RAMAEKERS
Open bankruptcyA bankruptcy procedure is open for RAMAEKERS according to publications in the Belgian State Gazette; curator: ILSE ROOX. The 2022 annual accounts show equity of €91k and a net result of €16k.
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2022 was due by 31-07-2023 and was filed on 26-10-2023, 87 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
87 d late
2021
89 d late
2020
31 d late
2019
60 d late
← before the deadline
after the deadline →
Financials · fiscal year 2022, micro schema
Equity
€91k▲ 20.5%
2021 · €76k
2018: €68k
2019: €70k
2020: €75k
2021: €76k
2018 → 2022
Total assets
€126k▲ 10.8%
2021 · €114k
2018: €126k
2019: €127k
2020: €111k
2021: €114k
2018 → 2022
Net result
€16k▲ 1,700%
2021 · €863
2018: €-14k
2019: €2k
2020: €5k
2021: €863
2018 → 2022
Working capital
€90k▲ 21.8%
2021 · €74k
2018: €64k
2019: €66k
2020: €73k
2021: €74k
2018 → 2022
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20182019202020212022Trend
Equity€68k-€70k▲ 2.6%€75k▲ 6.8%€76k▲ 1.2%€91k▲ 20.5%
Operating result€-29k-€6k€12k▲ 110%€518▼ 95.6%€21k▲ 4,025%
Net result€-14k-€2k€5k▲ 171%€863▼ 81.9%€16k▲ 1,700%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2022; 2022 is 4,025% above 2021 and is the highest result in the available series.
Balance-sheet composition
2022 in colour, 2021 as the grey bar beneath
Assets €126k
Fixed assets
€1k▼ 76.6%
Current assets
€125k▲ 15.6%
Equity and liabilities €126k
Equity
€91k▲ 20.5%
Debt
€35k▼ 8.5%
The debt ratio falls from 33.4% to 27.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€27k▲
2021 · €6k
Cash flow
€21k▲
2021 · €6k
Solvency
72.4%▲
2021 · 66.6%
Current ratio
3.59▲
2021 · 3.17
Quick ratio
2.80▲
2021 · 2.79
Debt / equity
0.38▼
2021 · 0.50
ROE
17.0%▲
2021 · 1.1%
ROA
12.3%▲
2021 · 0.8%
Interest coverage
16.37▲
2021 · 2.78
Debt
€35k▼
2021 · €38k
Debt ≤ 1 year
€35k▲
2021 · €34k
Debt > 1 year
€0▼
2021 · €4k
Income taxes
€4k▲
2021 · €-2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2022 against 2021
Balance sheet
Code20212022
Assets
Total assets20/58€114k€126k▲
Fixed assets21/28€6k€1k▼
Tangible fixed assets22/27€6k€1k▼
Plant, machinery and equipment23-€1k
Furniture and vehicles24€6k€0▼
Financial fixed assets28€245€245=
Current assets29/58€108k€125k▲
Amounts receivable after more than one year29€69k€73k▲
Other amounts receivable291€69k€73k▲
Stocks and contracts in progress3€13k€28k▲
Stocks30/36€9k€16k▲
Contracts in progress37€4k€12k▲
Amounts receivable within one year40/41€26k€19k▼
Trade receivables40€11k€11k▼
Other amounts receivable41€15k€8k▼
Cash at bank and in hand54/58€1€4k▲
Deferred charges and accrued income490/1-€2k
Equity and liabilities
Total equity and liabilities10/49€114k€126k▲
Equity10/15€76k€91k▲
Contributions10/11€6k€6k=
Reserves13€69k€85k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€67k€83k▲
Profit (loss) carried forward14€863€0▼
Amounts payable17/49€38k€35k▼
Amounts payable after more than one year17€4k€0▼
Financial debts170/4€4k€0▼
Amounts payable within one year42/48€34k€35k▲
Current portion of amounts payable after more than one year42€6k€4k▼
Financial debts43€8k€0▼
Credit institutions430/8€8k€0▼
Trade debts44€16k€27k▲
Suppliers440/4€16k€27k▲
Taxes, remuneration and social security45€4k€3k▼
Taxes450/3€4k€2k▼
Remuneration and social security454/9-€2k
Income statement
Code20212022
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€6k▲
Other operating charges640/8€897€684▼
Gross operating margin9900€7k€28k▲
Operating profit (loss)9901€518€21k▲
Financial income75/76B€662€60▼
Recurring financial income75€662€60▼
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€-1k€20k▲
Income taxes67/77€-2k€4k▲
Profit (loss) for the period9904€863€16k▲
Profit (loss) for the period to be appropriated9905€863€16k▲
Appropriation of the result
Profit (loss) to be appropriated9906€863€16k▲
Profit (loss) brought forward from the previous period14P-€863
Transfer to equity691/2€0€16k▲
To other reserves6921€0€16k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
28-07
Bankruptcy
Opening
Ondernemingsrechtbank Antwerpen, afdeling Hasselt · RAMAEKERS BV WEIDEN- STRAAT 32 BUS A000, 3910 PELT · event 22-07-2026
2023
26-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 87 days late
2022
31-12
Financial
Highest result since 2018net €16k ▲1700%
Operating result €21k, net result €16k, both a record.
28-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 89 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
29-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 60 days late
2019
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
25-10
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 86 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
2017
21-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 52 days late
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 31 days late
2015
31-08
NBB filing
Annual accounts filed
fiscal year 2014 · abbreviated schema · 31 days late
2014
29-08
NBB filing
Annual accounts filed
fiscal year 2013 · abbreviated schema · 29 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pelt · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Weidenstraat 323910 PeltGround area
622 m²
Building footprint
162 m²
Volume, LiDAR
618 m³
Parcel 72025A0823/00M030, Flanders · tallest building 6.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Ramaekers bvba
since 20112.198.491.934
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72025A0823/00M030 | Flanders | 622 m² | 1 · 162 m² | 6.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | ILSE ROOX HASSALUTHDREEF 12B BUS 2,
3500 HASSELT |
22-07-2026 → present |
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Of 9,530 companies in sector 43222 we hold annual accounts for 5,662. 4,886 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-01-2011
Fiscal year end31-12
Activities, NACEBEL
43222Installation of electric heating, air conditioning, cooling and ventilation
43230Insulation installation
43291Specialised construction activities
46836Wholesale trade
46842Wholesale trade
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.