CREA-TOIT
Dissolution or liquidationSummary
The KBO register records for CREA-TOIT the legal situation: dissolution or liquidation; this is today's state according to the register itself, which carries no start date. The 2025 annual accounts show equity of €102k and a net result of €13k.
Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
24 d early
2024
23 d early
2023
26 d early
2022
42 d early
2021
37 d early
2020
37 d early
2019
7 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€102k▲ 15.2%
2024 · €88k
2018: €76k
2019: €76k
2020: €85k
2021: €62k
2022: €82k
2023: €68k
2024: €88k
2018 → 2025
Total assets
€124k▼ 6.8%
2024 · €133k
2018: €115k
2019: €183k
2020: €165k
2021: €173k
2022: €196k
2023: €153k
2024: €133k
2018 → 2025
Net result
€13k▼ 33.0%
2024 · €20k
2018: €26k
2019: €30k
2020: €34k
2021: €31k
2022: €66k
2023: €12k
2024: €20k
2018 → 2025
Working capital
€55k▲ 26.5%
2024 · €43k
2018: €48k
2019: €29k
2020: €46k
2021: €36k
2022: €34k
2023: €17k
2024: €43k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€62k-€82k▲ 32.4%€68k▼ 16.8%€88k▲ 29.3%€102k▲ 15.2%
Operating result€40k-€83k▲ 105%€19k▼ 77.0%€29k▲ 52.2%€19k▼ 33.9%
Net result€31k-€66k▲ 113%€12k▼ 81.6%€20k▲ 63.7%€13k▼ 33.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 34% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €124k
Fixed assets
€50k ▼ 17.5%
Current assets
€74k ▲ 2.2%
Equity and liabilities €124k
Equity
€102k ▲ 15.2%
Debt
€23k ▼ 49.8%
Debt's share of the balance-sheet total falls from 33.8% to 18.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€43k▼
2024 · €53k
Cash flow
€38k▼
2024 · €44k
Current ratio
3.81▲
2024 · 2.48
Debt to equity
0.22▼
2024 · 0.51
ROE
13.2%▼
2024 · 22.7%
ROA
10.8%▼
2024 · 15.0%
Interest coverage
52.96▲
2024 · 36.31
Debt ≤ 1 year
€19k▼
2024 · €29k
Debt > 1 year
€3k▼
2024 · €16k
Income taxes
€6k▼
2024 · €9k
Staff costs
€38k▼
2024 · €80k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€133k€124k▼
Fixed assets21/28€61k€50k▼
Tangible fixed assets22/27€61k€50k▼
Land and buildings22€4k€3k▼
Plant, machinery and equipment23€1k€161▼
Furniture and vehicles24€43k€35k▼
Other tangible fixed assets26€12k€12k=
Current assets29/58€72k€74k▲
Amounts receivable within one year40/41€13k€914▼
Trade receivables40€6k€600▼
Other amounts receivable41€7k€314▼
Cash at bank and in hand54/58€51k€66k▲
Deferred charges and accrued income490/1€8k€7k▼
Equity and liabilities
Total equity and liabilities10/49€133k€124k▼
Equity10/15€88k€102k▲
Contributions10/11€19k€19k=
Reserves13€70k€83k▲
Distributable reserves133€70k€83k▲
Amounts payable17/49€45k€23k▼
Amounts payable after more than one year17€16k€3k▼
Financial debts170/4€16k€3k▼
Amounts payable within one year42/48€29k€19k▼
Current portion of amounts payable after more than one year42€15k€13k▼
Trade debts44€149€5k▲
Suppliers440/4€149€5k▲
Taxes, remuneration and social security45€1k€743▼
Taxes450/3€41€521▲
Remuneration and social security454/9€1k€222▼
Other amounts payable47/48€13k€960▼
Income statement
Code20242025
Non-recurring operating income76A€207-
Remuneration, social security and pensions62€80k€38k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24k€24k▲
Other operating charges640/8€1k€3k▲
Gross operating margin9900€135k€84k▼
Operating profit (loss)9901€29k€19k▼
Financial income75/76B€1k€607▼
Recurring financial income75€1k€607▼
Financial charges65/66B€1k€818▼
Recurring financial charges65€1k€818▼
Profit (loss) for the period before taxes9903€29k€19k▼
Income taxes67/77€9k€6k▼
Profit (loss) for the period9904€20k€13k▼
Profit (loss) for the period to be appropriated9905€20k€13k▼
Appropriation of the result
Profit (loss) to be appropriated9906€22k€13k▼
Profit (loss) brought forward from the previous period14P€2k-
Transfer to equity691/2€22k€13k▼
To other reserves6921€22k€13k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €100kEq €102k ▲15.2%
8 profitable years in a row build equity to €102k.
08-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
05-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €12k ▼81.6%
Net result drops to €12k, the lowest in the series.
19-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €66k ▲113%
Operating result €83k, net result €66k, both a record.
24-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
24-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
07-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 7 days late
2019
05-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
06-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
26-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Profondeville · 2 establishment units since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Edouard Binamé(B.V.) 35170 ProfondevilleGround area
5,489 m²
Building footprint
295 m²
Volume, LiDAR
2,204 m³
2 parcels, Wallonia · tallest building 9.7 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
CREA-TOIT
since 20042.135.997.507
CREA-TOIT
since 20252.382.069.679
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92071A0223/00W006 | Wallonia | 4,745 m² | 1 · 185 m² | 9.7 m · 3 fl. |
| 92014A0186/00S002 | Wallonia | 744 m² | 1 · 110 m² | 7.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,041 companies in sector 43221 we hold annual accounts for 3,471. 3,055 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-12-2003
Fiscal year end31-12
Activities, NACEBEL 2025
43221Plumbing work
43410Roofing work
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:081/43.21.41