RAMAEKERS ERIK
ActiveRAMAEKERS ERIK has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €101k and a net result of €16k. Equity is growing by ~7.8% per year across the filed fiscal years. Its solvency ranks better than 72% of 36373 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2024
83
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability82▲+11
Solvency91▼-9
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 2.75 against 4.55 in 2023; short-term debt: 33.5% and cash: 68.3% of total assets), and 33.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-06-2025, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
31 d early
2023
40 d early
2022
6 d early
2021
3 d early
2020
19 d early
2019
2 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€101k▼ 10.0%
2023 · €113k
2018: €61k
2019: €62k
2020: €71k
2021: €104k
2022: €110k
2023: €113k
2018 → 2024
Total assets
€153k▲ 8.3%
2023 · €142k
2018: €84k
2019: €84k
2020: €114k
2021: €167k
2022: €157k
2023: €142k
2018 → 2024
Net result
€16k▲ 536%
2023 · €3k
2018: €7k
2019: €489
2020: €9k
2021: €33k
2022: €6k
2023: €3k
2018 → 2024
Working capital
€90k▲ 0.1%
2023 · €90k
2018: €61k
2019: €61k
2020: €49k
2021: €64k
2022: €79k
2023: €90k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€71k-€104k▲ 46.6%€110k▲ 6.3%€113k▲ 2.3%€101k▼ 10.0%
Operating result€8k-€44k▲ 472%€9k▼ 79.1%€4k▼ 53.6%€25k▲ 469%
Net result€9k-€33k▲ 273%€6k▼ 80.3%€3k▼ 60.3%€16k▲ 536%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 469% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €153k
Fixed assets
€12k▼ 54.3%
Current assets
€141k▲ 22.8%
Equity and liabilities €153k
Equity
€101k▼ 10.0%
Debt
€52k▲ 79.8%
The debt ratio rises from 20.4% to 33.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€39k▲
2023 · €20k
Cash flow
€31k▲
2023 · €18k
Solvency
66.2%▼
2023 · 79.6%
Current ratio
2.75▼
2023 · 4.55
Quick ratio
2.62▼
2023 · 4.26
Debt / equity
0.51▲
2023 · 0.26
ROE
16.1%▲
2023 · 2.3%
ROA
10.7%▲
2023 · 1.8%
Interest coverage
9.78▲
2023 · 6.48
Debt
€52k▲
2023 · €29k
Debt ≤ 1 year
€51k▲
2023 · €25k
Income taxes
€8k▲
2023 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€142k€153k▲
Fixed assets21/28€27k€12k▼
Tangible fixed assets22/27€27k€12k▼
Plant, machinery and equipment23€1k€879▼
Furniture and vehicles24€14k€8k▼
Leasing and similar rights25€11k€3k▼
Current assets29/58€115k€141k▲
Stocks and contracts in progress3€7k€7k▼
Stocks30/36€7k€7k▼
Amounts receivable within one year40/41€60k€28k▼
Trade receivables40€50k€20k▼
Other amounts receivable41€10k€9k▼
Cash at bank and in hand54/58€47k€105k▲
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€142k€153k▲
Equity10/15€113k€101k▼
Contributions10/11€19k€19k=
Reserves13€94k€83k▼
Distributable reserves133€94k€83k▼
Amounts payable17/49€29k€52k▲
Amounts payable after more than one year17€3k-
Financial debts170/4€3k-
Amounts payable within one year42/48€25k€51k▲
Current portion of amounts payable after more than one year42€6k€3k▼
Trade debts44€2k€5k▲
Suppliers440/4€2k€5k▲
Taxes, remuneration and social security45€9k€7k▼
Taxes450/3€114€224▲
Remuneration and social security454/9€9k€7k▼
Other amounts payable47/48€8k€36k▲
Accrued charges and deferred income492/3€374€524▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€14k▼
Other operating charges640/8€1k€978▼
Gross operating margin9900€21k€40k▲
Operating profit (loss)9901€4k€25k▲
Financial income75/76B€2k€4k▲
Recurring financial income75€2k€4k▲
Financial charges65/66B€3k€4k▲
Recurring financial charges65€3k€4k▲
Profit (loss) for the period before taxes9903€4k€24k▲
Income taxes67/77€1k€8k▲
Profit (loss) for the period9904€3k€16k▲
Profit (loss) for the period to be appropriated9905€3k€16k▲
Appropriation of the result
Profit (loss) to be appropriated9906€3k€16k▲
Transfer from equity791/2-€28k
Transfer to equity691/2€3k€16k▲
To other reserves6921€3k€16k▲
Profit to be distributed694/7-€28k
Return on contributions (dividend)694-€28k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
21-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €33k ▲273%
Operating result €44k, net result €33k, both a record.
31-12
Financial
Equity above €100kEq €104k ▲46.6%
4 profitable years in a row build equity to €104k.
12-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
29-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €489 ▼93.1%
Net result drops to €489, the lowest in the series; recovery starts the following year.
26-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
11-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
17-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
20-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tongeren-Borgloon · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wilderstraat 863840 Tongeren-BorgloonGround area
2,038 m²
Building footprint
207 m²
Volume, LiDAR
1,258 m³
Parcel 73007B0115/00A000, Flanders · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Ramaekers Eric
since 20102.188.351.771
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73007B0115/00A000 | Flanders | 2,038 m² | 1 · 207 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,042 companies in sector 43221 we hold annual accounts for 3,469. 3,053 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-05-2010
Fiscal year end31-12
Activities, NACEBEL
43221Plumbing work
43222Installation of electric heating, air conditioning, cooling and ventilation
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.