RAMD CONSTRUCT
ActiveSummary
The computed 12-month bankruptcy probability of RAMD CONSTRUCT is 5.0% (elevated). The 2025 annual accounts show equity of €11,666 and a net result of €8,666. The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes
Profitability95
Solvency53
Growth-
Track record67
Bankruptcy probability, 12 months
5.0%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity short (current ratio 0.87; short-term debt: 71.9% and cash: 28.3% of total assets), and 71.9% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
28.1%
Return on assets
20.9%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 18-03-2026, 43 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
43 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
History
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Financials · fiscal year 2025, micro schema
Equity
€11,666
Total assets
€41,518
Net result
€8,666
Working capital
-€3,989
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €41,518
Fixed assets
€15,655
Current assets
€25,863
Equity and liabilities €41,518
Equity
€11,666
Debt
€29,852
Debt finances 71.9% of the balance-sheet total.
Key figures and ratios
EBITDA
€18,187
Cash flow
€15,961
Current ratio
0.87
Debt to equity
2.56
ROE
74.3%
ROA
20.9%
Interest coverage
303.12
Debt ≤ 1 year
€29,852
Income taxes
€2,166
Annual accounts
| Line | 2025 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €7,295 |
| Gross operating margin9900 | €18,187 |
| Operating profit (loss)9901 | €10,892 |
| Financial income75/76B | €0 |
| Recurring financial income75 | €0 |
| Financial charges65/66B | €60 |
| Recurring financial charges65 | €60 |
| Profit (loss) for the period before taxes9903 | €10,832 |
| Income taxes67/77 | €2,166 |
| Profit (loss) for the period9904 | €8,666 |
| Profit (loss) for the period to be appropriated9905 | €8,666 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €41,518 | |
| Fixed assets21/28 | €15,655 | |
| Tangible fixed assets22/27 | €15,655 | |
| Furniture and vehicles24 | €15,655 | |
| Current assets29/58 | €25,863 | |
| Amounts receivable within one year40/41 | €13,460 | |
| Trade receivables40 | €12,425 | |
| Other amounts receivable41 | €1,035 | |
| Cash at bank and in hand54/58 | €11,743 | |
| Deferred charges and accrued income490/1 | €660 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €41,518 | |
| Equity10/15 | €11,666 | |
| Contributions10/11 | €3,000 | |
| Profit (loss) carried forward14 | €8,666 | |
| Amounts payable17/49 | €29,852 | |
| Amounts payable within one year42/48 | €29,852 | |
| Trade debts44 | €8,908 | |
| Suppliers440/4 | €8,908 | |
| Taxes, remuneration and social security45 | €20,865 | |
| Taxes450/3 | €3,133 | |
| Remuneration and social security454/9 | €17,731 | |
| Other amounts payable47/48 | €80 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €8,666 |
| + Depreciation and write-downs630 | €7,295 |
| Operating cash flow (approximation) | €15,961 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
18-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2024
Ground area
130 m²
Building footprint
129 m²
Volume, LiDAR
1,679 m³
Parcel 21001A0545/00A005, Brussels · tallest building 15.4 m, ±5 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
RAMD CONSTRUCT
since 20242.358.737.122
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21001A0545/00A005 | Brussels | 130 m² | 1 · 129 m² | 15.3 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formPrivate limited company
Founded22-04-2024
Fiscal year end30-09
Scores and ratios are computed by Checked and are not a credit decision.