assets29/58 | €21,632 | €6,525 | €27,425 | €35,660 | €40,002 | - |
| Stocks and contracts in progress3 | - | - | - | €14,915 | €16,606 | - |
| Stocks30/36 | - | - | - | €14,915 | €16,606 | - |
| Amounts receivable within one year40/41 | €21,632 | €5,250 | €27,196 | €19,632 | €22,594 | - |
| Trade receivables40 | - | - | €23,967 | €19,342 | €22,222 | - |
| Other amounts receivable41 | - | - | €3,229 | €290 | €372 | - |
| Cash at bank and in hand54/58 | - | - | - | - | €116 | - |
| Deferred charges and accrued income490/1 | - | - | €230 | €1,113 | €685 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €32,231 | €13,807 | €33,634 | €42,051 | €48,720 | - |
| Equity10/15 | -€103,452 | -€99,851 | -€83,245 | -€81,798 | -€71,989 | - |
| Contributions10/11 | €50,000 | - | €50,000 | €50,000 | €50,000 | - |
| Profit (loss) carried forward14 | -€153,452 | -€149,851 | -€133,245 | -€131,798 | -€121,989 | - |
| Amounts payable17/49 | €135,682 | €113,658 | €116,879 | €123,849 | €120,709 | - |
| Amounts payable after more than one year17 | €44,380 | €39,577 | €34,677 | €29,678 | €16,512 | - |
| Financial debts170/4 | - | - | €34,677 | €29,678 | €16,512 | - |
| Amounts payable within one year42/48 | €91,303 | €73,636 | €80,686 | €94,171 | €104,196 | - |
| Current portion of amounts payable after more than one year42 | - | - | €4,900 | €5,153 | €5,194 | - |
| Financial debts43 | - | - | €11,772 | €18,703 | €22,931 | - |
| Credit institutions430/8 | - | - | €11,772 | €18,703 | €19,848 | - |
| Other loans439 | - | - | - | - | €3,083 | - |
| Trade debts44 | €50,517 | €12,543 | €17,502 | €12,789 | €13,771 | - |
| Suppliers440/4 | - | - | €17,502 | €12,789 | €13,771 | - |
| Taxes, remuneration and social security45 | - | - | €28,813 | €27,450 | €60,043 | - |
| Taxes450/3 | - | - | €18,601 | €15,494 | €43,831 | - |
| Remuneration and social security454/9 | - | - | €10,213 | €11,956 | €16,212 | - |
| Other amounts payable47/48 | - | - | €17,698 | €30,075 | €2,257 | - |
| Accrued charges and deferred income492/3 | - | - | €1,517 | €0 | €0 | - |
| Line | 2019 | 2020 | 2021 | 2022 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€33,064 | €3,601 | €16,606 | €1,447 | €6,573 | - |
| + Depreciation and write-downs630 | €8,081 | €3,316 | €1,073 | €1,349 | €3,344 | - |
| Operating cash flow (approximation) | -€24,984 | €6,917 | €17,679 | €2,797 | €9,917 | - |
| Investment in fixed assets (approximation) | - | €0 | €0 | -€1,532 | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
13-05
Bankruptcy
Opening
Ondernemingsrechtbank Leuven · event 07-05-2026
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Highest result since 2018net €16,606 ▲361%
Operating result €20,649, net result €16,606, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Back to profitnet €3,601
Net result €3,601 after 2 loss-making years.
08-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 69 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
15-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
12-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2015
14-12
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
2014
16-12
NBB filing
Annual accounts filed
fiscal year 2014 · abbreviated schema
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2001
Ground area
1,907 m²
Building footprint
1,429 m²
Volume, LiDAR
14,459 m³
Parcel 24434F0076/00C002, Flanders · tallest building 15.2 m, ±3 floors. Linked by address, not a title deed.
11
companies at this address
See who is registered here
1 establishment unit
Milk And Magic
since 20012.093.249.013
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24434F0076/00C002 | Flanders | 1,907 m² | 1 · 1,429 m² | 15.2 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
3 mandates| Role | Name | Tenure |
|---|---|---|
| Curator | CHRISTOPHE CELIS GRASBOS 35, 3294 MOLENSTEDE- |
07-05-2026 → present |
| Curator | CHARLOTTE GUELINCKX BONDGENOTEN-
LAAN 167, 3000 LEUVEN |
07-05-2026 → present |
| Curator | MARTIN DION BONDGENOTENLAAN 167, 3000 LEUVEN- |
07-05-2026 → present |
Recognitions · licences · registrations
Food safety, FASFC
1 siteLeuven2.093.249.013
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Of 3,214 companies in sector 62900 we hold annual accounts for 1,746. 379 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded10-05-2001
Fiscal year end31-12
Activities, NACEBEL 2025
18130Pre-press and pre-media services
62900Other information technology and computer services
47120Other non-specialised retail sale
47400Retail sale of information and communication equipment
56210Event catering
62200Computer consultancy and computer facilities management
72109Other research and development on natural sciences
85599Other education
93299Other amusement and recreation activities
Contact
E-invoicing
Reachable via Peppol
Peppol ID
0208:0474786987
Registered
26-07-2024
The company is no longer active; its Peppol card can remain until its access point withdraws it.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.