Turnover
≈ €140,000 estimated
The micro format states no turnover.
RAMD CONSTRUCT
Overview
Lifetime
1 annual account with figurespeak €18,187 (2025)
€18,187
peak €8,666 (2025)
€8,666
peak €11,666 (2025)
€11,666
€29,852
Board1 name since 2024
1 director
Documentsfilings and deeds
18-03-202643 days before the deadline
2025micro format
First year with figures
Key points
from the 2025 annual accountsDebts
€29,852 72% of the balance sheet
Suppliers 30%Taxes and wages 70%
Starting capital
€3,000 100 shares
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 7,976 companies had the same profile as RAMD CONSTRUCT has now. Each dot stands for 20 companies, two years later.
94.3%
were still trading
1.8%
stopped another way
3.6%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 7,976 companies, not a prediction for RAMD CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1008660735
Incorporation
Founding capital of €3,000, 100 shares · Founder: · Appointment: (director) · published on 24-04-2024 · Gazette deed
First establishment
Verzoeningsstraat 4, Anderlecht
Official details
Source: KBO- Status
- Active since 22-04-2024Normal situation
- Activity
- “Nettoyage industriel;nettoyage intérieur de tous types de bâtiments: bureaux,usines,ateliers,bâtiments commerciaux ou industriels,immeubles à appartements…” (deed in French)From the articles, 9 activitiesNo NACE code in the KBO yet
- Establishment unit
- 2.358.737.1221070 Anderlecht, since 22-04-2024
- Financial year end
- 30 September
- Peppol
- Reachable since 09-12-2025
Annual accounts to 30-09-2025
- €18,187
- €8,666
- €11,666
- €41,518
- Filing
- Filed on 18-03-2026, 43 days before the end of the filing period
Insights on RAMD CONSTRUCT
The 2025 annual accounts show equity of €11,666 and a net result of €8,666. The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 18-03-2026, 43 days before the deadline€18,187
€10,892
€8,666
-€3,989
28.1%
0.87
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €140,000. Estimated: probably between €63,000 and €330,000.
Balance sheet
balance sheet total €41,518 on 30-09-2025What the company ownsHow it is paid for
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 |
|---|---|---|
| Balance sheet: assets | ||
20/58 |
41,518 | |
21/28 |
15,655 | |
22/27 |
15,655 | |
24 |
15,655 | |
29/58 |
25,863 | |
40/41 |
13,460 | |
40 |
12,425 | |
41 |
1,035 | |
54/58 |
11,743 | |
490/1 |
660 | |
| Balance sheet: equity and liabilities | ||
10/49 |
41,518 | |
10/15 |
11,666 | |
10/11 |
3,000 | |
14 |
8,666 | |
17/49 |
29,852 | |
42/48 |
29,852 | |
44 |
8,908 | |
440/4 |
8,908 | |
45 |
20,865 | |
450/3 |
3,133 | |
454/9 |
17,731 | |
47/48 |
80 | |
| Income statement | ||
9900 |
18,187 | |
630 |
7,295 | |
9901 |
10,892 | |
75/76B |
0 | |
75 |
0 | |
65/66B |
60 | |
65 |
60 | |
9903 |
10,832 | |
67/77 |
2,166 | |
9904 |
8,666 | |
9905 |
8,666 | |
| Appropriation of the result | ||
9906 |
8,666 | |
| Document | ||
The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).
Source: Annual accounts 2025 (PDF), filed on 18-03-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 30-09-2025 | micro format | 18-03-2026 | 2026-00056304 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 |
|---|---|---|
| 18,187 | ||
| 15,961 | ||
| 22,950 | ||
| -3,989 | ||
| 28.1% | ||
| 0.87 | ||
| 2.56 | ||
| 74.3% | ||
| 20.9% | ||
| over 100 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 30-09-2025 |
|---|---|
| Tangible fixed assets | €22,950 |
| €7,295 |
Source: notes to the 2025 annual accounts (statement of fixed assets)
Insights on RAMD CONSTRUCT
Debt's share of the balance-sheet total is 71.9%.
Board & ownership
Board
1 director, since incorporationMandates through the years
1 name, the dashed line is todayDirector (not named in the articles)
Board
Mandates as a list
-
- Director (not named in the articles), appointed by deed of 24-04-2024, still in office
Control
Founder
This company
RAMD CONSTRUCT
Equity €11,666
Profit €8,666 in 2025
Capital
- Contribution
- €3,000
- Shares
- 100
- Contribution per share
- €30
- Equity per share
- €117 in 2025
- Source
- deed of 24-04-2024
Articles of association
deed of 24-04-2024 (in French)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Rémunération portée aux frais généraux indépendamment frais représentation, voyages et déplacements, si rémunéré, assemblée générale à…”
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- First Wednesday of March
Shareholders
At incorporation
deed of 24-04-2024 ↗
- 100 shares (100%) · €3,000 in cash
Network & group
No group
RAMD CONSTRUCT has no parent and no holdings in its annual accounts. is the only director. RAMD CONSTRUCT shares no director with another company.
At the same address
Verzoeningsstraat 4, 1070 Anderlecht · 2 other companies| El-Hamdioui, Allal (sole trader)
establishment since 16-10-2020 |
founded in 2020 0756.780.439 |
| Jean-Baptiste, Patrick (sole trader)
establishment since 01-01-1977 |
founded in 1977 0823.808.231 |
Timeline
Timeline
4 events since 2024Filings
Establishments
202420252026
2026
Annual accounts 2025 filed PDFmicro format · 43 days before the deadline
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:1008660735
2024
IncorporationFounding capital of €3,000, 100 shares · Founder: · Appointment: (director) · published on 24-04-20244 points ▸
- Founding capital, €3,000, 100 shares
- Founder,
- Registered office clause, rue de la Conciliation 4, 1070 Anderlecht
- Director appointment, (director (not named in the articles))
- The deed holds 7 more points.
First establishment Verzoeningsstraat 4, Anderlecht
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
Company details
Identity
- Enterprise number
- 1008.660.735
- VAT number
- BE 1008.660.735
- Peppol ID
- 0208:1008660735
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 22-04-2024
- Financial year
- ends on 30 September
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- First Wednesday of Marchdeed of 24-04-2024 (in French)
- Peppol
- Reachable since 09-12-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- RAMD CONSTRUCT in French
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 24-04-2024 (in French)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Région de Bruxelles-Capitale”deed of 24-04-2024 (in French)
Activities
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Nettoyage industriel;nettoyage intérieur de tous types de bâtiments: bureaux,usines,ateliers,bâtiments commerciaux ou industriels,immeubles…”deed of 24-04-2024 (in French)
9 activities
- Nettoyage industriel;nettoyage intérieur de tous types de bâtiments: bureaux,usines,ateliers,bâtiments commerciaux ou industriels,immeubles à appartements y compris le nettoyage de la verrerie
- Travaux de secrétariat,de bureau et travaux administratifs
- Soutien de bureau,conseil
- Transport de marchandises et de personnes
- Le commerce au détail de véhicules automobiles pour le transport de personnes y compris les véhicules automobiles spécialisés (ambulances)
- Services ménagers dans le système des titres services (nettoyage à domicile,lessive,repassage,petits travaux de couture,préparation des repas,services de courses ménagères)
- La fabrication de meubles
- Garderie d'enfants
- L'informatique en général : l'élaboration et la conception de logiciel,la vente et l'achat de matériel informatique et de bureau,ainsi que de consommables de bureau,l'étude de projets informatiques au sens large,et tout ce qui se rapporte directement ou indirectement à l'informatique,la consultance,la formation,la commercialisation des services et de produits,la maintenance hardware et software
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Verzoeningsstraat 4 registered office 1070 Anderlecht 43223 Specialised construction activities | 22-04-2024 | 2.358.737.122 |
Buildings and parcels at the address
- Ground area
- 130 m²
- Buildings
- 129 m²
- Volume, LiDAR
- 1,679 m³
- Tallest building
- 15.4 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 21001A0545/00A005 | 130 m² | 1 · 129 m² | 15.3 m · 5 |